United States · BAH 2026 · County cost groups
County Cost Group 790 BAH rates 2026
In County Cost Group 790 (791 ZIP codes), 2026 BAH runs from $1,395 a month (E-1 without dependents) to $2,949 (O-7 and above with dependents). An E-5 with dependents gets $1,890 a month, not taxed.
County Cost Group 790 · E-5 · with dependents
$1,890 a month
$22,680 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,761 | $1,395 |
| E-2 | $1,761 | $1,395 |
| E-3 | $1,761 | $1,395 |
| E-4 | $1,761 | $1,395 |
| E-5 | $1,890 | $1,542 |
| E-6 | $2,208 | $1,656 |
| E-7 | $2,289 | $1,764 |
| E-8 | $2,376 | $1,959 |
| E-9 | $2,511 | $2,049 |
| W-1 | $2,229 | $1,728 |
| W-2 | $2,325 | $1,956 |
| W-3 | $2,436 | $2,061 |
| W-4 | $2,538 | $2,223 |
| W-5 | $2,667 | $2,307 |
| O-1E | $2,304 | $1,887 |
| O-2E | $2,418 | $2,028 |
| O-3E | $2,559 | $2,202 |
| O-1 | $1,938 | $1,626 |
| O-2 | $2,205 | $1,851 |
| O-3 | $2,433 | $2,091 |
| O-4 | $2,706 | $2,286 |
| O-5 | $2,907 | $2,334 |
| O-6 | $2,928 | $2,412 |
| O-7 and above | $2,949 | $2,451 |
What is take-home pay with BAH in County Cost Group 790?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,395.00 | $1,761.00 | $2,091.00 | $2,433.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,851.73 | $5,374.04 | $8,349.04 | $9,056.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 790?
DTMO’s 2026 list maps 791 ZIP codes to this county cost group (ZZ790). BAH is set by the ZIP code of your duty station.
Show all 791 ZIP codes
042xx: 04225, 04227, 04234, 04239, 04262, 04285, 04294
044xx: 04406, 04414, 04415, 04426, 04441, 04442, 04443, 04463, 04464, 04479, 04481, 04485
049xx: 04936, 04938, 04940, 04947, 04955, 04956, 04964, 04966, 04970, 04982, 04983, 04984, 04992
050xx: 05033, 05036, 05038, 05039, 05040, 05041, 05043, 05045, 05051, 05054, 05058, 05060, 05061, 05070, 05072, 05074, 05075, 05076, 05077, 05079, 05081, 05083, 05085, 05086
051xx: 05101, 05141, 05146, 05148, 05154, 05155, 05158, 05159
053xx: 05301, 05302, 05303, 05304, 05341, 05342, 05343, 05344, 05345, 05346, 05351, 05353, 05354, 05355, 05356, 05357, 05358, 05359, 05360, 05361, 05362, 05363
056xx: 05675, 05679
057xx: 05701, 05702, 05730, 05731, 05732, 05733, 05735, 05736, 05737, 05738, 05739, 05741, 05742, 05743, 05744, 05745, 05750, 05751, 05757, 05758, 05759, 05761, 05762, 05763, 05764, 05765, 05773, 05774, 05775, 05777
120xx: 12028
121xx: 12108, 12139, 12164, 12190
127xx: 12701, 12719, 12720, 12721, 12722, 12723, 12724, 12725, 12726, 12727, 12732, 12733, 12734, 12736, 12737, 12738, 12740, 12741, 12742, 12743, 12745, 12747, 12748, 12749, 12750, 12751, 12752, 12754, 12758, 12759, 12760, 12762, 12763, 12764, 12765, 12766, 12767, 12768, 12769, 12770, 12775, 12776, 12777, 12778, 12779, 12781, 12783, 12784, 12785, 12786, 12787, 12788, 12789, 12790, 12791, 12792
128xx: 12801, 12804, 12808, 12809, 12810, 12811, 12812, 12814, 12815, 12816, 12817, 12819, 12820, 12821, 12823, 12824, 12827, 12828, 12832, 12834, 12836, 12837, 12838, 12839, 12841, 12842, 12843, 12844, 12845, 12846, 12847, 12848, 12849, 12853, 12854, 12856, 12860, 12861, 12862, 12864, 12865, 12873, 12874, 12878, 12885, 12886, 12887
130xx: 13032, 13035, 13037, 13043, 13052, 13061, 13072
131xx: 13122, 13134, 13163
133xx: 13310, 13314, 13334, 13346, 13353, 13355, 13360, 13364
134xx: 13402, 13408, 13409, 13418, 13421, 13436, 13465, 13484, 13485
224xx: 22433
225xx: 22508, 22542, 22567
228xx: 22843
229xx: 22923, 22939, 22942, 22952, 22957, 22960, 22972, 22980
230xx: 23024, 23093
231xx: 23117, 23170
240xx: 24060, 24061, 24062, 24063, 24064, 24066, 24068, 24073, 24077, 24083, 24085, 24090
241xx: 24111, 24127, 24130, 24131, 24138, 24149, 24175
244xx: 24401, 24402, 24411, 24421, 24430, 24431, 24432, 24437, 24438, 24440, 24459, 24463, 24467, 24469, 24476, 24477, 24479, 24482, 24485, 24486
272xx: 27201, 27202, 27203, 27204, 27205, 27215, 27216, 27217, 27230, 27244, 27248, 27253, 27258, 27298
273xx: 27302, 27316, 27317, 27340, 27341, 27349, 27350, 27355, 27359, 27370
306xx: 30601, 30602, 30603, 30604, 30605, 30606, 30607, 30608, 30609, 30619, 30621, 30622, 30627, 30628, 30629, 30630, 30633, 30638, 30645, 30646, 30647, 30648, 30667, 30671, 30677, 30683
323xx: 32324, 32330, 32332, 32333, 32336, 32337, 32343, 32344, 32345, 32351, 32352, 32353, 32361
338xx: 33890
371xx: 37174
380xx: 38010, 38036, 38045, 38046, 38048, 38057, 38060, 38066, 38068, 38076
384xx: 38401, 38402, 38451, 38461, 38474, 38482, 38487
386xx: 38632, 38637, 38641, 38651, 38654, 38671, 38672, 38680, 38686
403xx: 40324, 40339, 40340, 40347, 40348, 40356, 40357, 40361, 40362, 40370, 40379, 40383, 40384, 40390, 40391, 40392
430xx: 43007, 43029, 43036, 43040, 43041, 43045, 43067, 43077
433xx: 43344
480xx: 48001, 48002, 48003, 48004, 48006, 48014, 48022, 48023, 48027, 48028, 48032, 48039, 48040, 48041, 48049, 48054, 48059, 48060, 48061, 48063, 48064, 48074, 48079, 48097
484xx: 48412, 48421, 48428, 48440, 48444, 48446, 48455, 48461, 48464
487xx: 48727, 48760
488xx: 48897
490xx: 49035, 49046, 49050, 49058, 49060, 49073
493xx: 49325, 49333
500xx: 50001, 50003, 50026, 50029, 50033, 50038, 50039, 50047, 50048, 50061, 50063, 50066, 50069, 50070, 50072
501xx: 50109, 50115, 50118, 50125, 50128, 50139, 50145, 50146, 50155, 50160, 50164, 50166, 50167
502xx: 50210, 50211, 50216, 50218, 50220, 50222, 50229, 50233, 50240, 50241, 50250, 50257, 50261, 50263, 50273, 50276, 50277
590xx: 59001, 59016, 59019, 59022, 59025, 59028, 59031, 59034, 59035, 59050, 59061, 59063, 59066, 59067, 59069, 59075, 59089
592xx: 59217, 59221, 59243, 59262, 59270
594xx: 59420, 59440, 59442, 59446, 59450, 59460
595xx: 59520
598xx: 59820, 59830, 59842, 59866, 59867, 59872
609xx: 60901, 60910, 60913, 60914, 60915, 60917, 60935, 60940, 60941, 60944, 60950, 60954, 60958, 60961, 60964, 60969
678xx: 67838, 67860
700xx: 70030, 70031, 70039, 70047, 70049, 70051, 70057, 70068, 70069, 70070, 70076, 70078, 70079, 70080, 70084, 70087
723xx: 72301, 72303, 72325, 72327, 72331, 72332, 72339, 72364, 72376, 72384
815xx: 81501, 81502, 81503, 81504, 81505, 81506, 81507, 81520, 81521, 81522, 81523, 81524, 81525, 81526, 81527
816xx: 81624, 81630, 81643, 81646
832xx: 83228, 83232, 83237, 83263, 83283, 83286
835xx: 83501, 83524, 83540, 83545
838xx: 83804, 83809, 83811, 83813, 83821, 83822, 83825, 83836, 83840, 83841, 83848, 83852, 83856, 83860, 83864, 83865
840xx: 84022, 84034, 84069, 84071, 84080, 84083
843xx: 84304, 84305, 84308, 84318, 84319, 84320, 84321, 84322, 84323, 84325, 84326, 84327, 84328, 84332, 84333, 84335, 84338, 84339, 84341
855xx: 85530, 85531, 85535, 85536, 85543, 85546, 85548, 85551, 85552
875xx: 87512, 87513, 87514, 87517, 87519, 87521, 87524, 87525, 87529, 87543, 87549, 87553, 87556, 87557, 87558, 87564, 87571, 87576, 87577, 87579, 87580
890xx: 89003, 89020, 89022, 89023, 89041, 89045, 89048, 89049, 89060, 89061
894xx: 89404, 89409, 89414, 89421, 89425, 89426, 89438, 89445, 89446
955xx: 95568
960xx: 96014, 96023, 96025, 96027, 96031, 96032, 96034, 96037, 96038, 96039, 96044, 96050, 96057, 96058, 96064, 96067, 96085, 96086, 96094, 96097
961xx: 96134
976xx: 97601, 97602, 97603, 97604, 97621, 97622, 97623, 97624, 97625, 97626, 97627, 97632, 97633, 97634, 97639
977xx: 97731, 97733, 97737
978xx: 97801, 97810, 97813, 97824, 97826, 97827, 97835, 97838, 97841, 97850, 97859, 97862, 97867, 97868, 97875, 97876, 97880, 97882, 97883, 97886
988xx: 98823, 98824, 98832, 98837, 98848, 98851, 98853, 98857, 98860
991xx: 99115, 99123, 99133, 99135
993xx: 99321, 99349, 99357
994xx: 99401, 99402, 99403
How does County Cost Group 790 BAH compare?
For an E-5 with dependents, County Cost Group 790 pays $1,890 a month: number 199 of 338 housing areas, and $171 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 790
What is E-5 BAH in County Cost Group 790 for 2026?
$1,890 a month with dependents and $1,542 without ($22,680 and $18,504 a year). That ranks 199 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 790?
An O-3 gets $2,433 a month with dependents and $2,091 without in 2026. A W-2 gets $2,325 and $1,956.
How much BAH does an E-1 get in County Cost Group 790?
$1,761 a month with dependents and $1,395 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 790 BAH rates?
791 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ790): 04225, 04227, 04234, 04239, 04262 and 786 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 790 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,354.35 a month here with allowances and takes home about $4,851.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 790 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.