United States · BAH 2026 · New York

Syracuse, NY BAH rates 2026

In Syracuse, NY, 2026 BAH runs from $1,452 a month (E-1 without dependents) to $3,246 (O-7 and above with dependents). An E-5 with dependents gets $2,049 a month, not taxed.

Dependents

Housing area NY223. O-8 to O-10 are paid the O-7 rate.

Syracuse, NY · E-5 · with dependents

$2,049 a month

$24,588 a year, not taxed.

Syracuse, NY: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $1,872 $1,452
E-2 $1,872 $1,452
E-3 $1,872 $1,452
E-4 $1,872 $1,452
E-5 $2,049 $1,599
E-6 $2,385 $1,788
E-7 $2,541 $1,905
E-8 $2,709 $2,121
E-9 $2,880 $2,214
W-1 $2,406 $1,818
W-2 $2,610 $2,118
W-3 $2,817 $2,229
W-4 $2,901 $2,418
W-5 $3,009 $2,577
O-1E $2,571 $2,046
O-2E $2,787 $2,193
O-3E $2,919 $2,376
O-1 $2,097 $1,689
O-2 $2,382 $1,995
O-3 $2,811 $2,262
O-4 $3,039 $2,547
O-5 $3,198 $2,640
O-6 $3,225 $2,796
O-7 and above $3,246 $2,844

What is take-home pay with BAH in Syracuse, NY?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume New York is your state of legal residence: New York taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

Take-home pay examples in Syracuse, NY, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,452.00$1,872.00$2,262.00$2,811.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$138.30−$88.57−$348.92−$298.73
Take-home a month$4,770.43$5,396.47$8,171.13$9,136.08

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Syracuse, NY?

DTMO’s 2026 list maps 86 ZIP codes to this housing area (NY223). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 86 ZIP codes

130xx: 13020, 13027, 13028, 13029, 13030, 13031, 13036, 13039, 13041, 13042, 13044, 13051, 13057, 13060, 13063, 13066, 13069, 13074, 13076, 13078, 13080, 13082, 13083, 13084, 13088, 13089, 13090, 13093

131xx: 13103, 13104, 13107, 13108, 13110, 13112, 13114, 13115, 13116, 13119, 13120, 13121, 13126, 13131, 13132, 13135, 13137, 13138, 13142, 13144, 13145, 13152, 13153, 13159, 13164, 13167

132xx: 13201, 13202, 13203, 13204, 13205, 13206, 13207, 13208, 13209, 13210, 13211, 13212, 13214, 13215, 13217, 13218, 13219, 13220, 13221, 13224, 13225, 13235, 13244, 13250, 13251, 13252, 13261, 13290

133xx: 13302

134xx: 13426, 13437, 13493

How does Syracuse, NY BAH compare?

For an E-5 with dependents, Syracuse, NY pays $2,049 a month: number 173 of 338 housing areas, and $12 below the middle of all areas ($2,061). Other housing areas in New York:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Syracuse, NY

What is E-5 BAH in Syracuse, NY for 2026?

$2,049 a month with dependents and $1,599 without ($24,588 and $19,188 a year). That ranks 173 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Syracuse, NY?

An O-3 gets $2,811 a month with dependents and $2,262 without in 2026. A W-2 gets $2,610 and $2,118.

How much BAH does an E-1 get in Syracuse, NY?

$1,872 a month with dependents and $1,452 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Syracuse, NY BAH rates?

86 ZIP codes in DTMO’s 2026 list map to this housing area (NY223): 13020, 13027, 13028, 13029, 13030 and 81 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Syracuse, NY taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,411.35 a month here with allowances and takes home about $4,770.43. These assume New York is your state of legal residence: New York taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

When will Syracuse, NY BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.