United States · BAH 2026 · Colorado

Colorado Springs, CO BAH rates 2026

In Colorado Springs, CO, 2026 BAH runs from $1,689 a month (E-1 without dependents) to $2,955 (O-7 and above with dependents). An E-5 with dependents gets $2,358 a month, not taxed.

Dependents

Housing area CO046. O-8 to O-10 are paid the O-7 rate.

Colorado Springs, CO · E-5 · with dependents

$2,358 a month

$28,296 a year, not taxed.

Colorado Springs, CO: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $2,160 $1,689
E-2 $2,160 $1,689
E-3 $2,160 $1,689
E-4 $2,160 $1,689
E-5 $2,358 $1,860
E-6 $2,433 $1,980
E-7 $2,487 $2,166
E-8 $2,553 $2,379
E-9 $2,646 $2,388
W-1 $2,448 $2,103
W-2 $2,514 $2,376
W-3 $2,598 $2,394
W-4 $2,664 $2,436
W-5 $2,754 $2,502
O-1E $2,496 $2,355
O-2E $2,583 $2,385
O-3E $2,679 $2,418
O-1 $2,376 $1,959
O-2 $2,430 $2,295
O-3 $2,595 $2,397
O-4 $2,778 $2,484
O-5 $2,913 $2,517
O-6 $2,934 $2,574
O-7 and above $2,955 $2,616

What is take-home pay with BAH in Colorado Springs, CO?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Colorado is your state of legal residence: Colorado taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

Take-home pay examples in Colorado Springs, CO, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,689.00$2,160.00$2,397.00$2,595.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$94.19−$35.16−$265.81−$206.77
Take-home a month$5,051.53$5,737.88$8,389.24$9,012.04

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Colorado Springs, CO?

DTMO’s 2026 list maps 76 ZIP codes to this housing area (CO046). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 76 ZIP codes

801xx: 80104, 80106, 80108, 80109, 80118, 80132, 80133

808xx: 80808, 80809, 80813, 80814, 80816, 80817, 80819, 80829, 80831, 80832, 80833, 80840, 80841, 80860, 80863, 80864, 80866

809xx: 80901, 80902, 80903, 80904, 80905, 80906, 80907, 80908, 80909, 80910, 80911, 80912, 80913, 80914, 80915, 80916, 80917, 80918, 80919, 80920, 80921, 80922, 80923, 80924, 80925, 80926, 80927, 80928, 80929, 80930, 80931, 80932, 80933, 80934, 80935, 80936, 80937, 80938, 80939, 80941, 80942, 80946, 80947, 80949, 80950, 80951, 80960, 80962, 80970, 80977, 80995, 80997

How does Colorado Springs, CO BAH compare?

For an E-5 with dependents, Colorado Springs, CO pays $2,358 a month: number 119 of 338 housing areas, and $297 above the middle of all areas ($2,061). Other housing areas in Colorado:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Colorado Springs, CO

What is E-5 BAH in Colorado Springs, CO for 2026?

$2,358 a month with dependents and $1,860 without ($28,296 and $22,320 a year). That ranks 119 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Colorado Springs, CO?

An O-3 gets $2,595 a month with dependents and $2,397 without in 2026. A W-2 gets $2,514 and $2,376.

How much BAH does an E-1 get in Colorado Springs, CO?

$2,160 a month with dependents and $1,689 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Colorado Springs, CO BAH rates?

76 ZIP codes in DTMO’s 2026 list map to this housing area (CO046): 80104, 80106, 80108, 80109, 80118 and 71 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Colorado Springs, CO taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,648.35 a month here with allowances and takes home about $5,051.53. These assume Colorado is your state of legal residence: Colorado taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

When will Colorado Springs, CO BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.