United States · BAH 2026 · Oklahoma
Oklahoma City, OK BAH rates 2026
In Oklahoma City, OK, 2026 BAH runs from $1,248 a month (E-1 without dependents) to $2,367 (O-7 and above with dependents). An E-5 with dependents gets $1,644 a month, not taxed.
Oklahoma City, OK · E-5 · with dependents
$1,644 a month
$19,728 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,542 | $1,248 |
| E-2 | $1,542 | $1,248 |
| E-3 | $1,542 | $1,248 |
| E-4 | $1,542 | $1,248 |
| E-5 | $1,644 | $1,365 |
| E-6 | $1,854 | $1,443 |
| E-7 | $1,896 | $1,542 |
| E-8 | $1,944 | $1,692 |
| E-9 | $2,034 | $1,743 |
| W-1 | $1,869 | $1,518 |
| W-2 | $1,914 | $1,689 |
| W-3 | $1,977 | $1,752 |
| W-4 | $2,055 | $1,854 |
| W-5 | $2,157 | $1,905 |
| O-1E | $1,902 | $1,641 |
| O-2E | $1,965 | $1,731 |
| O-3E | $2,070 | $1,842 |
| O-1 | $1,677 | $1,434 |
| O-2 | $1,851 | $1,614 |
| O-3 | $1,974 | $1,773 |
| O-4 | $2,184 | $1,890 |
| O-5 | $2,337 | $1,911 |
| O-6 | $2,355 | $1,953 |
| O-7 and above | $2,367 | $1,986 |
What is take-home pay with BAH in Oklahoma City, OK?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Oklahoma does not tax a resident’s active-duty pay, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,248.00 | $1,542.00 | $1,773.00 | $1,974.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $4,704.73 | $5,155.04 | $8,031.04 | $8,597.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Oklahoma City, OK?
DTMO’s 2026 list maps 107 ZIP codes to this housing area (OK239). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 107 ZIP codes
730xx: 73003, 73007, 73008, 73012, 73013, 73014, 73019, 73020, 73022, 73025, 73026, 73034, 73036, 73045, 73049, 73051, 73054, 73064, 73066, 73068, 73069, 73070, 73071, 73072, 73078, 73083, 73084, 73085, 73090, 73097, 73099
731xx: 73101, 73102, 73103, 73104, 73105, 73106, 73107, 73108, 73109, 73110, 73111, 73112, 73113, 73114, 73115, 73116, 73117, 73118, 73119, 73120, 73121, 73122, 73123, 73124, 73125, 73126, 73127, 73128, 73129, 73130, 73131, 73132, 73134, 73135, 73136, 73137, 73139, 73140, 73141, 73142, 73143, 73144, 73145, 73146, 73147, 73148, 73149, 73150, 73151, 73152, 73153, 73154, 73155, 73156, 73157, 73159, 73160, 73162, 73163, 73164, 73165, 73167, 73169, 73170, 73172, 73173, 73175, 73178, 73179, 73184, 73189, 73190, 73194, 73195, 73196
748xx: 74857
How does Oklahoma City, OK BAH compare?
For an E-5 with dependents, Oklahoma City, OK pays $1,644 a month: number 250 of 338 housing areas, and $417 below the middle of all areas ($2,061). Other housing areas in Oklahoma:
- Altus AFB, OK E-5 with dependents $1,254
- Fort Sill/Lawton, OK E-5 with dependents $1,233
- Tulsa, OK E-5 with dependents $1,638
- Vance AFB/Enid, OK E-5 with dependents $1,200
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Oklahoma minimum wage The Oklahoma minimum wage for 2026 and 2027, with full-time pay.
- Oklahoma paycheck calculator Take-home pay for a civilian job in Oklahoma, after federal and state tax.
Questions about BAH in Oklahoma City, OK
What is E-5 BAH in Oklahoma City, OK for 2026?
$1,644 a month with dependents and $1,365 without ($19,728 and $16,380 a year). That ranks 250 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Oklahoma City, OK?
An O-3 gets $1,974 a month with dependents and $1,773 without in 2026. A W-2 gets $1,914 and $1,689.
How much BAH does an E-1 get in Oklahoma City, OK?
$1,542 a month with dependents and $1,248 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Oklahoma City, OK BAH rates?
107 ZIP codes in DTMO’s 2026 list map to this housing area (OK239): 73003, 73007, 73008, 73012, 73013 and 102 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Oklahoma City, OK taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,207.35 a month here with allowances and takes home about $4,704.73. Oklahoma does not tax a resident’s active-duty pay, so no state tax comes off.
When will Oklahoma City, OK BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.