United States · BAH 2026 · County cost groups
County Cost Group 800 BAH rates 2026
In County Cost Group 800 (585 ZIP codes), 2026 BAH runs from $1,446 a month (E-1 without dependents) to $3,039 (O-7 and above with dependents). An E-5 with dependents gets $1,962 a month, not taxed.
County Cost Group 800 · E-5 · with dependents
$1,962 a month
$23,544 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,827 | $1,446 |
| E-2 | $1,827 | $1,446 |
| E-3 | $1,827 | $1,446 |
| E-4 | $1,827 | $1,446 |
| E-5 | $1,962 | $1,599 |
| E-6 | $2,283 | $1,710 |
| E-7 | $2,364 | $1,830 |
| E-8 | $2,454 | $2,031 |
| E-9 | $2,589 | $2,121 |
| W-1 | $2,301 | $1,791 |
| W-2 | $2,400 | $2,028 |
| W-3 | $2,511 | $2,133 |
| W-4 | $2,619 | $2,295 |
| W-5 | $2,751 | $2,382 |
| O-1E | $2,379 | $1,959 |
| O-2E | $2,493 | $2,100 |
| O-3E | $2,640 | $2,274 |
| O-1 | $2,007 | $1,689 |
| O-2 | $2,280 | $1,920 |
| O-3 | $2,508 | $2,163 |
| O-4 | $2,793 | $2,361 |
| O-5 | $2,997 | $2,409 |
| O-6 | $3,021 | $2,490 |
| O-7 and above | $3,039 | $2,532 |
What is take-home pay with BAH in County Cost Group 800?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,446.00 | $1,827.00 | $2,163.00 | $2,508.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,902.73 | $5,440.04 | $8,421.04 | $9,131.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 800?
DTMO’s 2026 list maps 585 ZIP codes to this county cost group (ZZ800). BAH is set by the ZIP code of your duty station.
Show all 585 ZIP codes
040xx: 04010, 04016, 04022, 04037, 04041, 04051, 04068, 04088
042xx: 04216, 04217, 04219, 04220, 04221, 04224, 04226, 04231, 04237, 04238, 04255, 04257, 04261, 04267, 04268, 04270, 04271, 04275, 04276, 04281, 04286, 04289, 04290, 04292
050xx: 05009, 05030, 05031, 05032, 05034, 05035, 05037, 05047, 05048, 05049, 05052, 05053, 05055, 05056, 05059, 05062, 05065, 05067, 05068, 05071, 05073, 05084, 05088, 05089, 05091
051xx: 05142, 05143, 05149, 05150, 05151, 05152, 05153, 05156, 05161
052xx: 05201, 05250, 05251, 05252, 05253, 05254, 05255, 05257, 05260, 05261, 05262
053xx: 05340, 05350, 05352
054xx: 05442, 05443, 05456, 05464, 05469, 05472, 05473, 05487, 05491, 05492
056xx: 05652, 05653, 05655, 05656, 05657, 05661, 05662, 05665, 05672, 05680
057xx: 05734, 05740, 05746, 05747, 05748, 05753, 05760, 05766, 05767, 05768, 05769, 05770, 05772, 05776, 05778
120xx: 12015, 12017, 12029, 12037, 12042, 12050, 12051, 12058, 12060, 12075, 12083, 12087
121xx: 12106, 12115, 12124, 12125, 12130, 12132, 12136, 12165, 12172, 12173, 12174, 12176, 12184, 12192, 12195
124xx: 12405, 12407, 12413, 12414, 12418, 12422, 12423, 12424, 12427, 12431, 12436, 12439, 12442, 12444, 12450, 12451, 12452, 12454, 12460, 12463, 12468, 12470, 12473, 12482, 12485, 12492, 12496
125xx: 12502, 12503, 12513, 12516, 12517, 12521, 12523, 12526, 12529, 12530, 12534, 12541, 12544, 12565
178xx: 17821, 17822, 17884
226xx: 22610, 22623, 22627, 22630, 22640, 22642, 22649
227xx: 22716, 22740, 22747, 22749
228xx: 22801, 22802, 22803, 22807, 22811, 22812, 22815, 22820, 22821, 22827, 22830, 22831, 22832, 22833, 22834, 22840, 22841, 22846, 22848, 22850, 22853
244xx: 24441, 24471
307xx: 30707, 30725, 30728, 30738, 30739, 30741, 30750, 30752, 30757
373xx: 37327, 37340, 37347, 37374, 37380, 37396, 37397
410xx: 41001, 41002, 41004, 41005, 41006, 41007, 41011, 41012, 41014, 41015, 41016, 41017, 41018, 41019, 41021, 41022, 41025, 41033, 41040, 41042, 41043, 41044, 41046, 41048, 41051, 41053, 41059, 41061, 41063, 41071, 41072, 41073, 41074, 41075, 41076, 41080, 41085, 41086, 41091, 41092, 41094, 41095, 41099
430xx: 43003, 43015, 43021, 43035, 43061, 43064, 43065, 43066, 43074, 43082
431xx: 43103, 43113, 43116, 43117, 43140, 43143, 43145, 43146, 43151, 43153, 43156, 43162, 43164
432xx: 43240
433xx: 43315, 43317, 43320, 43321, 43325, 43334, 43338, 43349, 43350
450xx: 45005, 45032, 45034, 45036, 45039, 45040, 45054, 45065, 45066, 45068
451xx: 45102, 45103, 45106, 45112, 45120, 45122, 45140, 45147, 45150, 45152, 45153, 45156, 45157, 45158, 45160, 45162, 45176
452xx: 45245
470xx: 47001, 47018, 47022, 47025, 47032, 47040, 47060
472xx: 47201, 47202, 47203, 47226, 47232, 47236, 47244, 47246, 47247, 47280
515xx: 51529, 51533, 51534, 51540, 51541, 51545, 51546, 51550, 51551, 51554, 51555, 51556, 51557, 51561, 51563, 51564, 51571, 51579
586xx: 58634
587xx: 58757
588xx: 58831, 58835, 58838, 58847, 58854
590xx: 59046, 59074
601xx: 60111, 60112, 60115, 60129, 60135, 60145, 60146, 60150, 60178
605xx: 60520, 60548, 60550, 60552, 60556
640xx: 64001, 64011, 64017, 64020, 64021, 64022, 64035, 64036, 64037, 64062, 64067, 64071, 64074, 64076, 64077, 64084, 64085, 64096, 64097
644xx: 64429, 64454, 64465, 64477, 64492, 64493
646xx: 64624, 64625, 64637, 64644, 64649, 64650, 64671
653xx: 65327
660xx: 66010, 66013, 66026, 66036, 66040, 66053, 66056, 66064, 66071, 66072, 66075
667xx: 66767
680xx: 68002, 68008, 68023, 68029, 68034, 68068
757xx: 75701, 75702, 75703, 75704, 75705, 75706, 75707, 75708, 75709, 75710, 75711, 75712, 75713, 75750, 75757, 75762, 75771, 75789, 75791, 75792, 75798, 75799
760xx: 76035, 76048, 76049
764xx: 76462, 76467, 76476
769xx: 76930, 76941
779xx: 77901, 77902, 77903, 77904, 77905, 77951, 77960, 77963, 77968, 77973, 77976, 77977, 77988, 77993
781xx: 78107
786xx: 78618, 78624, 78631, 78671, 78675
797xx: 79714
804xx: 80429, 80461
811xx: 81130
812xx: 81251
832xx: 83213, 83244, 83255
833xx: 83301, 83302, 83303, 83316, 83321, 83328, 83334, 83341, 83344
834xx: 83401, 83402, 83403, 83404, 83405, 83406, 83415, 83422, 83424, 83425, 83427, 83428, 83431, 83434, 83435, 83442, 83443, 83444, 83449, 83450, 83452, 83454, 83455
893xx: 89301, 89311, 89314, 89315, 89317, 89318, 89319
959xx: 95913, 95920, 95939, 95943, 95951, 95963, 95988
960xx: 96009, 96068
961xx: 96109, 96113, 96114, 96117, 96119, 96121, 96123, 96127, 96128, 96130, 96132, 96136, 96137
970xx: 97029, 97033, 97039, 97050, 97065
974xx: 97497
975xx: 97523, 97526, 97527, 97528, 97531, 97532, 97533, 97534, 97538, 97543, 97544
How does County Cost Group 800 BAH compare?
For an E-5 with dependents, County Cost Group 800 pays $1,962 a month: number 186 of 338 housing areas, and $99 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 800
What is E-5 BAH in County Cost Group 800 for 2026?
$1,962 a month with dependents and $1,599 without ($23,544 and $19,188 a year). That ranks 186 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 800?
An O-3 gets $2,508 a month with dependents and $2,163 without in 2026. A W-2 gets $2,400 and $2,028.
How much BAH does an E-1 get in County Cost Group 800?
$1,827 a month with dependents and $1,446 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 800 BAH rates?
585 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ800): 04010, 04016, 04022, 04037, 04041 and 580 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 800 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,405.35 a month here with allowances and takes home about $4,902.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 800 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.