United States · BAH 2026 · County cost groups
County Cost Group 710 BAH rates 2026
In County Cost Group 710 (638 ZIP codes), 2026 BAH runs from $1,128 a month (E-1 without dependents) to $2,454 (O-7 and above with dependents). An E-5 with dependents gets $1,515 a month, not taxed.
County Cost Group 710 · E-5 · with dependents
$1,515 a month
$18,180 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,404 | $1,128 |
| E-2 | $1,404 | $1,128 |
| E-3 | $1,404 | $1,128 |
| E-4 | $1,404 | $1,128 |
| E-5 | $1,515 | $1,227 |
| E-6 | $1,818 | $1,362 |
| E-7 | $1,890 | $1,419 |
| E-8 | $1,968 | $1,581 |
| E-9 | $2,082 | $1,665 |
| W-1 | $1,836 | $1,380 |
| W-2 | $1,920 | $1,578 |
| W-3 | $2,019 | $1,677 |
| W-4 | $2,106 | $1,830 |
| W-5 | $2,220 | $1,905 |
| O-1E | $1,902 | $1,512 |
| O-2E | $2,004 | $1,644 |
| O-3E | $2,124 | $1,809 |
| O-1 | $1,560 | $1,293 |
| O-2 | $1,815 | $1,482 |
| O-3 | $2,016 | $1,704 |
| O-4 | $2,253 | $1,887 |
| O-5 | $2,424 | $1,926 |
| O-6 | $2,442 | $1,998 |
| O-7 and above | $2,454 | $2,028 |
What is take-home pay with BAH in County Cost Group 710?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,128.00 | $1,404.00 | $1,704.00 | $2,016.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,584.73 | $5,017.04 | $7,962.04 | $8,639.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 710?
DTMO’s 2026 list maps 638 ZIP codes to this county cost group (ZZ710). BAH is set by the ZIP code of your duty station.
Show all 638 ZIP codes
140xx: 14009, 14011, 14024, 14037, 14039, 14066, 14082, 14083
141xx: 14113, 14130, 14145, 14167
144xx: 14427
145xx: 14530, 14536, 14549, 14550, 14569, 14591
153xx: 15310, 15315, 15316, 15320, 15322, 15325, 15327, 15334, 15337, 15338, 15341, 15344, 15346, 15349, 15351, 15352, 15353, 15357, 15359, 15362, 15364, 15370, 15380
161xx: 16113, 16114, 16121, 16124, 16125, 16127, 16130, 16133, 16134, 16137, 16145, 16146, 16148, 16150, 16151, 16153, 16154, 16159, 16161
163xx: 16311
166xx: 16611, 16621, 16622, 16623, 16634, 16638, 16647, 16652, 16654, 16657, 16660, 16669, 16674, 16683, 16685
168xx: 16877
169xx: 16901, 16911, 16912, 16917, 16920, 16921, 16928, 16929, 16930, 16932, 16933, 16935, 16936, 16938, 16939, 16940, 16942, 16943, 16946, 16950
170xx: 17052, 17060, 17066
172xx: 17213, 17239, 17243, 17249, 17253, 17255, 17260, 17264
177xx: 17731, 17758, 17765, 17768
186xx: 18614, 18616, 18619, 18626, 18628, 18632
238xx: 23824
239xx: 23901, 23909, 23922, 23930, 23942, 23943, 23954, 23955, 23960, 23966
240xx: 24072, 24079, 24091
241xx: 24105
243xx: 24380
290xx: 29069, 29079
295xx: 29532, 29540, 29550, 29551, 29593
302xx: 30218, 30222, 30251, 30293
304xx: 30410, 30412, 30439, 30445, 30451, 30470, 30473
307xx: 30730, 30731, 30747, 30753
318xx: 31816, 31830
420xx: 42020, 42036, 42049, 42054, 42071, 42076
453xx: 45302, 45306, 45333, 45334, 45336, 45340, 45353, 45360, 45363, 45365, 45367
458xx: 45845
469xx: 46960, 46985, 46996
478xx: 47838, 47848, 47849, 47850, 47852, 47855, 47861, 47865, 47879, 47882
479xx: 47946, 47957
486xx: 48612, 48624, 48652
487xx: 48730, 48739, 48743, 48748, 48750, 48763, 48764, 48770
490xx: 49030, 49031, 49032, 49040, 49042, 49047, 49061, 49066, 49067, 49072, 49075, 49091, 49093, 49095, 49099
491xx: 49112, 49130
499xx: 49905, 49913, 49916, 49917, 49921, 49922, 49930, 49931, 49934, 49942, 49945, 49952, 49955, 49958, 49961, 49963, 49965
525xx: 52501, 52530, 52536, 52548, 52553, 52554, 52566
526xx: 52601, 52623, 52637, 52638, 52650, 52655, 52660
535xx: 53502, 53520, 53521, 53522, 53550, 53566, 53570, 53574
545xx: 54514, 54517, 54527, 54546
548xx: 54806, 54846, 54850, 54855, 54861
550xx: 55007, 55030, 55036, 55037, 55063, 55067, 55072
553xx: 55310, 55314, 55324, 55325, 55329, 55332, 55333, 55342, 55355, 55389
557xx: 55704, 55712, 55735, 55756, 55783, 55795
559xx: 55909, 55912, 55918, 55926, 55933, 55936, 55950, 55951, 55953, 55967, 55970, 55973, 55977, 55982
562xx: 56201, 56209, 56216, 56219, 56228, 56230, 56236, 56243, 56248, 56251, 56253, 56270, 56273, 56274, 56277, 56279, 56281, 56282, 56284, 56285, 56288, 56289, 56296
563xx: 56309, 56311, 56339
565xx: 56531, 56583, 56590
575xx: 57501, 57522, 57532, 57536, 57537
592xx: 59261
595xx: 59524, 59537, 59538, 59544, 59546
617xx: 61727, 61735, 61749, 61750, 61777, 61778
618xx: 61842, 61882
623xx: 62301, 62305, 62306, 62320, 62324, 62325, 62338, 62339, 62346, 62347, 62348, 62349, 62351, 62359, 62360, 62365, 62376
660xx: 66054, 66060, 66066, 66070, 66073, 66088, 66097
664xx: 66413, 66414, 66416, 66418, 66419, 66429, 66436, 66440, 66451
665xx: 66509, 66510, 66512, 66516, 66523, 66524, 66528, 66537, 66540, 66543, 66552
678xx: 67836, 67857, 67878
686xx: 68601, 68602, 68629, 68631, 68634, 68641, 68642, 68643, 68644, 68647, 68653, 68659, 68661
688xx: 68818, 68841, 68843, 68846, 68854, 68865
734xx: 73401, 73402, 73403, 73435, 73436, 73437, 73438, 73443, 73444, 73458, 73463, 73481, 73487, 73488
754xx: 75412, 75417, 75426, 75436
755xx: 75550, 75554
759xx: 75901, 75902, 75903, 75904, 75915, 75928, 75932, 75933, 75941, 75949, 75966, 75969, 75977, 75980
763xx: 76372, 76374
764xx: 76450, 76460, 76481
765xx: 76518, 76519, 76520, 76523, 76556, 76567, 76570, 76577
766xx: 76632, 76656, 76661, 76680, 76685
768xx: 76821, 76861, 76865, 76875
773xx: 77363
776xx: 77614
778xx: 77830, 77831, 77857, 77861, 77868, 77873, 77875, 77876
779xx: 77957, 77961, 77962, 77969, 77970, 77971, 77991
790xx: 79007, 79008, 79025, 79036, 79045, 79078, 79083
793xx: 79330, 79331, 79356, 79377
795xx: 79566, 79567
798xx: 79830, 79831, 79832, 79834, 79842, 79852
807xx: 80727, 80735, 80755, 80758, 80759
808xx: 80822, 80824
820xx: 82051, 82052, 82055, 82058, 82063, 82070, 82071, 82072, 82073, 82083, 82084
832xx: 83203, 83210, 83211, 83212, 83215, 83217, 83218, 83220, 83221, 83223, 83233, 83236, 83238, 83239, 83241, 83254, 83256, 83261, 83262, 83271, 83272, 83274, 83276, 83277, 83285, 83287
834xx: 83423, 83446
835xx: 83523, 83536, 83543, 83548, 83555
836xx: 83612, 83632, 83643, 83654
838xx: 83805, 83826, 83845, 83847, 83853
845xx: 84513, 84516, 84518, 84521, 84522, 84523, 84525, 84528, 84537
870xx: 87011, 87028, 87045, 87062
873xx: 87301, 87302, 87305, 87310, 87311, 87312, 87313, 87316, 87317, 87319, 87320, 87321, 87322, 87323, 87325, 87326, 87327, 87328, 87347, 87365, 87375
878xx: 87801, 87823, 87825, 87828, 87831, 87832
880xx: 88009, 88020, 88045, 88056
883xx: 88301, 88312, 88316, 88318, 88323, 88324, 88336, 88338, 88341, 88343, 88345, 88346, 88348, 88351, 88355
991xx: 99118, 99121, 99138, 99140, 99146, 99150, 99160, 99166
How does County Cost Group 710 BAH compare?
For an E-5 with dependents, County Cost Group 710 pays $1,515 a month: number 285 of 338 housing areas, and $546 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 710
What is E-5 BAH in County Cost Group 710 for 2026?
$1,515 a month with dependents and $1,227 without ($18,180 and $14,724 a year). That ranks 285 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 710?
An O-3 gets $2,016 a month with dependents and $1,704 without in 2026. A W-2 gets $1,920 and $1,578.
How much BAH does an E-1 get in County Cost Group 710?
$1,404 a month with dependents and $1,128 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 710 BAH rates?
638 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ710): 14009, 14011, 14024, 14037, 14039 and 633 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 710 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,087.35 a month here with allowances and takes home about $4,584.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 710 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.