United States · BAH 2026 · West Virginia
Charleston, WV BAH rates 2026
In Charleston, WV, 2026 BAH runs from $1,056 a month (E-1 without dependents) to $2,496 (O-7 and above with dependents). An E-5 with dependents gets $1,404 a month, not taxed.
Charleston, WV · E-5 · with dependents
$1,404 a month
$16,848 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,308 | $1,056 |
| E-2 | $1,308 | $1,056 |
| E-3 | $1,308 | $1,056 |
| E-4 | $1,308 | $1,056 |
| E-5 | $1,404 | $1,149 |
| E-6 | $1,764 | $1,323 |
| E-7 | $1,800 | $1,350 |
| E-8 | $1,833 | $1,479 |
| E-9 | $1,956 | $1,581 |
| W-1 | $1,785 | $1,338 |
| W-2 | $1,812 | $1,476 |
| W-3 | $1,863 | $1,596 |
| W-4 | $1,992 | $1,767 |
| W-5 | $2,157 | $1,806 |
| O-1E | $1,803 | $1,401 |
| O-2E | $1,851 | $1,560 |
| O-3E | $2,016 | $1,758 |
| O-1 | $1,452 | $1,209 |
| O-2 | $1,761 | $1,377 |
| O-3 | $1,860 | $1,632 |
| O-4 | $2,208 | $1,791 |
| O-5 | $2,463 | $1,848 |
| O-6 | $2,481 | $1,860 |
| O-7 and above | $2,496 | $1,872 |
What is take-home pay with BAH in Charleston, WV?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume West Virginia is your state of legal residence: West Virginia taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,056.00 | $1,308.00 | $1,632.00 | $1,860.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$91.65 | −$86.39 | −$264.04 | −$256.40 |
| Take-home a month | $4,421.07 | $4,834.65 | $7,626.01 | $8,227.41 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Charleston, WV?
DTMO’s 2026 list maps 91 ZIP codes to this housing area (WV323). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 91 ZIP codes
250xx: 25003, 25011, 25015, 25025, 25026, 25033, 25035, 25039, 25045, 25054, 25061, 25064, 25067, 25070, 25071, 25075, 25079, 25082, 25083, 25086
251xx: 25102, 25103, 25107, 25109, 25110, 25112, 25124, 25126, 25132, 25134, 25143, 25156, 25159, 25160, 25162, 25168, 25177
252xx: 25201, 25202, 25213, 25214
253xx: 25301, 25302, 25303, 25304, 25305, 25306, 25309, 25311, 25312, 25313, 25314, 25315, 25317, 25320, 25321, 25322, 25323, 25324, 25325, 25326, 25327, 25328, 25329, 25330, 25331, 25332, 25333, 25334, 25335, 25336, 25337, 25338, 25339, 25350, 25356, 25357, 25358, 25360, 25361, 25362, 25364, 25365, 25375, 25387, 25389, 25392, 25396
255xx: 25526, 25560, 25569
How does Charleston, WV BAH compare?
For an E-5 with dependents, Charleston, WV pays $1,404 a month: number 306 of 338 housing areas, and $657 below the middle of all areas ($2,061). Other housing areas in West Virginia:
- Eastern Panhandle, WV E-5 with dependents $2,058
- Huntington, WV E-5 with dependents $1,533
- Morgantown, WV E-5 with dependents $1,641
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- West Virginia minimum wage The West Virginia minimum wage for 2026 and 2027, with full-time pay.
- West Virginia paycheck calculator Take-home pay for a civilian job in West Virginia, after federal and state tax.
Questions about BAH in Charleston, WV
What is E-5 BAH in Charleston, WV for 2026?
$1,404 a month with dependents and $1,149 without ($16,848 and $13,788 a year). That ranks 306 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Charleston, WV?
An O-3 gets $1,860 a month with dependents and $1,632 without in 2026. A W-2 gets $1,812 and $1,476.
How much BAH does an E-1 get in Charleston, WV?
$1,308 a month with dependents and $1,056 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Charleston, WV BAH rates?
91 ZIP codes in DTMO’s 2026 list map to this housing area (WV323): 25003, 25011, 25015, 25025, 25026 and 86 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Charleston, WV taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,015.35 a month here with allowances and takes home about $4,421.07. These assume West Virginia is your state of legal residence: West Virginia taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
When will Charleston, WV BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.