United States · BAH 2026 · Colorado
Denver, CO BAH rates 2026
In Denver, CO, 2026 BAH runs from $1,938 a month (E-1 without dependents) to $3,642 (O-7 and above with dependents). An E-5 with dependents gets $2,841 a month, not taxed.
Denver, CO · E-5 · with dependents
$2,841 a month
$34,092 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,556 | $1,938 |
| E-2 | $2,556 | $1,938 |
| E-3 | $2,556 | $1,938 |
| E-4 | $2,556 | $1,938 |
| E-5 | $2,841 | $2,148 |
| E-6 | $3,063 | $2,301 |
| E-7 | $3,114 | $2,568 |
| E-8 | $3,168 | $2,889 |
| E-9 | $3,267 | $2,946 |
| W-1 | $3,081 | $2,463 |
| W-2 | $3,135 | $2,886 |
| W-3 | $3,210 | $2,958 |
| W-4 | $3,288 | $3,066 |
| W-5 | $3,396 | $3,126 |
| O-1E | $3,120 | $2,838 |
| O-2E | $3,195 | $2,934 |
| O-3E | $3,306 | $3,054 |
| O-1 | $2,874 | $2,268 |
| O-2 | $3,060 | $2,748 |
| O-3 | $3,207 | $2,979 |
| O-4 | $3,426 | $3,108 |
| O-5 | $3,588 | $3,135 |
| O-6 | $3,615 | $3,186 |
| O-7 and above | $3,642 | $3,240 |
What is take-home pay with BAH in Denver, CO?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Colorado is your state of legal residence: Colorado taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,938.00 | $2,556.00 | $2,979.00 | $3,207.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$94.19 | −$35.16 | −$265.81 | −$206.77 |
| Take-home a month | $5,300.53 | $6,133.88 | $8,971.24 | $9,624.04 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Denver, CO?
DTMO’s 2026 list maps 150 ZIP codes to this housing area (CO045). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 150 ZIP codes
800xx: 80001, 80002, 80003, 80004, 80005, 80006, 80007, 80010, 80011, 80012, 80013, 80014, 80015, 80016, 80017, 80018, 80019, 80020, 80021, 80022, 80024, 80030, 80031, 80033, 80034, 80035, 80036, 80037, 80040, 80041, 80042, 80044, 80045, 80046, 80047
801xx: 80102, 80103, 80105, 80110, 80111, 80112, 80113, 80116, 80120, 80121, 80122, 80123, 80124, 80125, 80126, 80127, 80128, 80129, 80130, 80131, 80134, 80135, 80136, 80137, 80138, 80150, 80151, 80155, 80160, 80161, 80162, 80163, 80165, 80166
802xx: 80201, 80202, 80203, 80204, 80205, 80206, 80207, 80208, 80209, 80210, 80211, 80212, 80214, 80215, 80216, 80217, 80218, 80219, 80220, 80221, 80222, 80223, 80224, 80225, 80226, 80227, 80228, 80229, 80230, 80231, 80232, 80233, 80234, 80235, 80236, 80237, 80238, 80239, 80241, 80243, 80246, 80247, 80248, 80249, 80250, 80256, 80257, 80259, 80260, 80261, 80263, 80264, 80265, 80266, 80271, 80273, 80274, 80281, 80290, 80291, 80293, 80294, 80299
804xx: 80401, 80402, 80403, 80419, 80425, 80433, 80437, 80439, 80453, 80454, 80457, 80465, 80470
806xx: 80601, 80602, 80603, 80614, 80640
How does Denver, CO BAH compare?
For an E-5 with dependents, Denver, CO pays $2,841 a month: number 66 of 338 housing areas, and $780 above the middle of all areas ($2,061). Other housing areas in Colorado:
- Boulder, CO E-5 with dependents $2,754
- Colorado Springs, CO E-5 with dependents $2,358
- Fort Collins, CO E-5 with dependents $2,268
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Colorado minimum wage The Colorado minimum wage for 2026 and 2027, with full-time pay.
- Colorado paycheck calculator Take-home pay for a civilian job in Colorado, after federal and state tax.
Questions about BAH in Denver, CO
What is E-5 BAH in Denver, CO for 2026?
$2,841 a month with dependents and $2,148 without ($34,092 and $25,776 a year). That ranks 66 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Denver, CO?
An O-3 gets $3,207 a month with dependents and $2,979 without in 2026. A W-2 gets $3,135 and $2,886.
How much BAH does an E-1 get in Denver, CO?
$2,556 a month with dependents and $1,938 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Denver, CO BAH rates?
150 ZIP codes in DTMO’s 2026 list map to this housing area (CO045): 80001, 80002, 80003, 80004, 80005 and 145 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Denver, CO taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,897.35 a month here with allowances and takes home about $5,300.53. These assume Colorado is your state of legal residence: Colorado taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
When will Denver, CO BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.