United States · BAH 2026 · Alabama

Mobile, AL BAH rates 2026

In Mobile, AL, 2026 BAH runs from $1,302 a month (E-1 without dependents) to $2,766 (O-7 and above with dependents). An E-5 with dependents gets $1,887 a month, not taxed.

Dependents

Housing area AL004. O-8 to O-10 are paid the O-7 rate.

Mobile, AL · E-5 · with dependents

$1,887 a month

$22,644 a year, not taxed.

Mobile, AL: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $1,731 $1,302
E-2 $1,731 $1,302
E-3 $1,731 $1,302
E-4 $1,731 $1,302
E-5 $1,887 $1,473
E-6 $2,073 $1,587
E-7 $2,118 $1,734
E-8 $2,169 $1,929
E-9 $2,286 $1,974
W-1 $2,091 $1,689
W-2 $2,139 $1,926
W-3 $2,205 $1,983
W-4 $2,319 $2,076
W-5 $2,463 $2,127
O-1E $2,124 $1,884
O-2E $2,193 $1,965
O-3E $2,340 $2,064
O-1 $1,917 $1,572
O-2 $2,070 $1,839
O-3 $2,202 $2,001
O-4 $2,508 $2,112
O-5 $2,730 $2,136
O-6 $2,751 $2,181
O-7 and above $2,766 $2,217

What is take-home pay with BAH in Mobile, AL?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Alabama is your state of legal residence. Alabama taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.

Take-home pay examples in Mobile, AL, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,302.00$1,731.00$2,001.00$2,202.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$142.31−$130.12−$304.72−$303.01
Take-home a month$4,616.42$5,213.92$7,954.33$8,522.81

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Mobile, AL?

DTMO’s 2026 list maps 78 ZIP codes to this housing area (AL004). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 78 ZIP codes

365xx: 36505, 36507, 36509, 36511, 36512, 36521, 36522, 36523, 36525, 36526, 36527, 36528, 36530, 36532, 36533, 36535, 36536, 36541, 36542, 36544, 36547, 36549, 36550, 36551, 36555, 36559, 36560, 36561, 36562, 36564, 36567, 36568, 36571, 36572, 36574, 36575, 36576, 36577, 36578, 36579, 36580, 36582, 36587, 36590

366xx: 36601, 36602, 36603, 36604, 36605, 36606, 36607, 36608, 36609, 36610, 36611, 36612, 36613, 36615, 36616, 36617, 36618, 36619, 36628, 36633, 36640, 36644, 36652, 36660, 36663, 36670, 36671, 36675, 36685, 36688, 36689, 36691, 36693, 36695

How does Mobile, AL BAH compare?

For an E-5 with dependents, Mobile, AL pays $1,887 a month: number 202 of 338 housing areas, and $174 below the middle of all areas ($2,061). Other housing areas in Alabama:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Mobile, AL

What is E-5 BAH in Mobile, AL for 2026?

$1,887 a month with dependents and $1,473 without ($22,644 and $17,676 a year). That ranks 202 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Mobile, AL?

An O-3 gets $2,202 a month with dependents and $2,001 without in 2026. A W-2 gets $2,139 and $1,926.

How much BAH does an E-1 get in Mobile, AL?

$1,731 a month with dependents and $1,302 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Mobile, AL BAH rates?

78 ZIP codes in DTMO’s 2026 list map to this housing area (AL004): 36505, 36507, 36509, 36511, 36512 and 73 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Mobile, AL taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,261.35 a month here with allowances and takes home about $4,616.42. These assume Alabama is your state of legal residence. Alabama taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.

When will Mobile, AL BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.