United States · BAH 2026 · California
San Bernardino, CA BAH rates 2026
In San Bernardino, CA, 2026 BAH runs from $2,220 a month (E-1 without dependents) to $3,855 (O-7 and above with dependents). An E-5 with dependents gets $3,288 a month, not taxed.
San Bernardino, CA · E-5 · with dependents
$3,288 a month
$39,456 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,958 | $2,220 |
| E-2 | $2,958 | $2,220 |
| E-3 | $2,958 | $2,220 |
| E-4 | $2,958 | $2,220 |
| E-5 | $3,288 | $2,466 |
| E-6 | $3,381 | $2,667 |
| E-7 | $3,399 | $2,973 |
| E-8 | $3,408 | $3,312 |
| E-9 | $3,465 | $3,327 |
| W-1 | $3,396 | $2,850 |
| W-2 | $3,405 | $3,309 |
| W-3 | $3,417 | $3,333 |
| W-4 | $3,489 | $3,372 |
| W-5 | $3,597 | $3,387 |
| O-1E | $3,402 | $3,285 |
| O-2E | $3,411 | $3,324 |
| O-3E | $3,504 | $3,369 |
| O-1 | $3,306 | $2,628 |
| O-2 | $3,378 | $3,180 |
| O-3 | $3,414 | $3,339 |
| O-4 | $3,630 | $3,375 |
| O-5 | $3,798 | $3,390 |
| O-6 | $3,828 | $3,393 |
| O-7 and above | $3,855 | $3,438 |
What is take-home pay with BAH in San Bernardino, CA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume California is your state of legal residence. California taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $2,220.00 | $2,958.00 | $3,339.00 | $3,414.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$51.65 | −$4.55 | −$320.83 | −$120.02 |
| Take-home a month | $5,625.07 | $6,566.49 | $9,276.21 | $9,917.79 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in San Bernardino, CA?
DTMO’s 2026 list maps 78 ZIP codes to this housing area (CA031). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 78 ZIP codes
917xx: 91701, 91729, 91730, 91737, 91739, 91743, 91758, 91759, 91785
922xx: 92285, 92286
923xx: 92301, 92305, 92308, 92313, 92314, 92315, 92316, 92317, 92318, 92321, 92322, 92323, 92324, 92325, 92329, 92331, 92333, 92334, 92335, 92336, 92337, 92339, 92340, 92341, 92344, 92345, 92346, 92350, 92352, 92354, 92356, 92357, 92358, 92359, 92369, 92371, 92372, 92373, 92374, 92375, 92376, 92377, 92378, 92382, 92385, 92386, 92391, 92392, 92393, 92397, 92399
924xx: 92401, 92402, 92403, 92404, 92405, 92406, 92407, 92408, 92410, 92411, 92413, 92415, 92418, 92423, 92427
935xx: 93592
How does San Bernardino, CA BAH compare?
For an E-5 with dependents, San Bernardino, CA pays $3,288 a month: number 38 of 338 housing areas, and $1,227 above the middle of all areas ($2,061). Other housing areas in California:
- Barstow/Fort Irwin, CA E-5 with dependents $2,001
- Beale AFB, CA E-5 with dependents $2,967
- Bridgeport, CA E-5 with dependents $2,085
- Camp Pendleton, CA E-5 with dependents $3,963
- China Lake, CA E-5 with dependents $1,563
- Edwards AFB/Palmdale, CA E-5 with dependents $2,658
- El Centro, CA E-5 with dependents $1,986
- Fresno, CA E-5 with dependents $2,439
- Humboldt County, CA E-5 with dependents $1,827
- Lemoore NAS, CA E-5 with dependents $2,139
- Los Angeles, CA E-5 with dependents $3,882
- Marin/Sonoma, CA E-5 with dependents $3,303
- Monterey, CA E-5 with dependents $3,465
- Oakland, CA E-5 with dependents $3,759
- Riverside, CA E-5 with dependents $3,351
- Sacramento, CA E-5 with dependents $2,904
- San Diego, CA E-5 with dependents $3,975
- San Francisco, CA E-5 with dependents $5,127
- San Luis Obispo, CA E-5 with dependents $3,198
- Santa Clara County, CA E-5 with dependents $4,659
- Stockton, CA E-5 with dependents $2,553
- Twenty Nine Palms MCB, CA E-5 with dependents $1,980
- Vallejo/Travis AFB, CA E-5 with dependents $3,369
- Vandenberg SFB, CA E-5 with dependents $3,333
- Ventura, CA E-5 with dependents $3,537
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- California minimum wage The California minimum wage for 2026 and 2027, with full-time pay.
- California paycheck calculator Take-home pay for a civilian job in California, after federal and state tax.
Questions about BAH in San Bernardino, CA
What is E-5 BAH in San Bernardino, CA for 2026?
$3,288 a month with dependents and $2,466 without ($39,456 and $29,592 a year). That ranks 38 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in San Bernardino, CA?
An O-3 gets $3,414 a month with dependents and $3,339 without in 2026. A W-2 gets $3,405 and $3,309.
How much BAH does an E-1 get in San Bernardino, CA?
$2,958 a month with dependents and $2,220 without. E-1 to E-4 get the same rates here.
Which ZIP codes use San Bernardino, CA BAH rates?
78 ZIP codes in DTMO’s 2026 list map to this housing area (CA031): 91701, 91729, 91730, 91737, 91739 and 73 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in San Bernardino, CA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $6,179.35 a month here with allowances and takes home about $5,625.07. These assume California is your state of legal residence. California taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
When will San Bernardino, CA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.