United States · BAH 2026 · Pennsylvania
Willow Grove, PA BAH rates 2026
In Willow Grove, PA, 2026 BAH runs from $2,049 a month (E-1 without dependents) to $3,999 (O-7 and above with dependents). An E-5 with dependents gets $2,934 a month, not taxed.
Willow Grove, PA · E-5 · with dependents
$2,934 a month
$35,208 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,730 | $2,049 |
| E-2 | $2,730 | $2,049 |
| E-3 | $2,730 | $2,049 |
| E-4 | $2,730 | $2,049 |
| E-5 | $2,934 | $2,337 |
| E-6 | $3,399 | $2,550 |
| E-7 | $3,423 | $2,736 |
| E-8 | $3,432 | $3,030 |
| E-9 | $3,495 | $3,165 |
| W-1 | $3,420 | $2,670 |
| W-2 | $3,429 | $3,027 |
| W-3 | $3,441 | $3,183 |
| W-4 | $3,525 | $3,396 |
| W-5 | $3,669 | $3,405 |
| O-1E | $3,426 | $2,931 |
| O-2E | $3,435 | $3,135 |
| O-3E | $3,549 | $3,393 |
| O-1 | $2,997 | $2,523 |
| O-2 | $3,393 | $2,871 |
| O-3 | $3,438 | $3,228 |
| O-4 | $3,714 | $3,399 |
| O-5 | $3,939 | $3,408 |
| O-6 | $3,969 | $3,411 |
| O-7 and above | $3,999 | $3,447 |
What is take-home pay with BAH in Willow Grove, PA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Pennsylvania is your state of legal residence. Pennsylvania taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $2,049.00 | $2,730.00 | $3,228.00 | $3,438.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$106.91 | −$106.91 | −$226.65 | −$226.65 |
| Take-home a month | $5,398.82 | $6,236.13 | $9,259.39 | $9,835.16 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Willow Grove, PA?
DTMO’s 2026 list maps 213 ZIP codes to this housing area (PA249). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 213 ZIP codes
180xx: 18039, 18041, 18054, 18070, 18073, 18074, 18076, 18077, 18081, 18084
189xx: 18901, 18902, 18910, 18911, 18912, 18913, 18914, 18915, 18916, 18917, 18918, 18920, 18921, 18922, 18923, 18925, 18927, 18928, 18929, 18930, 18931, 18932, 18933, 18934, 18935, 18936, 18938, 18940, 18942, 18943, 18944, 18946, 18947, 18949, 18950, 18951, 18953, 18954, 18955, 18956, 18957, 18958, 18960, 18962, 18963, 18964, 18966, 18968, 18969, 18970, 18971, 18972, 18974, 18976, 18977, 18979, 18980, 18981, 18991
190xx: 19001, 19002, 19003, 19004, 19006, 19007, 19009, 19012, 19020, 19021, 19025, 19027, 19030, 19031, 19034, 19035, 19038, 19040, 19041, 19044, 19046, 19047, 19048, 19049, 19053, 19054, 19055, 19056, 19057, 19058, 19066, 19067, 19072, 19075, 19087, 19090, 19095, 19096
193xx: 19301, 19310, 19311, 19312, 19316, 19318, 19320, 19330, 19333, 19335, 19341, 19343, 19344, 19345, 19346, 19347, 19348, 19350, 19351, 19352, 19353, 19354, 19355, 19357, 19358, 19360, 19362, 19363, 19365, 19366, 19367, 19369, 19372, 19374, 19375, 19376, 19380, 19381, 19382, 19383, 19390, 19395, 19397, 19398, 19399
194xx: 19401, 19403, 19404, 19405, 19406, 19407, 19408, 19409, 19415, 19421, 19422, 19423, 19424, 19425, 19426, 19428, 19429, 19430, 19432, 19435, 19436, 19437, 19438, 19440, 19441, 19442, 19443, 19444, 19446, 19450, 19451, 19453, 19454, 19455, 19456, 19457, 19460, 19462, 19464, 19465, 19468, 19470, 19472, 19473, 19474, 19475, 19477, 19478, 19480, 19481, 19482, 19484, 19486, 19490, 19492, 19493, 19494, 19495, 19496
195xx: 19520, 19525
How does Willow Grove, PA BAH compare?
For an E-5 with dependents, Willow Grove, PA pays $2,934 a month: number 55 of 338 housing areas, and $873 above the middle of all areas ($2,061). Other housing areas in Pennsylvania:
- Allentown/Bethlehem, PA E-5 with dependents $2,373
- Carlisle Barracks, PA E-5 with dependents $2,076
- Erie, PA E-5 with dependents $1,464
- Philadelphia, Pa/Camden, NJ E-5 with dependents $2,691
- Pittsburgh, PA E-5 with dependents $2,283
- State College, PA E-5 with dependents $1,791
- Wilkes-Barre/Scranton, PA E-5 with dependents $1,740
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Pennsylvania minimum wage The Pennsylvania minimum wage for 2026 and 2027, with full-time pay.
- Pennsylvania paycheck calculator Take-home pay for a civilian job in Pennsylvania, after federal and state tax.
Questions about BAH in Willow Grove, PA
What is E-5 BAH in Willow Grove, PA for 2026?
$2,934 a month with dependents and $2,337 without ($35,208 and $28,044 a year). That ranks 55 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Willow Grove, PA?
An O-3 gets $3,438 a month with dependents and $3,228 without in 2026. A W-2 gets $3,429 and $3,027.
How much BAH does an E-1 get in Willow Grove, PA?
$2,730 a month with dependents and $2,049 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Willow Grove, PA BAH rates?
213 ZIP codes in DTMO’s 2026 list map to this housing area (PA249): 18039, 18041, 18054, 18070, 18073 and 208 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Willow Grove, PA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $6,008.35 a month here with allowances and takes home about $5,398.82. These assume Pennsylvania is your state of legal residence. Pennsylvania taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
When will Willow Grove, PA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.