United States · BAH 2026 · Washington
Spokane, WA BAH rates 2026
In Spokane, WA, 2026 BAH runs from $1,611 a month (E-1 without dependents) to $3,243 (O-7 and above with dependents). An E-5 with dependents gets $2,184 a month, not taxed.
Spokane, WA · E-5 · with dependents
$2,184 a month
$26,208 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,947 | $1,611 |
| E-2 | $1,947 | $1,611 |
| E-3 | $1,947 | $1,611 |
| E-4 | $1,947 | $1,611 |
| E-5 | $2,184 | $1,665 |
| E-6 | $2,553 | $1,914 |
| E-7 | $2,658 | $1,995 |
| E-8 | $2,772 | $2,262 |
| E-9 | $2,901 | $2,367 |
| W-1 | $2,574 | $1,932 |
| W-2 | $2,706 | $2,259 |
| W-3 | $2,847 | $2,382 |
| W-4 | $2,922 | $2,574 |
| W-5 | $3,021 | $2,685 |
| O-1E | $2,679 | $2,181 |
| O-2E | $2,826 | $2,343 |
| O-3E | $2,937 | $2,547 |
| O-1 | $2,235 | $1,707 |
| O-2 | $2,550 | $2,106 |
| O-3 | $2,844 | $2,418 |
| O-4 | $3,048 | $2,658 |
| O-5 | $3,195 | $2,721 |
| O-6 | $3,222 | $2,826 |
| O-7 and above | $3,243 | $2,874 |
What is take-home pay with BAH in Spokane, WA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Washington has no income tax on wages, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,611.00 | $1,947.00 | $2,418.00 | $2,844.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $5,067.73 | $5,560.04 | $8,676.04 | $9,467.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Spokane, WA?
DTMO’s 2026 list maps 52 ZIP codes to this housing area (WA310). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
99001, 99003, 99004, 99005, 99006, 99009, 99011, 99012, 99014, 99016, 99018, 99019, 99020, 99021, 99022, 99023, 99025, 99026, 99027, 99030, 99031, 99036, 99037, 99039, 99201, 99202, 99203, 99204, 99205, 99206, 99207, 99208, 99209, 99210, 99211, 99212, 99213, 99214, 99215, 99216, 99217, 99218, 99219, 99220, 99223, 99224, 99228, 99251, 99252, 99256, 99258, 99260
How does Spokane, WA BAH compare?
For an E-5 with dependents, Spokane, WA pays $2,184 a month: number 144 of 338 housing areas, and $123 above the middle of all areas ($2,061). Other housing areas in Washington:
- Bremerton, WA E-5 with dependents $2,364
- Everett, WA E-5 with dependents $2,748
- Port Angeles, WA E-5 with dependents $2,436
- Seattle, WA E-5 with dependents $3,135
- Tacoma, WA E-5 with dependents $2,556
- Whidbey Island, WA E-5 with dependents $2,073
- Yakima, WA E-5 with dependents $1,923
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Washington minimum wage The Washington minimum wage for 2026 and 2027, with full-time pay.
- Washington paycheck calculator Take-home pay for a civilian job in Washington, after federal and state tax.
Questions about BAH in Spokane, WA
What is E-5 BAH in Spokane, WA for 2026?
$2,184 a month with dependents and $1,665 without ($26,208 and $19,980 a year). That ranks 144 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Spokane, WA?
An O-3 gets $2,844 a month with dependents and $2,418 without in 2026. A W-2 gets $2,706 and $2,259.
How much BAH does an E-1 get in Spokane, WA?
$1,947 a month with dependents and $1,611 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Spokane, WA BAH rates?
52 ZIP codes in DTMO’s 2026 list map to this housing area (WA310): 99001, 99003, 99004, 99005, 99006 and 47 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Spokane, WA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,570.35 a month here with allowances and takes home about $5,067.73. Washington has no income tax on wages, so no state tax comes off.
When will Spokane, WA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.