United States · BAH 2026 · Connecticut

New London, CT BAH rates 2026

In New London, CT, 2026 BAH runs from $1,989 a month (E-1 without dependents) to $3,966 (O-7 and above with dependents). An E-5 with dependents gets $2,580 a month, not taxed.

Dependents

Housing area CT049. O-8 to O-10 are paid the O-7 rate.

New London, CT · E-5 · with dependents

$2,580 a month

$30,960 a year, not taxed.

New London, CT: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $2,412 $1,989
E-2 $2,412 $1,989
E-3 $2,412 $1,989
E-4 $2,412 $1,989
E-5 $2,580 $2,148
E-6 $3,072 $2,304
E-7 $3,159 $2,418
E-8 $3,249 $2,682
E-9 $3,405 $2,826
W-1 $3,093 $2,367
W-2 $3,195 $2,679
W-3 $3,309 $2,844
W-4 $3,441 $3,087
W-5 $3,603 $3,177
O-1E $3,174 $2,577
O-2E $3,291 $2,796
O-3E $3,465 $3,066
O-1 $2,646 $2,241
O-2 $3,069 $2,529
O-3 $3,306 $2,892
O-4 $3,654 $3,156
O-5 $3,906 $3,204
O-6 $3,939 $3,288
O-7 and above $3,966 $3,345

What is take-home pay with BAH in New London, CT?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Connecticut is your state of legal residence: Connecticut taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

Take-home pay examples in New London, CT, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,989.00$2,412.00$2,892.00$3,306.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$112.16−$25.20−$358.13−$261.50
Take-home a month$5,333.56$5,999.84$8,791.91$9,668.31

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in New London, CT?

DTMO’s 2026 list maps 41 ZIP codes to this housing area (CT049). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

06226, 06249, 06254, 06256, 06266, 06280, 06320, 06330, 06333, 06334, 06335, 06336, 06338, 06339, 06340, 06349, 06350, 06351, 06353, 06355, 06357, 06359, 06360, 06365, 06370, 06371, 06372, 06375, 06376, 06378, 06379, 06380, 06382, 06383, 06385, 06388, 06389, 06415, 06420, 06439, 06474

How does New London, CT BAH compare?

For an E-5 with dependents, New London, CT pays $2,580 a month: number 85 of 338 housing areas, and $519 above the middle of all areas ($2,061). Other housing areas in Connecticut:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in New London, CT

What is E-5 BAH in New London, CT for 2026?

$2,580 a month with dependents and $2,148 without ($30,960 and $25,776 a year). That ranks 85 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in New London, CT?

An O-3 gets $3,306 a month with dependents and $2,892 without in 2026. A W-2 gets $3,195 and $2,679.

How much BAH does an E-1 get in New London, CT?

$2,412 a month with dependents and $1,989 without. E-1 to E-4 get the same rates here.

Which ZIP codes use New London, CT BAH rates?

41 ZIP codes in DTMO’s 2026 list map to this housing area (CT049): 06226, 06249, 06254, 06256, 06266 and 36 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in New London, CT taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,948.35 a month here with allowances and takes home about $5,333.56. These assume Connecticut is your state of legal residence: Connecticut taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

When will New London, CT BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.