United States · BAH 2026 · County cost groups
County Cost Group 760 BAH rates 2026
In County Cost Group 760 (666 ZIP codes), 2026 BAH runs from $1,248 a month (E-1 without dependents) to $2,679 (O-7 and above with dependents). An E-5 with dependents gets $1,686 a month, not taxed.
County Cost Group 760 · E-5 · with dependents
$1,686 a month
$20,232 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,566 | $1,248 |
| E-2 | $1,566 | $1,248 |
| E-3 | $1,566 | $1,248 |
| E-4 | $1,566 | $1,248 |
| E-5 | $1,686 | $1,368 |
| E-6 | $1,995 | $1,494 |
| E-7 | $2,070 | $1,566 |
| E-8 | $2,151 | $1,752 |
| E-9 | $2,274 | $1,836 |
| W-1 | $2,013 | $1,536 |
| W-2 | $2,103 | $1,749 |
| W-3 | $2,208 | $1,851 |
| W-4 | $2,301 | $2,007 |
| W-5 | $2,421 | $2,088 |
| O-1E | $2,082 | $1,683 |
| O-2E | $2,190 | $1,818 |
| O-3E | $2,319 | $1,986 |
| O-1 | $1,728 | $1,443 |
| O-2 | $1,992 | $1,650 |
| O-3 | $2,205 | $1,878 |
| O-4 | $2,457 | $2,067 |
| O-5 | $2,643 | $2,109 |
| O-6 | $2,661 | $2,184 |
| O-7 and above | $2,679 | $2,220 |
What is take-home pay with BAH in County Cost Group 760?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,248.00 | $1,566.00 | $1,878.00 | $2,205.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,704.73 | $5,179.04 | $8,136.04 | $8,828.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 760?
DTMO’s 2026 list maps 666 ZIP codes to this county cost group (ZZ760). BAH is set by the ZIP code of your duty station.
Show all 666 ZIP codes
120xx: 12064
121xx: 12116, 12155, 12197
129xx: 12901, 12903, 12910, 12911, 12912, 12918, 12919, 12921, 12923, 12924, 12929, 12933, 12934, 12935, 12944, 12952, 12955, 12958, 12959, 12962, 12972, 12978, 12979, 12981, 12985, 12992
133xx: 13315, 13320, 13326, 13333, 13335, 13337, 13342, 13348
134xx: 13415, 13439, 13450, 13457, 13468, 13482, 13488
137xx: 13747, 13776, 13796
138xx: 13807, 13808, 13810, 13820, 13825, 13834, 13849, 13859, 13861
184xx: 18405, 18415, 18417, 18427, 18431, 18436, 18437, 18438, 18439, 18443, 18445, 18449, 18453, 18454, 18455, 18456, 18459, 18460, 18461, 18462, 18463, 18469, 18472, 18473
224xx: 22460, 22472
225xx: 22548, 22570, 22572
278xx: 27801, 27802, 27803, 27804, 27807, 27809, 27811, 27812, 27815, 27816, 27819, 27827, 27828, 27829, 27833, 27834, 27835, 27836, 27837, 27852, 27856, 27858, 27864, 27868, 27878, 27879, 27881, 27882, 27884, 27886, 27891
285xx: 28513, 28530, 28590
301xx: 30105, 30124, 30129, 30147, 30149, 30161, 30162, 30164, 30165, 30172, 30173
302xx: 30230, 30240, 30241, 30261
305xx: 30525, 30528, 30537, 30545, 30552, 30562, 30568, 30571, 30573, 30576, 30581
307xx: 30710, 30719, 30720, 30721, 30722, 30740, 30755, 30756
310xx: 31024, 31026
318xx: 31833
320xx: 32040, 32042, 32044, 32058, 32063, 32087
323xx: 32321, 32334, 32335, 32360
326xx: 32622
377xx: 37725, 37760, 37778
378xx: 37813, 37814, 37815, 37816, 37820, 37860, 37871, 37877, 37890, 37891
460xx: 46001, 46011, 46012, 46013, 46014, 46015, 46016, 46017, 46018, 46036, 46044, 46048, 46051, 46056, 46063, 46064, 46070
463xx: 46310, 46380, 46392
465xx: 46507, 46514, 46515, 46516, 46517, 46526, 46527, 46528, 46540, 46543, 46550, 46553, 46573
479xx: 47943, 47977, 47978
486xx: 48618, 48620, 48628, 48640, 48641, 48642, 48657, 48667, 48670, 48674, 48686
488xx: 48811, 48812, 48818, 48829, 48834, 48838, 48850, 48852, 48884, 48885, 48886, 48888, 48891
490xx: 49022, 49023, 49038, 49039, 49084, 49085, 49098
491xx: 49101, 49102, 49103, 49104, 49106, 49107, 49111, 49113, 49115, 49116, 49117, 49119, 49120, 49125, 49126, 49127, 49128, 49129
492xx: 49201, 49202, 49203, 49204, 49230, 49234, 49237, 49240, 49241, 49246, 49254, 49259, 49261, 49263, 49269, 49272, 49277, 49283, 49284
493xx: 49322, 49329, 49339, 49347
497xx: 49706, 49716, 49718, 49722, 49723, 49737, 49740, 49755, 49764, 49769, 49770
530xx: 53010, 53019, 53049, 53057, 53065, 53079
539xx: 53919, 53931
541xx: 54115, 54126, 54155, 54162, 54173, 54180
542xx: 54201, 54205, 54208, 54216, 54217, 54229
543xx: 54301, 54302, 54303, 54304, 54305, 54306, 54307, 54308, 54311, 54313, 54324, 54344
547xx: 54701, 54702, 54703, 54720, 54722, 54724, 54726, 54727, 54729, 54732, 54741, 54742, 54745, 54748, 54757, 54768, 54774
549xx: 54901, 54902, 54903, 54904, 54906, 54927, 54932, 54935, 54936, 54937, 54947, 54952, 54956, 54957, 54963, 54964, 54971, 54974, 54979, 54980, 54985, 54986
550xx: 55009, 55018, 55026, 55027, 55049, 55060, 55066, 55089
559xx: 55917, 55946, 55963, 55983, 55992
560xx: 56026, 56046
565xx: 56517, 56523, 56535, 56540, 56542, 56556, 56568, 56592
566xx: 56646, 56684
567xx: 56716, 56721, 56722, 56723, 56736
573xx: 57339, 57341
575xx: 57551, 57574
577xx: 57714
590xx: 59011, 59033, 59036, 59052, 59055, 59078, 59085
592xx: 59201, 59212, 59213, 59218, 59226, 59255
594xx: 59453
595xx: 59523, 59526, 59527, 59529, 59535, 59542, 59547
597xx: 59711, 59724, 59725, 59732, 59736, 59739, 59746, 59756, 59761, 59762
610xx: 61008, 61011, 61012, 61016, 61024, 61038, 61063, 61065, 61072, 61073, 61077, 61079, 61080, 61088
611xx: 61101, 61102, 61103, 61104, 61105, 61106, 61107, 61108, 61109, 61110, 61111, 61112, 61114, 61115, 61125, 61126, 61130, 61131, 61132
612xx: 61231, 61233, 61234, 61235, 61238, 61241, 61254, 61258, 61260, 61262, 61263, 61272, 61273, 61274, 61276, 61281
614xx: 61412, 61413, 61419, 61434, 61442, 61443, 61465, 61466, 61468, 61476, 61486, 61490
756xx: 75642, 75650, 75651, 75659, 75661, 75670, 75671, 75672, 75688, 75692, 75694
762xx: 76228
763xx: 76352, 76357, 76365, 76377
768xx: 76837, 76855, 76862, 76866
769xx: 76937, 76951
774xx: 77418, 77452, 77473, 77474, 77485
780xx: 78009, 78016, 78039, 78056, 78059, 78066
788xx: 78801, 78802, 78838, 78850, 78861, 78870, 78881, 78884, 78886
789xx: 78931, 78933, 78944, 78950
790xx: 79001, 79010, 79012, 79015, 79016, 79019, 79039, 79068, 79080, 79091, 79092, 79094, 79097, 79098
791xx: 79101, 79102, 79103, 79104, 79105, 79106, 79107, 79108, 79109, 79110, 79111, 79114, 79116, 79117, 79118, 79119, 79120, 79121, 79124, 79159, 79166, 79168, 79172, 79174, 79178, 79185, 79189
793xx: 79323, 79355, 79376
795xx: 79516, 79517, 79526, 79527, 79549, 79550
810xx: 81021, 81036, 81045, 81071
812xx: 81235
814xx: 81410, 81413, 81414, 81415, 81416, 81418, 81419, 81420, 81428
826xx: 82601, 82602, 82604, 82605, 82609, 82620, 82630, 82635, 82636, 82638, 82643, 82644, 82646, 82648
832xx: 83226, 83227, 83235, 83243, 83251, 83252, 83278
834xx: 83440, 83441, 83448, 83460
836xx: 83610, 83645, 83672
847xx: 84713, 84731, 84751, 84752
856xx: 85611, 85621, 85624, 85628, 85637, 85640, 85646, 85648
890xx: 89001, 89008, 89017, 89042, 89043
979xx: 97901, 97902, 97903, 97906, 97908, 97909, 97910, 97911, 97913, 97914, 97917, 97918, 97920
How does County Cost Group 760 BAH compare?
For an E-5 with dependents, County Cost Group 760 pays $1,686 a month: number 244 of 338 housing areas, and $375 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 760
What is E-5 BAH in County Cost Group 760 for 2026?
$1,686 a month with dependents and $1,368 without ($20,232 and $16,416 a year). That ranks 244 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 760?
An O-3 gets $2,205 a month with dependents and $1,878 without in 2026. A W-2 gets $2,103 and $1,749.
How much BAH does an E-1 get in County Cost Group 760?
$1,566 a month with dependents and $1,248 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 760 BAH rates?
666 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ760): 12064, 12116, 12155, 12197, 12901 and 661 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 760 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,207.35 a month here with allowances and takes home about $4,704.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 760 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.