United States · BAH 2026 · County cost groups
County Cost Group 630 BAH rates 2026
In County Cost Group 630 (520 ZIP codes), 2026 BAH runs from $1,065 a month (E-1 without dependents) to $2,340 (O-7 and above with dependents). An E-5 with dependents gets $1,425 a month, not taxed.
County Cost Group 630 · E-5 · with dependents
$1,425 a month
$17,100 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,320 | $1,065 |
| E-2 | $1,320 | $1,065 |
| E-3 | $1,320 | $1,065 |
| E-4 | $1,320 | $1,065 |
| E-5 | $1,425 | $1,155 |
| E-6 | $1,725 | $1,293 |
| E-7 | $1,794 | $1,347 |
| E-8 | $1,869 | $1,491 |
| E-9 | $1,983 | $1,572 |
| W-1 | $1,746 | $1,311 |
| W-2 | $1,827 | $1,488 |
| W-3 | $1,920 | $1,587 |
| W-4 | $2,004 | $1,737 |
| W-5 | $2,112 | $1,812 |
| O-1E | $1,806 | $1,422 |
| O-2E | $1,905 | $1,554 |
| O-3E | $2,022 | $1,719 |
| O-1 | $1,470 | $1,215 |
| O-2 | $1,722 | $1,395 |
| O-3 | $1,917 | $1,614 |
| O-4 | $2,145 | $1,791 |
| O-5 | $2,310 | $1,830 |
| O-6 | $2,325 | $1,899 |
| O-7 and above | $2,340 | $1,929 |
What is take-home pay with BAH in County Cost Group 630?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,065.00 | $1,320.00 | $1,614.00 | $1,917.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,521.73 | $4,933.04 | $7,872.04 | $8,540.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 630?
DTMO’s 2026 list maps 520 ZIP codes to this county cost group (ZZ630). BAH is set by the ZIP code of your duty station.
Show all 520 ZIP codes
155xx: 15521, 15522, 15533, 15534, 15535, 15537, 15539, 15545, 15550, 15554, 15559
158xx: 15821, 15822, 15823, 15827, 15831, 15841, 15845, 15846, 15853, 15857, 15868, 15870
163xx: 16333
166xx: 16633, 16650, 16655, 16659, 16664, 16667, 16670, 16672, 16678, 16679, 16694, 16695
167xx: 16701, 16724, 16725, 16726, 16727, 16728, 16729, 16730, 16731, 16732, 16733, 16734, 16735, 16738, 16740, 16743, 16744, 16745, 16749, 16750
172xx: 17211
278xx: 27806, 27808, 27810, 27814, 27817, 27821, 27860, 27865, 27889
280xx: 28001, 28002, 28009, 28097
281xx: 28109, 28127, 28128, 28129, 28137, 28163
304xx: 30420, 30421, 30427, 30436, 30438, 30453, 30474, 30475, 30499
306xx: 30660, 30668, 30673
310xx: 31014, 31041, 31057, 31063, 31068
368xx: 36854, 36855, 36862, 36863
370xx: 37018
373xx: 37342, 37349, 37355, 37382, 37388, 37389
377xx: 37723
385xx: 38555, 38557, 38558, 38571, 38572, 38578
388xx: 38801, 38802, 38803, 38804, 38824, 38826, 38849, 38857, 38862, 38866, 38868, 38879
398xx: 39815, 39817, 39818, 39819, 39825, 39834, 39836, 39840, 39852, 39886
433xx: 43316, 43323, 43330, 43351, 43359
435xx: 43512, 43519, 43520, 43526, 43530, 43536, 43549, 43556
437xx: 43728, 43756, 43758, 43787
448xx: 44811, 44826, 44837, 44844, 44847, 44849, 44850, 44851, 44855, 44857, 44865, 44882, 44888, 44889, 44890
453xx: 45303, 45304, 45310, 45328, 45331, 45332, 45346, 45348, 45350, 45351, 45352, 45358, 45362, 45380, 45388, 45390
458xx: 45822, 45826, 45828, 45846, 45860, 45862, 45866, 45882, 45883
467xx: 46702, 46713, 46750, 46783, 46792
469xx: 46928, 46930, 46933, 46938, 46952, 46953, 46957, 46986, 46987, 46989, 46991
476xx: 47639, 47640, 47647, 47648, 47649, 47654, 47660, 47665, 47666, 47670, 47683
479xx: 47918, 47923, 47925, 47926, 47929, 47932, 47949, 47950, 47952, 47958, 47959, 47960, 47969, 47980, 47987, 47988, 47995
494xx: 49420, 49421, 49436, 49446, 49449, 49452, 49455, 49459
498xx: 49805
499xx: 49901, 49918, 49950
500xx: 50050, 50059, 50064
501xx: 50107, 50129
502xx: 50217, 50235
510xx: 51005, 51012, 51014, 51029, 51035, 51037, 51049, 51061
514xx: 51462
522xx: 52203, 52220, 52236, 52251
523xx: 52301, 52307, 52308, 52316, 52325, 52334, 52347, 52361
541xx: 54120, 54121
545xx: 54525, 54534, 54536, 54542, 54547, 54550, 54559, 54565
546xx: 54621, 54623, 54624, 54632, 54634, 54639, 54651, 54652, 54658, 54665, 54667
553xx: 55307, 55334, 55335, 55338, 55366, 55396
560xx: 56019, 56022, 56030, 56041, 56044, 56056, 56060, 56062, 56073, 56081, 56084, 56085, 56087
561xx: 56111, 56120, 56128, 56137, 56139, 56140, 56143, 56150, 56160, 56161, 56164, 56170, 56186
565xx: 56516, 56557, 56566
566xx: 56651
570xx: 57016, 57042, 57050, 57054, 57057, 57075, 57076
572xx: 57213, 57216, 57218, 57226, 57232, 57237, 57238, 57246, 57247, 57251, 57252, 57259, 57264, 57265, 57268, 57269, 57270
573xx: 57324, 57348, 57350, 57379, 57381, 57384, 57386, 57399
574xx: 57421, 57430, 57454
614xx: 61411, 61416, 61420, 61422, 61438, 61440, 61455, 61470, 61475
623xx: 62326, 62374
647xx: 64720, 64722, 64723, 64730, 64742, 64745, 64752, 64779, 64780
650xx: 65020, 65049, 65052, 65065, 65079
653xx: 65324
655xx: 65591
657xx: 65786, 65787
683xx: 68351, 68354, 68361, 68365
684xx: 68406, 68416, 68436, 68444
689xx: 68937, 68976
691xx: 69135
692xx: 69201, 69211, 69212, 69216, 69218, 69219, 69220, 69221
717xx: 71744, 71745, 71766
724xx: 72412, 72425, 72436, 72443, 72450, 72451, 72474
738xx: 73844
739xx: 73931, 73932, 73938, 73950
740xx: 74026, 74079
744xx: 74426, 74432, 74438, 74459, 74461
745xx: 74549, 74577
747xx: 74722, 74724, 74728, 74734, 74736, 74737, 74740, 74745, 74750, 74752, 74754, 74755, 74764, 74766
748xx: 74801, 74802, 74804, 74824, 74826, 74832, 74834, 74840, 74845, 74851, 74852, 74854, 74855, 74864, 74866, 74869, 74873, 74875, 74878, 74881
749xx: 74935, 74937, 74939, 74940, 74942, 74947, 74949, 74957, 74963, 74966
755xx: 75564
756xx: 75631, 75633, 75637, 75639, 75643, 75657, 75669, 75685
759xx: 75931, 75951, 75956
763xx: 76364, 76373, 76384, 76385
776xx: 77612, 77615
792xx: 79247
793xx: 79351, 79373, 79381, 79383
824xx: 82410, 82411, 82412, 82420, 82421, 82422, 82426, 82428, 82431, 82432, 82434, 82441
881xx: 88119, 88134, 88136
How does County Cost Group 630 BAH compare?
For an E-5 with dependents, County Cost Group 630 pays $1,425 a month: number 302 of 338 housing areas, and $636 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 630
What is E-5 BAH in County Cost Group 630 for 2026?
$1,425 a month with dependents and $1,155 without ($17,100 and $13,860 a year). That ranks 302 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 630?
An O-3 gets $1,917 a month with dependents and $1,614 without in 2026. A W-2 gets $1,827 and $1,488.
How much BAH does an E-1 get in County Cost Group 630?
$1,320 a month with dependents and $1,065 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 630 BAH rates?
520 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ630): 15521, 15522, 15533, 15534, 15535 and 515 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 630 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,024.35 a month here with allowances and takes home about $4,521.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 630 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.