United States · BAH 2026 · Hawaii
Honolulu County, HI BAH rates 2026
In Honolulu County, HI, 2026 BAH runs from $2,598 a month (E-1 without dependents) to $5,040 (O-7 and above with dependents). An E-5 with dependents gets $3,663 a month, not taxed.
Honolulu County, HI · E-5 · with dependents
$3,663 a month
$43,956 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,333 | $2,598 |
| E-2 | $3,333 | $2,598 |
| E-3 | $3,333 | $2,598 |
| E-4 | $3,333 | $2,598 |
| E-5 | $3,663 | $2,856 |
| E-6 | $3,912 | $3,036 |
| E-7 | $4,098 | $3,348 |
| E-8 | $4,302 | $3,720 |
| E-9 | $4,518 | $3,783 |
| W-1 | $3,930 | $3,222 |
| W-2 | $4,182 | $3,717 |
| W-3 | $4,434 | $3,795 |
| W-4 | $4,551 | $3,951 |
| W-5 | $4,692 | $4,146 |
| O-1E | $4,137 | $3,660 |
| O-2E | $4,398 | $3,768 |
| O-3E | $4,572 | $3,903 |
| O-1 | $3,702 | $2,997 |
| O-2 | $3,909 | $3,555 |
| O-3 | $4,428 | $3,819 |
| O-4 | $4,737 | $4,110 |
| O-5 | $4,959 | $4,224 |
| O-6 | $5,001 | $4,413 |
| O-7 and above | $5,040 | $4,494 |
What is take-home pay with BAH in Honolulu County, HI?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Hawaii is your state of legal residence: Hawaii taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $2,598.00 | $3,333.00 | $3,819.00 | $4,428.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$120.57 | −$18.89 | −$410.76 | −$269.56 |
| Take-home a month | $5,934.15 | $6,927.15 | $9,666.29 | $10,782.25 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Honolulu County, HI?
DTMO’s 2026 list maps 69 ZIP codes to this housing area (HI408). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 69 ZIP codes
967xx: 96701, 96706, 96707, 96709, 96712, 96717, 96730, 96731, 96734, 96744, 96759, 96762, 96782, 96786, 96789, 96791, 96792, 96795, 96797
968xx: 96801, 96802, 96803, 96804, 96805, 96806, 96807, 96808, 96809, 96810, 96811, 96812, 96813, 96814, 96815, 96816, 96817, 96818, 96819, 96820, 96821, 96822, 96823, 96824, 96825, 96826, 96828, 96830, 96836, 96837, 96838, 96839, 96840, 96841, 96843, 96844, 96846, 96847, 96848, 96849, 96850, 96853, 96854, 96857, 96858, 96859, 96860, 96861, 96863, 96898
How does Honolulu County, HI BAH compare?
For an E-5 with dependents, Honolulu County, HI pays $3,663 a month: number 20 of 338 housing areas, and $1,602 above the middle of all areas ($2,061). Other housing areas in Hawaii:
- Hawaii County, HI E-5 with dependents $3,594
- Kauai County, HI E-5 with dependents $3,798
- Maui County, HI E-5 with dependents $4,329
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Hawaii minimum wage The Hawaii minimum wage for 2026 and 2027, with full-time pay.
- Hawaii paycheck calculator Take-home pay for a civilian job in Hawaii, after federal and state tax.
Questions about BAH in Honolulu County, HI
What is E-5 BAH in Honolulu County, HI for 2026?
$3,663 a month with dependents and $2,856 without ($43,956 and $34,272 a year). That ranks 20 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Honolulu County, HI?
An O-3 gets $4,428 a month with dependents and $3,819 without in 2026. A W-2 gets $4,182 and $3,717.
How much BAH does an E-1 get in Honolulu County, HI?
$3,333 a month with dependents and $2,598 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Honolulu County, HI BAH rates?
69 ZIP codes in DTMO’s 2026 list map to this housing area (HI408): 96701, 96706, 96707, 96709, 96712 and 64 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Honolulu County, HI taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $6,557.35 a month here with allowances and takes home about $5,934.15. These assume Hawaii is your state of legal residence: Hawaii taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
When will Honolulu County, HI BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.