United States · BAH 2026 · County cost groups
County Cost Group 560 BAH rates 2026
In County Cost Group 560 (482 ZIP codes), 2026 BAH runs from $1,017 a month (E-1 without dependents) to $2,253 (O-7 and above with dependents). An E-5 with dependents gets $1,362 a month, not taxed.
County Cost Group 560 · E-5 · with dependents
$1,362 a month
$16,344 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,260 | $1,017 |
| E-2 | $1,260 | $1,017 |
| E-3 | $1,260 | $1,017 |
| E-4 | $1,260 | $1,017 |
| E-5 | $1,362 | $1,101 |
| E-6 | $1,659 | $1,242 |
| E-7 | $1,725 | $1,293 |
| E-8 | $1,800 | $1,425 |
| E-9 | $1,908 | $1,506 |
| W-1 | $1,677 | $1,257 |
| W-2 | $1,755 | $1,422 |
| W-3 | $1,851 | $1,521 |
| W-4 | $1,932 | $1,668 |
| W-5 | $2,037 | $1,743 |
| O-1E | $1,737 | $1,359 |
| O-2E | $1,833 | $1,488 |
| O-3E | $1,947 | $1,650 |
| O-1 | $1,404 | $1,155 |
| O-2 | $1,656 | $1,332 |
| O-3 | $1,848 | $1,548 |
| O-4 | $2,067 | $1,722 |
| O-5 | $2,226 | $1,761 |
| O-6 | $2,241 | $1,827 |
| O-7 and above | $2,253 | $1,854 |
What is take-home pay with BAH in County Cost Group 560?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,017.00 | $1,260.00 | $1,548.00 | $1,848.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,473.73 | $4,873.04 | $7,806.04 | $8,471.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 560?
DTMO’s 2026 list maps 482 ZIP codes to this county cost group (ZZ560). BAH is set by the ZIP code of your duty station.
Show all 482 ZIP codes
240xx: 24053, 24076, 24082
241xx: 24120, 24133, 24171, 24177, 24185
245xx: 24520, 24534, 24535, 24539, 24558, 24577, 24589, 24592, 24597, 24598
263xx: 26339
264xx: 26411, 26436, 26456
287xx: 28714, 28740, 28755
298xx: 29810, 29827, 29836, 29846, 29849
304xx: 30414, 30417, 30423, 30429
310xx: 31010, 31011, 31012, 31015, 31023, 31060, 31077
317xx: 31712
373xx: 37314, 37354, 37385
378xx: 37874, 37885
380xx: 38007, 38024, 38025, 38030, 38047, 38059, 38070
382xx: 38259
385xx: 38504, 38553, 38556, 38562, 38564, 38565, 38577, 38588
404xx: 40422, 40423, 40440, 40452, 40464, 40468
410xx: 41008, 41045, 41083, 41098
420xx: 42021, 42023, 42035, 42070
461xx: 46133
465xx: 46565, 46571
467xx: 46705, 46706, 46721, 46730, 46738, 46746, 46761, 46771, 46785, 46786, 46789, 46793, 46795
469xx: 46911, 46914, 46919, 46921, 46926, 46951, 46958, 46959, 46970, 46971
473xx: 47322, 47324, 47327, 47330, 47331, 47335, 47339, 47341, 47345, 47346, 47357, 47370, 47374, 47375, 47392, 47393
499xx: 49908, 49919, 49946, 49962, 49970
500xx: 50065, 50067
501xx: 50103, 50108, 50140, 50144, 50173, 50174
502xx: 50213, 50262, 50264, 50275
505xx: 50514, 50531, 50535, 50567, 50578, 50583
506xx: 50612, 50632, 50635, 50652, 50675
510xx: 51053
513xx: 51334, 51365
514xx: 51433, 51450, 51458, 51466
522xx: 52201, 52215, 52217, 52224, 52225, 52247
523xx: 52327, 52339, 52342, 52348, 52353, 52356, 52359
525xx: 52540
526xx: 52621
530xx: 53015, 53042, 53063
539xx: 53926, 53939, 53946, 53947
541xx: 54103
542xx: 54207, 54214, 54215, 54220, 54221, 54227, 54228, 54230, 54232, 54240, 54241, 54245, 54247
544xx: 54409, 54418, 54424, 54428, 54430, 54462, 54464, 54465, 54485, 54491
545xx: 54511, 54512, 54519, 54520, 54521, 54538, 54540, 54541, 54545, 54554, 54557, 54558, 54560, 54561, 54566
548xx: 54801, 54817, 54859, 54870, 54871, 54875, 54888
549xx: 54923, 54941, 54968
565xx: 56510, 56519, 56541, 56545, 56548, 56550, 56574, 56581, 56584
573xx: 57365
575xx: 57544, 57548, 57568, 57569, 57576
576xx: 57625, 57630, 57633, 57636, 57652, 57656, 57661
582xx: 58239, 58249, 58255, 58260, 58269, 58281
583xx: 58311, 58323, 58352, 58355, 58372
609xx: 60911, 60912, 60918, 60922, 60924, 60926, 60927, 60928, 60930, 60931, 60938, 60939, 60945, 60948, 60951, 60953, 60955, 60956, 60966, 60967, 60968, 60970, 60973, 60974
622xx: 62217, 62233, 62237, 62241, 62242, 62259, 62261, 62272, 62277, 62278, 62280, 62286, 62288, 62292, 62297
624xx: 62428, 62436, 62447, 62468
633xx: 63333, 63350, 63351, 63359, 63361, 63363, 63384
638xx: 63820, 63823, 63834, 63845, 63881, 63882
646xx: 64660, 64661, 64673, 64676, 64681
647xx: 64748, 64759, 64762, 64766, 64769
648xx: 64832, 64874
650xx: 65013, 65069
652xx: 65236, 65246, 65261, 65281, 65286
654xx: 65443
655xx: 65580, 65582
656xx: 65623, 65625, 65641, 65647, 65658, 65660, 65662, 65667
657xx: 65702, 65704, 65708, 65711, 65717, 65734, 65745, 65747, 65772
664xx: 66403, 66406, 66411, 66412, 66427, 66438
665xx: 66508, 66518, 66541, 66544, 66548
675xx: 67501, 67502, 67504, 67505, 67510, 67514, 67522, 67543, 67561, 67566, 67568, 67570, 67581, 67583, 67585
677xx: 67730, 67739, 67744, 67745
678xx: 67861, 67863
686xx: 68622, 68637
687xx: 68714, 68718, 68719, 68722, 68724, 68729, 68730, 68746, 68753, 68755, 68759, 68760, 68777, 68778, 68783, 68786, 68789
688xx: 68821, 68833
689xx: 68929, 68932, 68939, 68947, 68960, 68972, 68981
690xx: 69021, 69030, 69032, 69037, 69041
691xx: 69134, 69140, 69142, 69150, 69157, 69161, 69166, 69168
693xx: 69301, 69333, 69345, 69346, 69348, 69350, 69366
716xx: 71601, 71602, 71603, 71611, 71612, 71613, 71659
719xx: 71922, 71940, 71943, 71950, 71952, 71958, 71959
720xx: 72004, 72073, 72079
721xx: 72132, 72133, 72152, 72168, 72175, 72182
726xx: 72601, 72602, 72611, 72615, 72630, 72633, 72644, 72662, 72682
728xx: 72824, 72827, 72828, 72829, 72833, 72834, 72838, 72842, 72853, 72857, 72860
736xx: 73628, 73638, 73642, 73650, 73660, 73666
How does County Cost Group 560 BAH compare?
For an E-5 with dependents, County Cost Group 560 pays $1,362 a month: number 320 of 338 housing areas, and $699 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 560
What is E-5 BAH in County Cost Group 560 for 2026?
$1,362 a month with dependents and $1,101 without ($16,344 and $13,212 a year). That ranks 320 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 560?
An O-3 gets $1,848 a month with dependents and $1,548 without in 2026. A W-2 gets $1,755 and $1,422.
How much BAH does an E-1 get in County Cost Group 560?
$1,260 a month with dependents and $1,017 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 560 BAH rates?
482 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ560): 24053, 24076, 24082, 24120, 24133 and 477 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 560 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $4,976.35 a month here with allowances and takes home about $4,473.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 560 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.