United States · BAH 2026 · County cost groups
County Cost Group 730 BAH rates 2026
In County Cost Group 730 (740 ZIP codes), 2026 BAH runs from $1,158 a month (E-1 without dependents) to $2,511 (O-7 and above with dependents). An E-5 with dependents gets $1,557 a month, not taxed.
County Cost Group 730 · E-5 · with dependents
$1,557 a month
$18,684 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,446 | $1,158 |
| E-2 | $1,446 | $1,158 |
| E-3 | $1,446 | $1,158 |
| E-4 | $1,446 | $1,158 |
| E-5 | $1,557 | $1,263 |
| E-6 | $1,863 | $1,395 |
| E-7 | $1,935 | $1,452 |
| E-8 | $2,013 | $1,623 |
| E-9 | $2,133 | $1,707 |
| W-1 | $1,881 | $1,419 |
| W-2 | $1,968 | $1,620 |
| W-3 | $2,067 | $1,722 |
| W-4 | $2,157 | $1,875 |
| W-5 | $2,271 | $1,953 |
| O-1E | $1,947 | $1,554 |
| O-2E | $2,049 | $1,689 |
| O-3E | $2,175 | $1,854 |
| O-1 | $1,602 | $1,332 |
| O-2 | $1,860 | $1,524 |
| O-3 | $2,064 | $1,749 |
| O-4 | $2,304 | $1,932 |
| O-5 | $2,478 | $1,974 |
| O-6 | $2,496 | $2,043 |
| O-7 and above | $2,511 | $2,076 |
What is take-home pay with BAH in County Cost Group 730?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,158.00 | $1,446.00 | $1,749.00 | $2,064.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,614.73 | $5,059.04 | $8,007.04 | $8,687.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 730?
DTMO’s 2026 list maps 740 ZIP codes to this county cost group (ZZ730). BAH is set by the ZIP code of your duty station.
Show all 740 ZIP codes
058xx: 05824, 05837, 05840, 05846, 05858
059xx: 05901, 05902, 05903, 05904, 05905, 05906, 05907
120xx: 12010, 12016, 12066, 12068, 12069, 12070, 12072, 12086
121xx: 12166, 12167, 12177
124xx: 12406, 12421, 12430, 12434, 12438, 12455, 12459, 12474
133xx: 13317, 13339
134xx: 13410, 13428, 13452
137xx: 13731, 13739, 13740, 13750, 13751, 13752, 13753, 13755, 13756, 13757, 13774, 13775, 13782, 13783, 13786, 13788
138xx: 13804, 13806, 13838, 13839, 13842, 13846, 13847, 13856, 13860
157xx: 15714, 15722, 15737, 15738, 15760, 15762, 15773, 15775
159xx: 15901, 15902, 15904, 15905, 15906, 15907, 15909, 15915, 15921, 15922, 15925, 15927, 15930, 15931, 15934, 15938, 15940, 15942, 15943, 15945, 15946, 15948, 15951, 15952, 15955, 15956, 15958, 15960, 15961, 15962
161xx: 16101, 16102, 16103, 16105, 16107, 16108, 16112, 16116, 16117, 16120, 16132, 16140, 16142, 16143, 16155, 16156, 16157, 16160, 16172
166xx: 16613, 16619, 16624, 16629, 16630, 16636, 16639, 16640, 16641, 16644, 16646, 16668, 16675, 16699
224xx: 22436, 22437, 22438, 22454, 22476
225xx: 22504, 22509, 22560
226xx: 22626, 22641, 22644, 22652, 22657, 22660, 22664
228xx: 22810, 22824, 22842, 22844, 22845, 22847
231xx: 23115
238xx: 23827, 23828, 23829, 23837, 23844, 23847, 23866, 23867, 23870, 23874, 23878, 23879
263xx: 26374
264xx: 26410, 26425, 26444
265xx: 26519, 26520, 26524, 26525, 26537, 26542, 26547
267xx: 26705, 26716, 26764
301xx: 30139
305xx: 30522, 30536, 30539, 30540
307xx: 30701, 30703, 30705, 30708, 30711, 30724, 30732, 30733, 30734, 30735, 30746, 30751
324xx: 32425, 32452, 32455, 32464
354xx: 35443, 35448, 35462, 35469, 35491
367xx: 36740
385xx: 38501, 38502, 38503, 38505, 38506, 38544, 38545, 38548, 38574, 38582
400xx: 40004, 40008, 40012, 40013, 40020, 40048, 40051, 40052
401xx: 40107
421xx: 42134, 42135
434xx: 43408, 43412, 43416, 43430, 43432, 43433, 43436, 43438, 43439, 43440, 43445, 43446, 43449, 43452, 43456, 43458, 43468
440xx: 44089
448xx: 44814, 44816, 44824, 44839, 44846, 44870, 44871
451xx: 45101, 45107, 45113, 45114, 45115, 45118, 45119, 45121, 45130, 45131, 45146, 45148, 45154, 45159, 45164, 45166, 45167, 45168, 45169, 45171, 45177
458xx: 45819, 45865, 45869, 45870, 45871, 45884, 45885, 45888, 45895, 45896
461xx: 46105, 46120, 46121, 46128, 46135, 46170, 46171, 46172, 46175
467xx: 46723, 46725, 46764, 46787
473xx: 47302, 47303, 47304, 47305, 47306, 47307, 47308, 47320, 47334, 47338, 47342, 47367, 47383, 47396
476xx: 47601, 47610, 47612, 47613, 47616, 47618, 47619, 47620, 47629, 47630, 47631, 47633, 47637, 47638
477xx: 47701, 47702, 47703, 47704, 47705, 47706, 47708, 47710, 47711, 47712, 47713, 47714, 47715, 47716, 47719, 47720, 47721, 47722, 47724, 47725, 47728, 47730, 47731, 47732, 47733, 47734, 47735, 47736, 47737, 47740, 47747, 47750
527xx: 52720, 52739, 52749, 52759, 52760, 52761, 52766, 52769, 52776, 52778
530xx: 53001, 53011, 53013, 53020, 53023, 53026, 53031, 53044, 53070, 53073, 53075, 53081, 53082, 53083, 53085, 53093
542xx: 54202, 54204, 54209, 54210, 54211, 54212, 54213, 54226, 54234, 54235, 54246
547xx: 54725, 54730, 54734, 54735, 54737, 54739, 54749, 54751, 54763, 54764, 54765, 54772
550xx: 55041
557xx: 55709, 55716, 55721, 55722, 55730, 55742, 55744, 55745, 55752, 55753, 55764, 55769, 55775, 55784, 55786, 55793
559xx: 55932, 55945, 55956, 55957, 55964, 55968, 55981, 55991
564xx: 56401, 56425, 56433, 56436, 56441, 56442, 56444, 56447, 56448, 56449, 56450, 56455, 56458, 56459, 56461, 56465, 56467, 56468, 56470, 56472
566xx: 56628, 56631, 56636, 56637, 56639, 56657, 56659, 56680, 56681, 56688
574xx: 57442, 57450, 57455, 57475
577xx: 57717, 57760, 57762, 57788
587xx: 58710, 58712, 58713, 58731, 58736, 58741, 58744, 58763, 58768, 58769, 58770, 58771, 58776, 58784, 58788, 58789, 58790, 58792, 58794
601xx: 60113
610xx: 61007, 61010, 61015, 61020, 61030, 61043, 61047, 61049, 61052, 61054, 61061, 61064, 61068, 61084, 61091
629xx: 62914, 62928, 62938, 62947, 62957, 62962, 62969, 62988, 62990, 62993
636xx: 63662
637xx: 63701, 63702, 63703, 63732, 63739, 63743, 63744, 63745, 63747, 63750, 63751, 63752, 63755, 63760, 63764, 63766, 63769, 63770, 63779, 63781, 63782, 63785, 63787
644xx: 64401, 64421, 64422, 64427, 64430, 64436, 64440, 64443, 64448, 64449, 64459, 64469, 64474, 64480, 64483, 64484, 64485, 64490, 64494, 64497
645xx: 64501, 64502, 64503, 64504, 64505, 64506, 64507, 64508
660xx: 66008, 66017, 66024, 66035, 66087, 66090, 66094
680xx: 68025, 68026, 68031, 68044, 68057, 68063, 68072
686xx: 68621, 68633, 68649, 68664
688xx: 68812, 68836, 68840, 68845, 68847, 68848, 68849, 68858, 68861, 68866, 68869, 68870, 68876
754xx: 75457, 75480, 75487
764xx: 76432
768xx: 76801, 76802, 76803, 76804, 76823, 76827, 76857, 76890
779xx: 77964, 77975, 77984, 77986, 77987, 77995
788xx: 78833, 78873, 78879
789xx: 78932, 78938, 78940, 78941, 78945, 78946, 78949, 78952, 78954, 78956, 78960, 78961, 78963
790xx: 79009, 79035, 79040, 79053, 79062, 79081
792xx: 79201, 79259
793xx: 79325
795xx: 79506, 79535, 79537, 79545, 79556
797xx: 79718, 79770, 79772, 79780, 79785, 79786
807xx: 80721, 80731, 80734, 80746
808xx: 80804, 80805, 80807, 80815, 80818, 80821, 80823, 80826, 80828, 80834, 80836, 80861
810xx: 81038, 81044, 81054, 81057
811xx: 81101, 81102, 81136, 81146
827xx: 82716, 82717, 82718, 82725, 82727, 82731, 82732
832xx: 83229, 83253
834xx: 83462, 83463, 83464, 83465, 83466, 83467, 83468, 83469
875xx: 87538, 87552, 87560, 87562, 87565, 87569, 87573, 87583
877xx: 87701, 87731, 87742, 87745
884xx: 88416, 88421, 88439
894xx: 89418, 89419
977xx: 97710, 97720, 97721, 97722, 97732, 97736, 97738, 97750, 97758
978xx: 97830, 97874
979xx: 97904
988xx: 98812, 98814, 98819, 98827, 98829, 98833, 98834, 98840, 98841, 98844, 98846, 98849, 98855, 98856, 98859, 98862
991xx: 99116, 99124, 99155
How does County Cost Group 730 BAH compare?
For an E-5 with dependents, County Cost Group 730 pays $1,557 a month: number 271 of 338 housing areas, and $504 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 730
What is E-5 BAH in County Cost Group 730 for 2026?
$1,557 a month with dependents and $1,263 without ($18,684 and $15,156 a year). That ranks 271 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 730?
An O-3 gets $2,064 a month with dependents and $1,749 without in 2026. A W-2 gets $1,968 and $1,620.
How much BAH does an E-1 get in County Cost Group 730?
$1,446 a month with dependents and $1,158 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 730 BAH rates?
740 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ730): 05824, 05837, 05840, 05846, 05858 and 735 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 730 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,117.35 a month here with allowances and takes home about $4,614.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 730 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.