United States · BAH 2026 · Oregon

Portland, OR BAH rates 2026

In Portland, OR, 2026 BAH runs from $1,821 a month (E-1 without dependents) to $3,759 (O-7 and above with dependents). An E-5 with dependents gets $2,379 a month, not taxed.

Dependents

Housing area OR243. O-8 to O-10 are paid the O-7 rate.

Portland, OR · E-5 · with dependents

$2,379 a month

$28,548 a year, not taxed.

Portland, OR: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $2,193 $1,821
E-2 $2,193 $1,821
E-3 $2,193 $1,821
E-4 $2,193 $1,821
E-5 $2,379 $1,932
E-6 $2,751 $2,064
E-7 $2,853 $2,199
E-8 $2,961 $2,460
E-9 $3,138 $2,565
W-1 $2,772 $2,139
W-2 $2,898 $2,457
W-3 $3,033 $2,580
W-4 $3,180 $2,772
W-5 $3,360 $2,877
O-1E $2,871 $2,376
O-2E $3,012 $2,541
O-3E $3,207 $2,745
O-1 $2,430 $2,004
O-2 $2,748 $2,322
O-3 $3,030 $2,616
O-4 $3,420 $2,853
O-5 $3,702 $2,913
O-6 $3,732 $3,012
O-7 and above $3,759 $3,063

What is take-home pay with BAH in Portland, OR?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Oregon is your state of legal residence. Oregon taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.

Take-home pay examples in Portland, OR, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,821.00$2,193.00$2,616.00$3,030.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$214.32−$158.28−$512.47−$460.82
Take-home a month$5,063.40$5,647.76$8,361.58$9,192.99

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Portland, OR?

DTMO’s 2026 list maps 135 ZIP codes to this housing area (OR243). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 135 ZIP codes

970xx: 97003, 97004, 97005, 97006, 97007, 97008, 97009, 97010, 97011, 97013, 97015, 97017, 97019, 97022, 97023, 97024, 97027, 97028, 97030, 97034, 97035, 97036, 97038, 97042, 97045, 97049, 97055, 97060, 97062, 97067, 97068, 97070, 97075, 97076, 97077, 97078, 97079, 97080, 97086, 97089

971xx: 97106, 97109, 97113, 97116, 97117, 97119, 97123, 97124, 97125, 97129, 97133, 97140, 97144

972xx: 97201, 97202, 97203, 97204, 97205, 97206, 97207, 97208, 97209, 97210, 97211, 97212, 97213, 97214, 97215, 97216, 97217, 97218, 97219, 97220, 97221, 97222, 97223, 97224, 97225, 97227, 97228, 97229, 97230, 97231, 97232, 97233, 97236, 97238, 97239, 97240, 97242, 97250, 97251, 97252, 97253, 97254, 97256, 97266, 97267, 97268, 97269, 97280, 97281, 97282, 97283, 97286, 97290, 97291, 97292, 97293, 97294, 97296, 97298

986xx: 98601, 98604, 98606, 98607, 98622, 98629, 98642, 98660, 98661, 98662, 98663, 98664, 98665, 98666, 98668, 98671, 98675, 98682, 98683, 98684, 98685, 98686, 98687

How does Portland, OR BAH compare?

For an E-5 with dependents, Portland, OR pays $2,379 a month: number 113 of 338 housing areas, and $318 above the middle of all areas ($2,061). Other housing areas in Oregon:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Portland, OR

What is E-5 BAH in Portland, OR for 2026?

$2,379 a month with dependents and $1,932 without ($28,548 and $23,184 a year). That ranks 113 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Portland, OR?

An O-3 gets $3,030 a month with dependents and $2,616 without in 2026. A W-2 gets $2,898 and $2,457.

How much BAH does an E-1 get in Portland, OR?

$2,193 a month with dependents and $1,821 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Portland, OR BAH rates?

135 ZIP codes in DTMO’s 2026 list map to this housing area (OR243): 97003, 97004, 97005, 97006, 97007 and 130 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Portland, OR taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,780.35 a month here with allowances and takes home about $5,063.40. These assume Oregon is your state of legal residence. Oregon taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.

When will Portland, OR BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.