United States · BAH 2026 · California
Sacramento, CA BAH rates 2026
In Sacramento, CA, 2026 BAH runs from $2,016 a month (E-1 without dependents) to $3,576 (O-7 and above with dependents). An E-5 with dependents gets $2,904 a month, not taxed.
Sacramento, CA · E-5 · with dependents
$2,904 a month
$34,848 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,598 | $2,016 |
| E-2 | $2,598 | $2,016 |
| E-3 | $2,598 | $2,016 |
| E-4 | $2,598 | $2,016 |
| E-5 | $2,904 | $2,190 |
| E-6 | $2,979 | $2,325 |
| E-7 | $2,997 | $2,610 |
| E-8 | $3,021 | $2,925 |
| E-9 | $3,114 | $2,934 |
| W-1 | $2,994 | $2,499 |
| W-2 | $3,006 | $2,922 |
| W-3 | $3,042 | $2,940 |
| W-4 | $3,144 | $2,973 |
| W-5 | $3,276 | $3,000 |
| O-1E | $3,000 | $2,901 |
| O-2E | $3,033 | $2,931 |
| O-3E | $3,165 | $2,964 |
| O-1 | $2,922 | $2,292 |
| O-2 | $2,976 | $2,805 |
| O-3 | $3,039 | $2,943 |
| O-4 | $3,318 | $2,988 |
| O-5 | $3,525 | $3,003 |
| O-6 | $3,552 | $3,015 |
| O-7 and above | $3,576 | $3,069 |
What is take-home pay with BAH in Sacramento, CA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume California is your state of legal residence. California taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $2,016.00 | $2,598.00 | $2,943.00 | $3,039.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$51.65 | −$4.55 | −$320.83 | −$120.02 |
| Take-home a month | $5,421.07 | $6,206.49 | $8,880.21 | $9,542.79 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Sacramento, CA?
DTMO’s 2026 list maps 158 ZIP codes to this housing area (CA034). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 158 ZIP codes
942xx: 94203, 94204, 94205, 94206, 94209, 94229, 94230, 94232, 94235, 94236, 94237, 94239, 94240, 94244, 94247, 94248, 94249, 94250, 94252, 94254, 94256, 94257, 94258, 94259, 94261, 94262, 94263, 94267, 94268, 94269, 94271, 94273, 94274, 94277, 94278, 94279, 94280, 94283, 94284, 94285, 94287, 94288, 94289, 94290, 94293, 94294, 94295, 94296, 94297, 94298, 94299
956xx: 95605, 95606, 95607, 95608, 95609, 95610, 95611, 95612, 95613, 95614, 95615, 95616, 95617, 95618, 95619, 95621, 95623, 95624, 95626, 95627, 95628, 95630, 95632, 95633, 95635, 95637, 95638, 95639, 95641, 95645, 95651, 95652, 95653, 95655, 95660, 95662, 95664, 95667, 95670, 95671, 95672, 95673, 95679, 95680, 95682, 95683, 95690, 95691, 95693, 95694, 95695, 95697, 95698
957xx: 95709, 95741, 95742, 95757, 95758, 95759, 95762, 95763, 95776, 95798, 95799
958xx: 95811, 95812, 95813, 95814, 95815, 95816, 95817, 95818, 95819, 95820, 95821, 95822, 95823, 95824, 95825, 95826, 95827, 95828, 95829, 95830, 95831, 95832, 95833, 95834, 95835, 95836, 95837, 95838, 95840, 95841, 95842, 95843, 95851, 95852, 95853, 95860, 95864, 95865, 95866, 95867, 95894, 95899
959xx: 95937
How does Sacramento, CA BAH compare?
For an E-5 with dependents, Sacramento, CA pays $2,904 a month: number 58 of 338 housing areas, and $843 above the middle of all areas ($2,061). Other housing areas in California:
- Barstow/Fort Irwin, CA E-5 with dependents $2,001
- Beale AFB, CA E-5 with dependents $2,967
- Bridgeport, CA E-5 with dependents $2,085
- Camp Pendleton, CA E-5 with dependents $3,963
- China Lake, CA E-5 with dependents $1,563
- Edwards AFB/Palmdale, CA E-5 with dependents $2,658
- El Centro, CA E-5 with dependents $1,986
- Fresno, CA E-5 with dependents $2,439
- Humboldt County, CA E-5 with dependents $1,827
- Lemoore NAS, CA E-5 with dependents $2,139
- Los Angeles, CA E-5 with dependents $3,882
- Marin/Sonoma, CA E-5 with dependents $3,303
- Monterey, CA E-5 with dependents $3,465
- Oakland, CA E-5 with dependents $3,759
- Riverside, CA E-5 with dependents $3,351
- San Bernardino, CA E-5 with dependents $3,288
- San Diego, CA E-5 with dependents $3,975
- San Francisco, CA E-5 with dependents $5,127
- San Luis Obispo, CA E-5 with dependents $3,198
- Santa Clara County, CA E-5 with dependents $4,659
- Stockton, CA E-5 with dependents $2,553
- Twenty Nine Palms MCB, CA E-5 with dependents $1,980
- Vallejo/Travis AFB, CA E-5 with dependents $3,369
- Vandenberg SFB, CA E-5 with dependents $3,333
- Ventura, CA E-5 with dependents $3,537
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- California minimum wage The California minimum wage for 2026 and 2027, with full-time pay.
- California paycheck calculator Take-home pay for a civilian job in California, after federal and state tax.
Questions about BAH in Sacramento, CA
What is E-5 BAH in Sacramento, CA for 2026?
$2,904 a month with dependents and $2,190 without ($34,848 and $26,280 a year). That ranks 58 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Sacramento, CA?
An O-3 gets $3,039 a month with dependents and $2,943 without in 2026. A W-2 gets $3,006 and $2,922.
How much BAH does an E-1 get in Sacramento, CA?
$2,598 a month with dependents and $2,016 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Sacramento, CA BAH rates?
158 ZIP codes in DTMO’s 2026 list map to this housing area (CA034): 94203, 94204, 94205, 94206, 94209 and 153 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Sacramento, CA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,975.35 a month here with allowances and takes home about $5,421.07. These assume California is your state of legal residence. California taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
When will Sacramento, CA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.