United States · BAH 2026 · County cost groups
County Cost Group 590 BAH rates 2026
In County Cost Group 590 (612 ZIP codes), 2026 BAH runs from $1,041 a month (E-1 without dependents) to $2,295 (O-7 and above with dependents). An E-5 with dependents gets $1,392 a month, not taxed.
County Cost Group 590 · E-5 · with dependents
$1,392 a month
$16,704 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,290 | $1,041 |
| E-2 | $1,290 | $1,041 |
| E-3 | $1,290 | $1,041 |
| E-4 | $1,290 | $1,041 |
| E-5 | $1,392 | $1,128 |
| E-6 | $1,692 | $1,266 |
| E-7 | $1,761 | $1,320 |
| E-8 | $1,833 | $1,458 |
| E-9 | $1,944 | $1,539 |
| W-1 | $1,710 | $1,284 |
| W-2 | $1,791 | $1,455 |
| W-3 | $1,884 | $1,551 |
| W-4 | $1,968 | $1,701 |
| W-5 | $2,073 | $1,776 |
| O-1E | $1,770 | $1,389 |
| O-2E | $1,869 | $1,521 |
| O-3E | $1,983 | $1,683 |
| O-1 | $1,437 | $1,185 |
| O-2 | $1,689 | $1,362 |
| O-3 | $1,881 | $1,581 |
| O-4 | $2,103 | $1,755 |
| O-5 | $2,268 | $1,794 |
| O-6 | $2,283 | $1,860 |
| O-7 and above | $2,295 | $1,890 |
What is take-home pay with BAH in County Cost Group 590?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,041.00 | $1,290.00 | $1,581.00 | $1,881.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,497.73 | $4,903.04 | $7,839.04 | $8,504.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 590?
DTMO’s 2026 list maps 612 ZIP codes to this county cost group (ZZ590). BAH is set by the ZIP code of your duty station.
Show all 612 ZIP codes
157xx: 15711, 15715, 15730, 15733, 15744, 15764, 15767, 15770, 15776, 15778, 15780, 15781, 15784
158xx: 15824, 15825, 15829, 15840, 15847, 15851, 15860, 15863, 15864, 15865
167xx: 16720, 16746, 16748
169xx: 16915, 16922, 16923, 16927, 16937, 16941, 16948
177xx: 17729
242xx: 24218, 24221, 24243, 24248, 24263, 24265, 24277, 24281, 24282
250xx: 25022, 25047, 25076
251xx: 25121, 25183
255xx: 25505, 25508, 25547
256xx: 25601, 25606, 25607, 25611, 25612, 25614, 25617, 25624, 25625, 25628, 25630, 25632, 25634, 25635, 25637, 25638, 25639, 25644, 25646, 25647, 25649, 25652, 25653, 25654
287xx: 28733, 28734, 28741, 28744, 28763, 28771, 28775
290xx: 29037, 29075
291xx: 29108, 29122, 29126, 29127, 29145, 29178
293xx: 29355
298xx: 29821, 29835, 29838, 29840, 29844, 29845, 29899
310xx: 31018, 31035, 31037, 31055, 31067, 31082, 31083, 31089, 31094
315xx: 31532, 31539, 31544, 31549
317xx: 31750
370xx: 37012, 37059, 37095
371xx: 37166
373xx: 37352
377xx: 37732, 37755, 37756
378xx: 37841, 37852, 37892
380xx: 38012, 38069
385xx: 38551, 38575
388xx: 38820, 38841, 38863, 38864, 38869, 38871
434xx: 43407, 43410, 43420, 43431, 43435, 43442, 43464, 43469
451xx: 45105, 45144
456xx: 45616, 45618, 45650, 45660, 45679, 45684, 45693, 45697
458xx: 45832, 45838, 45863, 45874, 45886, 45891, 45894, 45898, 45899
463xx: 46366, 46374
465xx: 46531, 46532, 46534
467xx: 46711, 46733, 46740, 46769, 46772, 46780, 46782
469xx: 46913, 46915, 46916, 46917, 46920, 46923, 46929, 46968, 46977
473xx: 47326, 47336, 47369, 47371, 47373, 47381
479xx: 47997
486xx: 48635, 48654, 48661
487xx: 48756, 48761
496xx: 49631, 49639, 49655, 49665, 49677, 49679, 49688
500xx: 50005, 50034, 50041, 50051, 50075, 50078
501xx: 50106, 50120, 50130, 50132, 50141, 50142, 50148, 50158, 50162
502xx: 50227, 50231, 50234, 50239, 50246, 50247, 50249, 50271
504xx: 50420, 50423, 50424, 50427, 50430, 50431, 50432, 50436, 50438, 50439, 50441, 50447, 50449, 50450, 50452, 50453, 50465, 50473, 50475, 50478, 50484
505xx: 50501, 50516, 50518, 50521, 50523, 50524, 50530, 50532, 50543, 50544, 50557, 50566, 50569, 50594, 50595
506xx: 50606, 50633, 50655, 50662, 50664, 50681
521xx: 52135, 52141, 52142, 52147, 52164, 52166, 52169, 52171, 52175
522xx: 52216, 52255
523xx: 52306, 52337, 52358
526xx: 52630, 52641, 52642, 52644, 52645, 52647, 52649, 52652, 52654, 52659
527xx: 52721, 52747, 52772
541xx: 54102, 54104, 54112, 54114, 54119, 54125, 54143, 54151, 54156, 54157, 54159, 54161, 54177
548xx: 54830, 54840, 54845, 54872, 54893
576xx: 57620, 57638, 57640, 57644, 57649
580xx: 58031, 58049, 58062, 58063, 58065, 58072
582xx: 58212, 58216, 58220, 58222, 58224, 58225, 58236, 58238, 58241, 58254, 58259, 58262, 58265, 58271, 58272, 58276, 58282
583xx: 58313, 58332, 58335, 58341, 58343, 58344, 58346, 58348, 58351, 58357, 58361, 58368, 58370, 58379, 58380, 58381, 58385, 58386
584xx: 58418, 58421, 58422, 58423, 58429, 58438, 58443, 58445, 58451, 58461, 58464, 58479, 58480, 58481, 58486, 58492
585xx: 58531, 58540, 58559, 58565, 58575, 58576, 58577, 58579
586xx: 58625, 58626, 58636, 58640, 58642, 58644, 58646, 58647, 58650
587xx: 58716, 58723, 58759, 58775, 58778
609xx: 60919, 60933, 60936, 60946, 60952, 60957, 60959, 60962
610xx: 61014, 61046, 61051, 61053, 61074, 61078
612xx: 61285
614xx: 61418, 61425, 61437, 61454, 61460, 61469, 61471, 61480
617xx: 61723, 61751, 61773
619xx: 61917, 61924, 61932, 61933, 61940, 61944, 61949, 61955
620xx: 62016, 62027, 62044, 62050, 62054, 62078, 62081, 62082, 62092, 62098
624xx: 62410
625xx: 62512, 62518, 62519, 62541, 62543, 62548
626xx: 62634, 62635, 62643, 62656, 62666, 62671
628xx: 62811, 62817, 62828, 62829, 62852, 62859, 62860, 62863
648xx: 64831, 64843, 64847, 64854, 64856, 64861, 64863, 64868
650xx: 65001, 65016, 65024, 65035, 65048, 65051, 65054, 65058, 65085
653xx: 65325, 65326, 65335, 65338, 65355
655xx: 65548
656xx: 65603, 65626, 65635, 65646, 65661, 65682, 65688
657xx: 65730, 65752, 65775, 65777, 65788, 65789, 65790, 65793
680xx: 68001, 68014, 68036
686xx: 68620, 68623, 68624, 68626, 68627, 68632, 68635, 68636, 68652, 68655, 68658, 68660, 68667, 68669
687xx: 68720, 68726, 68756, 68761, 68764, 68773
690xx: 69024, 69040, 69043, 69044
693xx: 69335, 69340, 69343, 69347, 69351, 69360, 69365
700xx: 70052, 70071, 70086, 70090
707xx: 70723, 70743, 70763, 70792
720xx: 72003, 72026, 72038, 72042, 72048, 72055
721xx: 72140, 72160, 72166
730xx: 73040, 73043, 73061, 73077
737xx: 73717, 73724, 73731, 73744, 73746, 73755, 73757, 73763, 73770, 73772
738xx: 73842, 73860
743xx: 74301, 74332, 74333, 74349, 74369
744xx: 74401, 74402, 74403, 74422, 74423, 74428, 74434, 74436, 74439, 74450, 74455, 74463, 74468, 74469, 74470
746xx: 74630, 74644, 74651
759xx: 75930, 75948, 75959, 75968
780xx: 78067, 78076
783xx: 78360, 78361
785xx: 78564
792xx: 79220, 79221, 79229, 79231, 79234, 79235, 79241, 79243, 79244, 79256, 79258
793xx: 79370
795xx: 79534, 79543, 79546, 79560
How does County Cost Group 590 BAH compare?
For an E-5 with dependents, County Cost Group 590 pays $1,392 a month: number 311 of 338 housing areas, and $669 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 590
What is E-5 BAH in County Cost Group 590 for 2026?
$1,392 a month with dependents and $1,128 without ($16,704 and $13,536 a year). That ranks 311 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 590?
An O-3 gets $1,881 a month with dependents and $1,581 without in 2026. A W-2 gets $1,791 and $1,455.
How much BAH does an E-1 get in County Cost Group 590?
$1,290 a month with dependents and $1,041 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 590 BAH rates?
612 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ590): 15711, 15715, 15730, 15733, 15744 and 607 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 590 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,000.35 a month here with allowances and takes home about $4,497.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 590 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.