United States · BAH 2026 · Georgia
Fort Benning, GA BAH rates 2026
In Fort Benning, GA, 2026 BAH runs from $1,362 a month (E-1 without dependents) to $2,502 (O-7 and above with dependents). An E-5 with dependents gets $1,716 a month, not taxed.
Fort Benning, GA · E-5 · with dependents
$1,716 a month
$20,592 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,635 | $1,362 |
| E-2 | $1,635 | $1,362 |
| E-3 | $1,635 | $1,362 |
| E-4 | $1,635 | $1,362 |
| E-5 | $1,716 | $1,482 |
| E-6 | $1,977 | $1,557 |
| E-7 | $2,004 | $1,635 |
| E-8 | $2,037 | $1,773 |
| E-9 | $2,121 | $1,842 |
| W-1 | $1,995 | $1,623 |
| W-2 | $2,016 | $1,770 |
| W-3 | $2,061 | $1,854 |
| W-4 | $2,148 | $1,977 |
| W-5 | $2,262 | $2,010 |
| O-1E | $2,007 | $1,713 |
| O-2E | $2,049 | $1,827 |
| O-3E | $2,166 | $1,968 |
| O-1 | $1,755 | $1,554 |
| O-2 | $1,974 | $1,692 |
| O-3 | $2,058 | $1,878 |
| O-4 | $2,295 | $1,998 |
| O-5 | $2,469 | $2,013 |
| O-6 | $2,487 | $2,034 |
| O-7 and above | $2,502 | $2,067 |
What is take-home pay with BAH in Fort Benning, GA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Georgia is your state of legal residence: Georgia taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,362.00 | $1,635.00 | $1,878.00 | $2,058.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$111.40 | −$49.02 | −$306.02 | −$243.65 |
| Take-home a month | $4,707.33 | $5,199.02 | $7,830.02 | $8,438.17 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Fort Benning, GA?
DTMO’s 2026 list maps 40 ZIP codes to this housing area (GA075). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
31804, 31805, 31807, 31808, 31811, 31814, 31815, 31820, 31821, 31822, 31823, 31825, 31826, 31829, 31831, 31901, 31902, 31903, 31904, 31905, 31906, 31907, 31908, 31909, 31914, 31917, 31993, 31995, 31997, 31998, 31999, 36851, 36856, 36858, 36860, 36867, 36868, 36869, 36871, 36875
How does Fort Benning, GA BAH compare?
For an E-5 with dependents, Fort Benning, GA pays $1,716 a month: number 238 of 338 housing areas, and $345 below the middle of all areas ($2,061). Other housing areas in Georgia:
- Albany, GA E-5 with dependents $1,371
- Atlanta, GA E-5 with dependents $2,388
- Dahlonega, GA E-5 with dependents $2,208
- Fort Gordon, AL E-5 with dependents $1,890
- Fort Stewart, GA E-5 with dependents $2,310
- Kings Bay/Brunswick, GA E-5 with dependents $2,133
- Moody AFB, GA E-5 with dependents $1,524
- Robins AFB, GA E-5 with dependents $1,800
- Savannah, GA E-5 with dependents $2,415
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Georgia minimum wage The Georgia minimum wage for 2026 and 2027, with full-time pay.
- Georgia paycheck calculator Take-home pay for a civilian job in Georgia, after federal and state tax.
Questions about BAH in Fort Benning, GA
What is E-5 BAH in Fort Benning, GA for 2026?
$1,716 a month with dependents and $1,482 without ($20,592 and $17,784 a year). That ranks 238 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Fort Benning, GA?
An O-3 gets $2,058 a month with dependents and $1,878 without in 2026. A W-2 gets $2,016 and $1,770.
How much BAH does an E-1 get in Fort Benning, GA?
$1,635 a month with dependents and $1,362 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Fort Benning, GA BAH rates?
40 ZIP codes in DTMO’s 2026 list map to this housing area (GA075): 31804, 31805, 31807, 31808, 31811 and 35 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Fort Benning, GA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,321.35 a month here with allowances and takes home about $4,707.33. These assume Georgia is your state of legal residence: Georgia taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
When will Fort Benning, GA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.