United States · BAH 2026
BAH rates 2026 by location
DTMO sets 2026 BAH for 338 housing areas. For an E-5 with dependents it runs from $1,185 a month in Anniston/Fort McClellan, AL to $5,127 in San Francisco, CA; the middle area pays $2,061.
Find your area to see the rate for every grade, with and without dependents, its ZIP codes and take-home pay examples.
| Housing area | State | E-5 with dependents | O-3 with dependents |
|---|---|---|---|
| County Cost Group 510 | County cost group | $1,329 | $1,809 |
| County Cost Group 520 | County cost group | $1,332 | $1,815 |
| County Cost Group 530 | County cost group | $1,338 | $1,821 |
| County Cost Group 540 | County cost group | $1,344 | $1,827 |
| County Cost Group 550 | County cost group | $1,353 | $1,836 |
| County Cost Group 560 | County cost group | $1,362 | $1,848 |
| County Cost Group 570 | County cost group | $1,371 | $1,857 |
| County Cost Group 580 | County cost group | $1,380 | $1,869 |
| County Cost Group 590 | County cost group | $1,392 | $1,881 |
| County Cost Group 600 | County cost group | $1,404 | $1,893 |
| County Cost Group 610 | County cost group | $1,410 | $1,902 |
| County Cost Group 620 | County cost group | $1,419 | $1,911 |
| County Cost Group 630 | County cost group | $1,425 | $1,917 |
| County Cost Group 640 | County cost group | $1,434 | $1,926 |
| County Cost Group 650 | County cost group | $1,443 | $1,935 |
| County Cost Group 660 | County cost group | $1,449 | $1,944 |
| County Cost Group 670 | County cost group | $1,461 | $1,959 |
| County Cost Group 680 | County cost group | $1,470 | $1,968 |
| County Cost Group 690 | County cost group | $1,482 | $1,980 |
| County Cost Group 700 | County cost group | $1,497 | $1,998 |
| County Cost Group 710 | County cost group | $1,515 | $2,016 |
| County Cost Group 720 | County cost group | $1,536 | $2,040 |
| County Cost Group 730 | County cost group | $1,557 | $2,064 |
| County Cost Group 740 | County cost group | $1,590 | $2,097 |
| County Cost Group 750 | County cost group | $1,638 | $2,154 |
| County Cost Group 760 | County cost group | $1,686 | $2,205 |
| County Cost Group 770 | County cost group | $1,752 | $2,280 |
| County Cost Group 780 | County cost group | $1,815 | $2,346 |
| County Cost Group 790 | County cost group | $1,890 | $2,433 |
| County Cost Group 800 | County cost group | $1,962 | $2,508 |
| County Cost Group 810 | County cost group | $2,064 | $2,622 |
| County Cost Group 820 | County cost group | $2,160 | $2,730 |
| County Cost Group 830 | County cost group | $2,250 | $2,826 |
| County Cost Group 840 | County cost group | $2,322 | $2,907 |
| County Cost Group 850 | County cost group | $2,409 | $3,003 |
| County Cost Group 860 | County cost group | $2,487 | $3,090 |
| County Cost Group 870 | County cost group | $2,652 | $3,270 |
| County Cost Group 880 | County cost group | $2,850 | $3,489 |
| County Cost Group 890 | County cost group | $3,156 | $3,828 |
| Anniston/Fort McClellan, AL | Alabama | $1,185 | $1,686 |
| Auburn, AL | Alabama | $1,707 | $2,412 |
| Birmingham, AL | Alabama | $2,439 | $2,565 |
| Fort Rucker, AL | Alabama | $1,572 | $2,262 |
| Huntsville, AL | Alabama | $1,797 | $2,226 |
| Mobile, AL | Alabama | $1,887 | $2,202 |
| Montgomery, AL | Alabama | $1,683 | $1,932 |
| Anchorage, AK | Alaska | $2,874 | $3,360 |
| Fairbanks, AK | Alaska | $2,436 | $2,937 |
| Juneau, AK | Alaska | $3,354 | $3,594 |
| Ketchikan, AK | Alaska | $2,868 | $3,327 |
| Kodiak Island, AK | Alaska | $2,865 | $3,174 |
| Sitka, AK | Alaska | $3,210 | $3,462 |
| Davis-Monthan AFB, AZ | Arizona | $1,905 | $2,199 |
| Fort Huachuca, AZ | Arizona | $1,719 | $2,232 |
| Phoenix, AZ | Arizona | $2,289 | $2,490 |
| Yuma, AZ | Arizona | $1,695 | $2,049 |
| Fayetteville, AR | Arkansas | $1,782 | $2,355 |
| Fort Chaffee/Fort Smith, AR | Arkansas | $1,263 | $1,962 |
| Little Rock, AR | Arkansas | $1,848 | $1,974 |
| Barstow/Fort Irwin, CA | California | $2,001 | $2,748 |
| Beale AFB, CA | California | $2,967 | $3,165 |
| Bridgeport, CA | California | $2,085 | $3,018 |
| Camp Pendleton, CA | California | $3,963 | $4,659 |
| China Lake, CA | California | $1,563 | $2,154 |
| Edwards AFB/Palmdale, CA | California | $2,658 | $3,264 |
| El Centro, CA | California | $1,986 | $2,664 |
| Fresno, CA | California | $2,439 | $2,937 |
| Humboldt County, CA | California | $1,827 | $2,838 |
| Lemoore NAS, CA | California | $2,139 | $2,451 |
| Los Angeles, CA | California | $3,882 | $4,524 |
| Marin/Sonoma, CA | California | $3,303 | $4,146 |
| Monterey, CA | California | $3,465 | $4,824 |
| Oakland, CA | California | $3,759 | $4,362 |
| Riverside, CA | California | $3,351 | $3,705 |
| Sacramento, CA | California | $2,904 | $3,039 |
| San Bernardino, CA | California | $3,288 | $3,414 |
| San Diego, CA | California | $3,975 | $4,518 |
| San Francisco, CA | California | $5,127 | $5,556 |
| San Luis Obispo, CA | California | $3,198 | $4,215 |
| Santa Clara County, CA | California | $4,659 | $5,199 |
| Stockton, CA | California | $2,553 | $3,309 |
| Twenty Nine Palms MCB, CA | California | $1,980 | $2,814 |
| Vallejo/Travis AFB, CA | California | $3,369 | $3,537 |
| Vandenberg SFB, CA | California | $3,333 | $3,780 |
| Ventura, CA | California | $3,537 | $4,212 |
| Boulder, CO | Colorado | $2,754 | $3,711 |
| Colorado Springs, CO | Colorado | $2,358 | $2,595 |
| Denver, CO | Colorado | $2,841 | $3,207 |
| Fort Collins, CO | Colorado | $2,268 | $2,805 |
| Hartford, CT | Connecticut | $2,901 | $3,759 |
| New Haven/Fairfield, CT | Connecticut | $3,069 | $3,843 |
| New London, CT | Connecticut | $2,580 | $3,306 |
| Dover AFB/Rehoboth, DE | Delaware | $2,277 | $3,051 |
| Washington, DC Metro Area | District of Columbia | $3,132 | $4,020 |
| Eglin AFB, FL | Florida | $2,433 | $3,399 |
| Florida Keys, FL | Florida | $3,969 | $4,872 |
| Fort Myers Beach, FL | Florida | $2,694 | $3,129 |
| Fort Pierce, FL | Florida | $2,691 | $3,078 |
| Gainesville, FL | Florida | $2,040 | $2,697 |
| Jacksonville, FL | Florida | $2,181 | $2,364 |
| Miami/Fort Lauderdale, FL | Florida | $3,660 | $4,437 |
| Ocala, FL | Florida | $2,370 | $2,439 |
| Orlando, FL | Florida | $2,658 | $2,997 |
| Panama City, FL | Florida | $2,163 | $2,709 |
| Patrick SFB, FL | Florida | $2,502 | $2,922 |
| Pensacola, FL | Florida | $1,863 | $2,271 |
| Tallahassee, FL | Florida | $1,824 | $2,580 |
| Tampa, FL | Florida | $2,709 | $3,081 |
| Volusia County, FL | Florida | $2,286 | $2,634 |
| West Palm Beach, FL | Florida | $3,423 | $3,975 |
| Albany, GA | Georgia | $1,371 | $1,905 |
| Atlanta, GA | Georgia | $2,388 | $2,745 |
| Dahlonega, GA | Georgia | $2,208 | $2,550 |
| Fort Benning, GA | Georgia | $1,716 | $2,058 |
| Fort Gordon, AL | Georgia | $1,890 | $2,250 |
| Fort Stewart, GA | Georgia | $2,310 | $2,598 |
| Kings Bay/Brunswick, GA | Georgia | $2,133 | $2,418 |
| Moody AFB, GA | Georgia | $1,524 | $2,004 |
| Robins AFB, GA | Georgia | $1,800 | $2,199 |
| Savannah, GA | Georgia | $2,415 | $2,745 |
| Hawaii County, HI | Hawaii | $3,594 | $3,945 |
| Honolulu County, HI | Hawaii | $3,663 | $4,428 |
| Kauai County, HI | Hawaii | $3,798 | $4,662 |
| Maui County, HI | Hawaii | $4,329 | $5,571 |
| Boise, ID | Idaho | $1,926 | $2,370 |
| Mountain Home AFB, ID | Idaho | $1,605 | $2,325 |
| Champaign/Urbana, IL | Illinois | $1,539 | $2,127 |
| Chicago, IL | Illinois | $3,438 | $3,738 |
| Great Lakes Navtracen, IL | Illinois | $2,427 | $3,018 |
| Peoria, IL | Illinois | $1,572 | $2,040 |
| Rock Island, IL | Illinois | $1,908 | $2,298 |
| Scott AFB, IL | Illinois | $1,542 | $2,208 |
| Springfield/Decatur, IL | Illinois | $1,527 | $2,001 |
| Bloomington, IN | Indiana | $1,905 | $2,469 |
| Fort Wayne, IN | Indiana | $1,947 | $2,205 |
| Indianapolis, IN | Indiana | $1,875 | $2,307 |
| Terre Haute, IN | Indiana | $1,494 | $2,001 |
| Des Moines, IA | Iowa | $1,770 | $2,433 |
| Fort Leavenworth, KS | Kansas | $1,815 | $2,394 |
| Fort Riley, KS | Kansas | $1,314 | $1,953 |
| Topeka, KS | Kansas | $1,626 | $2,064 |
| Wichita/McConnell AFB, KS | Kansas | $1,377 | $1,938 |
| Fort Campbell, KY | Kentucky | $1,815 | $2,496 |
| Fort Knox, KY | Kentucky | $1,647 | $2,421 |
| Frankfort, KY | Kentucky | $1,410 | $2,133 |
| Lexington, KY | Kentucky | $1,875 | $2,205 |
| Louisville, KY | Kentucky | $1,989 | $2,394 |
| Paducah, KY | Kentucky | $1,365 | $2,031 |
| Alexandria, LA | Louisiana | $1,290 | $1,950 |
| Baton Rouge, LA | Louisiana | $1,875 | $2,229 |
| Fort Polk, LA | Louisiana | $1,218 | $1,938 |
| Lafayette, LA | Louisiana | $1,584 | $2,040 |
| Lake Charles, LA | Louisiana | $1,356 | $1,977 |
| Monroe, LA | Louisiana | $1,194 | $1,728 |
| New Orleans, LA | Louisiana | $1,905 | $2,553 |
| Shreveport/Barksdale AFB, LA | Louisiana | $1,845 | $2,268 |
| St Mary And Terrebonne, LA | Louisiana | $1,620 | $2,007 |
| Bangor, ME | Maine | $1,893 | $2,514 |
| Brunswick, ME | Maine | $2,205 | $3,762 |
| Coastal Maine, ME | Maine | $2,193 | $2,868 |
| Portland, ME | Maine | $3,252 | $4,260 |
| Aberdeen Proving Grounds, MD | Maryland | $2,478 | $3,072 |
| Annapolis, MD | Maryland | $2,928 | $3,438 |
| Baltimore, MD | Maryland | $2,610 | $3,156 |
| Eastern Shore, MD | Maryland | $2,121 | $2,406 |
| Fort Detrick, MD | Maryland | $2,682 | $3,255 |
| Fort G. G. Meade, MD | Maryland | $2,901 | $3,411 |
| Indian Head NAVORDSTA, MD | Maryland | $3,249 | $3,669 |
| Oxford, MD | Maryland | $2,445 | $2,985 |
| Patuxent River, MD | Maryland | $2,406 | $2,769 |
| Boston, MA | Massachusetts | $4,791 | $5,163 |
| Cape Cod-Plymouth, MA | Massachusetts | $3,924 | $4,419 |
| Essex Co, MA | Massachusetts | $3,477 | $4,533 |
| Fitchburg, MA | Massachusetts | $3,093 | $4,059 |
| Hampden County, MA | Massachusetts | $2,388 | $3,426 |
| Hanscom AFB, MA | Massachusetts | $4,188 | $4,770 |
| Martha's Vineyard, MA | Massachusetts | $3,984 | $5,025 |
| Nantucket, MA | Massachusetts | $4,344 | $5,442 |
| Worcester, MA | Massachusetts | $2,919 | $3,756 |
| Ann Arbor, MI | Michigan | $2,559 | $3,357 |
| Battle Creek/Kalamazoo, MI | Michigan | $1,959 | $2,514 |
| Detroit, MI | Michigan | $2,361 | $2,778 |
| Grand Haven, MI | Michigan | $2,181 | $2,553 |
| Grand Rapids, MI | Michigan | $2,148 | $2,439 |
| Lansing, MI | Michigan | $1,806 | $2,127 |
| Marquette, MI | Michigan | $1,821 | $2,385 |
| Saginaw, MI | Michigan | $1,503 | $1,842 |
| Sault Ste Marie, MI | Michigan | $1,536 | $1,959 |
| Traverse City, MI | Michigan | $2,070 | $3,069 |
| Duluth, MN | Minnesota | $2,064 | $2,370 |
| Minneapolis/St Paul, MN | Minnesota | $2,541 | $2,910 |
| Columbus AFB, MS | Mississippi | $1,398 | $2,181 |
| Gulfport, MS | Mississippi | $1,602 | $2,040 |
| Hattiesburg, MS | Mississippi | $1,395 | $1,866 |
| Jackson, MS | Mississippi | $1,920 | $2,502 |
| Meridian, MS | Mississippi | $1,290 | $1,953 |
| Columbia/Jefferson City, MO | Missouri | $1,377 | $2,118 |
| Fort Leonard Wood, MO | Missouri | $1,479 | $2,028 |
| Kansas City, MO | Missouri | $1,986 | $2,310 |
| Springfield, MO | Missouri | $1,389 | $1,998 |
| St. Louis, MO | Missouri | $2,436 | $2,760 |
| Whiteman AFB, MO | Missouri | $1,611 | $2,244 |
| Helena, MT | Montana | $1,887 | $2,772 |
| Malmstrom SFB/Great Falls, MT | Montana | $1,608 | $2,268 |
| Lincoln, NE | Nebraska | $1,788 | $2,280 |
| Omaha/Offutt AFB, NE | Nebraska | $2,085 | $2,601 |
| Fallon NAS, NV | Nevada | $1,596 | $2,319 |
| Nellis AFB/Las Vegas, NV | Nevada | $2,070 | $2,382 |
| Reno/Carson City, NV | Nevada | $2,391 | $2,799 |
| Manchester/Concord, NH | New Hampshire | $3,177 | $4,233 |
| Portsmouth, Nh/Kittery, ME | New Hampshire | $3,321 | $4,461 |
| Atlantic City, NJ | New Jersey | $2,655 | $3,624 |
| Cape May, NJ | New Jersey | $2,754 | $3,186 |
| Fort Monmouth/Earle NWS, NJ | New Jersey | $3,549 | $4,332 |
| JB McGuire-Dix-Lakehurst, NJ | New Jersey | $2,823 | $3,552 |
| Northern New Jersey, NJ | New Jersey | $4,749 | $5,094 |
| Perth Amboy, NJ | New Jersey | $3,393 | $4,239 |
| Trenton, NJ | New Jersey | $3,465 | $4,362 |
| Albuquerque/Kirtland AFB, NM | New Mexico | $2,211 | $2,397 |
| Cannon AFB/Clovis, NM | New Mexico | $1,365 | $1,875 |
| Holloman AFB/Alamogordo, NM | New Mexico | $1,590 | $1,905 |
| Santa Fe/Los Alamos, NM | New Mexico | $2,964 | $3,711 |
| White Sands MR/Las Cruces, NM | New Mexico | $1,701 | $2,082 |
| Ballston Spa/Albany, NY | New York | $2,634 | $3,234 |
| Buffalo, NY | New York | $2,214 | $2,772 |
| Fort Drum/Watertown, NY | New York | $1,665 | $2,469 |
| Long Island, NY | New York | $4,425 | $5,061 |
| New York City, NY | New York | $5,070 | $5,529 |
| Rochester, NY | New York | $2,214 | $2,757 |
| Rome/Griffiss AFB, NY | New York | $2,109 | $2,880 |
| Staten Island, NY | New York | $3,735 | $4,554 |
| Syracuse, NY | New York | $2,049 | $2,811 |
| West Point, NY | New York | $3,468 | $4,380 |
| Westchester County, NY | New York | $4,479 | $6,633 |
| Asheville, NC | North Carolina | $2,214 | $2,835 |
| Camp Lejeune, NC | North Carolina | $1,584 | $2,085 |
| Charlotte, NC | North Carolina | $2,169 | $2,472 |
| Durham/Chapel Hill, NC | North Carolina | $2,118 | $2,517 |
| Elizabeth City, NC | North Carolina | $2,508 | $2,667 |
| Fort Bragg/Pope, NC | North Carolina | $1,806 | $2,175 |
| Greensboro, NC | North Carolina | $1,809 | $2,259 |
| Morehead/Cherry Pt MCAS, NC | North Carolina | $1,851 | $2,421 |
| Outer Banks, NC | North Carolina | $2,604 | $3,087 |
| Raleigh, NC | North Carolina | $2,091 | $2,391 |
| Seymour Johnson AFB, NC | North Carolina | $1,521 | $2,226 |
| Wilmington, NC | North Carolina | $2,040 | $2,628 |
| Bismarck, ND | North Dakota | $1,596 | $2,370 |
| Fargo, ND | North Dakota | $1,707 | $2,511 |
| Grand Forks, ND | North Dakota | $1,731 | $2,199 |
| Minot AFB, ND | North Dakota | $1,548 | $2,175 |
| Akron, OH | Ohio | $1,581 | $1,977 |
| Cincinnati, OH | Ohio | $2,283 | $2,604 |
| Cleveland, OH | Ohio | $1,998 | $2,457 |
| Columbus, OH | Ohio | $1,875 | $2,577 |
| Toledo, OH | Ohio | $2,031 | $2,199 |
| Wright-Patterson AFB, OH | Ohio | $1,650 | $2,097 |
| Youngstown, OH | Ohio | $1,191 | $1,767 |
| Altus AFB, OK | Oklahoma | $1,254 | $1,833 |
| Fort Sill/Lawton, OK | Oklahoma | $1,233 | $1,758 |
| Oklahoma City, OK | Oklahoma | $1,644 | $1,974 |
| Tulsa, OK | Oklahoma | $1,638 | $2,106 |
| Vance AFB/Enid, OK | Oklahoma | $1,200 | $1,818 |
| Astoria, OR | Oregon | $2,055 | $3,213 |
| Coos Bay, OR | Oregon | $1,779 | $2,697 |
| Corvallis, OR | Oregon | $2,388 | $2,865 |
| Eugene, OR | Oregon | $2,187 | $2,766 |
| Portland, OR | Oregon | $2,379 | $3,030 |
| Salem, OR | Oregon | $2,004 | $2,709 |
| Allentown/Bethlehem, PA | Pennsylvania | $2,373 | $2,880 |
| Carlisle Barracks, PA | Pennsylvania | $2,076 | $2,559 |
| Erie, PA | Pennsylvania | $1,464 | $1,872 |
| Philadelphia, Pa/Camden, NJ | Pennsylvania | $2,691 | $3,015 |
| Pittsburgh, PA | Pennsylvania | $2,283 | $2,643 |
| State College, PA | Pennsylvania | $1,791 | $2,580 |
| Wilkes-Barre/Scranton, PA | Pennsylvania | $1,740 | $2,085 |
| Willow Grove, PA | Pennsylvania | $2,934 | $3,438 |
| Newport, RI | Rhode Island | $2,847 | $4,137 |
| Providence, RI | Rhode Island | $3,195 | $4,008 |
| Beaufort/Parris Island, SC | South Carolina | $2,403 | $2,856 |
| Charleston, SC | South Carolina | $2,385 | $2,721 |
| Columbia/Fort Jackson, SC | South Carolina | $1,878 | $2,232 |
| Greenville, SC | South Carolina | $1,923 | $2,205 |
| Myrtle Beach, SC | South Carolina | $2,097 | $2,523 |
| Sumter/Shaw AFB, SC | South Carolina | $1,503 | $2,052 |
| Rapid City/Ellsworth AFB, SD | South Dakota | $1,986 | $2,475 |
| Sioux Falls, SD | South Dakota | $1,554 | $2,106 |
| Chattanooga, TN | Tennessee | $1,986 | $2,520 |
| Johnson City/Kingsport, TN | Tennessee | $1,548 | $2,343 |
| Knoxville, TN | Tennessee | $2,184 | $2,904 |
| Memphis, TN | Tennessee | $2,154 | $2,352 |
| Nashville, TN | Tennessee | $2,268 | $2,784 |
| Abilene/Dyess AFB, TX | Texas | $1,872 | $2,859 |
| Austin, TX | Texas | $2,241 | $3,447 |
| Beaumont, TX | Texas | $1,518 | $1,956 |
| Brownsville, TX | Texas | $1,503 | $2,169 |
| College Station, TX | Texas | $1,758 | $2,685 |
| Corpus Christi, TX | Texas | $1,788 | $2,475 |
| Dallas, TX | Texas | $2,469 | $2,847 |
| El Paso, TX | Texas | $1,809 | $2,202 |
| Fort Hood, TX | Texas | $1,695 | $2,340 |
| Fort Worth, TX | Texas | $2,118 | $2,460 |
| Goodfellow AFB, TX | Texas | $1,578 | $2,193 |
| Houston, TX | Texas | $2,193 | $2,700 |
| Laughlin AFB/Del Rio, TX | Texas | $1,470 | $2,121 |
| Lubbock, TX | Texas | $1,476 | $1,983 |
| San Antonio, TX | Texas | $1,869 | $2,127 |
| Waco, TX | Texas | $1,755 | $2,379 |
| Wichita Fls/Sheppard AFB, TX | Texas | $1,491 | $2,325 |
| Ogden/Hill AFB, UT | Utah | $2,118 | $2,361 |
| Provo, UT | Utah | $2,058 | $2,529 |
| Salt Lake City, UT | Utah | $2,130 | $2,742 |
| Burlington, VT | Vermont | $3,120 | $4,203 |
| Charlottesville, VA | Virginia | $2,373 | $3,045 |
| Dahlgren/Fort A.P. Hill | Virginia | $2,313 | $2,844 |
| Hampton/Newport News, VA | Virginia | $2,274 | $2,475 |
| Lexington, VA | Virginia | $1,536 | $2,130 |
| Norfolk/Portsmouth, VA | Virginia | $2,430 | $2,694 |
| Quantico/Woodbridge, VA | Virginia | $2,955 | $3,327 |
| Richmond/Fort Lee, VA | Virginia | $2,358 | $2,760 |
| Roanoke, VA | Virginia | $1,911 | $2,301 |
| Warrenton, VA | Virginia | $3,066 | $3,666 |
| Bremerton, WA | Washington | $2,364 | $3,045 |
| Everett, WA | Washington | $2,748 | $3,567 |
| Port Angeles, WA | Washington | $2,436 | $3,081 |
| Seattle, WA | Washington | $3,135 | $4,215 |
| Spokane, WA | Washington | $2,184 | $2,844 |
| Tacoma, WA | Washington | $2,556 | $3,123 |
| Whidbey Island, WA | Washington | $2,073 | $3,105 |
| Yakima, WA | Washington | $1,923 | $2,703 |
| Charleston, WV | West Virginia | $1,404 | $1,860 |
| Eastern Panhandle, WV | West Virginia | $2,058 | $2,478 |
| Huntington, WV | West Virginia | $1,533 | $1,917 |
| Morgantown, WV | West Virginia | $1,641 | $2,031 |
| Madison, WI | Wisconsin | $2,655 | $3,426 |
| Milwaukee, WI | Wisconsin | $2,607 | $3,189 |
| Sparta/Fort McCoy, WI | Wisconsin | $1,395 | $1,923 |
| Stevens Point, WI | Wisconsin | $1,338 | $1,746 |
| Cheyenne, WY | Wyoming | $1,653 | $2,442 |
How do I read BAH rates?
Each housing area has one monthly rate per pay grade, with dependents and without. The table above shows two grades to compare places; each area’s page has all 24 grades (E-1 to O-7 and above, with the O-1E to O-3E and warrant officer grades), its ZIP codes, and what an E-4 and an O-3 take home there.
BAH is not taxed. It is paid by the ZIP code of your duty station, not where you choose to live.
Which states have the most housing areas?
- Alabama 7 areas
- Alaska 6 areas
- Arizona 4 areas
- Arkansas 3 areas
- California 26 areas
- Colorado 4 areas
- Connecticut 3 areas
- Delaware 1 area
- District of Columbia 1 area
- Florida 16 areas
- Georgia 10 areas
- Hawaii 4 areas
- Idaho 2 areas
- Illinois 7 areas
- Indiana 4 areas
- Iowa 1 area
- Kansas 4 areas
- Kentucky 6 areas
- Louisiana 9 areas
- Maine 4 areas
- Maryland 9 areas
- Massachusetts 9 areas
- Michigan 10 areas
- Minnesota 2 areas
- Mississippi 5 areas
- Missouri 6 areas
- Montana 2 areas
- Nebraska 2 areas
- Nevada 3 areas
- New Hampshire 2 areas
- New Jersey 7 areas
- New Mexico 5 areas
- New York 11 areas
- North Carolina 12 areas
- North Dakota 4 areas
- Ohio 7 areas
- Oklahoma 5 areas
- Oregon 6 areas
- Pennsylvania 8 areas
- Rhode Island 2 areas
- South Carolina 6 areas
- South Dakota 2 areas
- Tennessee 5 areas
- Texas 17 areas
- Utah 3 areas
- Vermont 1 area
- Virginia 9 areas
- Washington 8 areas
- West Virginia 4 areas
- Wisconsin 4 areas
- Wyoming 1 area
What else can I work out?
- BAH calculator Your 2026 housing allowance from a ZIP code, pay grade and dependents, with a second ZIP to compare.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Military and federal pay Every military and federal pay calculator and chart in one place.
Questions about BAH rates
Where can I find the BAH rate for my base?
Find your area below, or type your duty station’s ZIP code into the BAH calculator: DTMO maps 40,959 ZIP codes to 338 housing areas.
What is a Military Housing Area?
A group of ZIP codes that share one set of BAH rates. DTMO gives each area a name, usually a town or a base, such as “San Antonio, TX” or “Fort Bragg/Pope, NC”. Some ZIP codes fall into numbered county cost groups instead.
Which housing area has the highest BAH in 2026?
For an E-5 with dependents, San Francisco, CA at $5,127 a month. The lowest is Anniston/Fort McClellan, AL at $1,185, and the middle of all areas $2,061.
How many housing areas are there in each state?
It varies with the number of bases: California has 26, Texas has 17, Florida has 16, and many states have one or two.
Do BAH rates differ by service?
No. DTMO publishes one table for every ZIP code, grade and dependency status, with no separate rates by service.