United States · BAH 2026 · County cost groups
County Cost Group 620 BAH rates 2026
In County Cost Group 620 (464 ZIP codes), 2026 BAH runs from $1,059 a month (E-1 without dependents) to $2,328 (O-7 and above with dependents). An E-5 with dependents gets $1,419 a month, not taxed.
County Cost Group 620 · E-5 · with dependents
$1,419 a month
$17,028 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,314 | $1,059 |
| E-2 | $1,314 | $1,059 |
| E-3 | $1,314 | $1,059 |
| E-4 | $1,314 | $1,059 |
| E-5 | $1,419 | $1,149 |
| E-6 | $1,719 | $1,287 |
| E-7 | $1,788 | $1,341 |
| E-8 | $1,863 | $1,485 |
| E-9 | $1,974 | $1,566 |
| W-1 | $1,737 | $1,302 |
| W-2 | $1,818 | $1,482 |
| W-3 | $1,914 | $1,578 |
| W-4 | $1,995 | $1,728 |
| W-5 | $2,103 | $1,803 |
| O-1E | $1,797 | $1,416 |
| O-2E | $1,896 | $1,548 |
| O-3E | $2,013 | $1,710 |
| O-1 | $1,461 | $1,206 |
| O-2 | $1,716 | $1,389 |
| O-3 | $1,911 | $1,605 |
| O-4 | $2,136 | $1,782 |
| O-5 | $2,301 | $1,821 |
| O-6 | $2,316 | $1,890 |
| O-7 and above | $2,328 | $1,920 |
What is take-home pay with BAH in County Cost Group 620?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,059.00 | $1,314.00 | $1,605.00 | $1,911.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,515.73 | $4,927.04 | $7,863.04 | $8,534.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 620?
DTMO’s 2026 list maps 464 ZIP codes to this county cost group (ZZ620). BAH is set by the ZIP code of your duty station.
Show all 464 ZIP codes
140xx: 14048, 14062, 14063, 14081
141xx: 14135, 14136, 14166
147xx: 14701, 14702, 14710, 14712, 14716, 14718, 14720, 14722, 14723, 14724, 14728, 14732, 14733, 14736, 14738, 14740, 14742, 14747, 14750, 14752, 14756, 14757, 14758, 14767, 14769, 14775, 14781, 14782, 14784, 14785, 14787
157xx: 15721, 15753, 15757
158xx: 15801, 15848, 15849, 15856, 15866
166xx: 16616, 16620, 16627, 16645, 16651, 16656, 16661, 16663, 16666, 16671, 16680, 16681, 16692, 16698
168xx: 16821, 16825, 16830, 16833, 16834, 16836, 16837, 16838, 16839, 16840, 16843, 16845, 16847, 16849, 16850, 16855, 16858, 16860, 16861, 16863, 16871, 16873, 16876, 16878, 16879, 16881
170xx: 17002, 17004, 17009, 17029, 17044, 17051, 17054, 17063, 17075, 17084, 17099
243xx: 24312, 24313, 24314, 24315, 24318, 24322, 24323, 24350, 24360, 24366, 24368, 24374, 24382
244xx: 24412, 24445, 24460, 24484, 24487
279xx: 27925
287xx: 28702, 28707, 28713, 28717, 28719, 28723, 28725, 28736, 28779, 28783, 28788, 28789
310xx: 31007, 31051, 31070, 31091, 31092
317xx: 31714, 31722, 31744, 31747, 31753, 31756, 31768, 31771, 31776, 31783, 31788, 31790
382xx: 38221
383xx: 38320, 38333, 38341
398xx: 39823, 39832, 39841, 39861
415xx: 41501, 41502, 41503, 41512, 41513, 41514, 41519, 41520, 41522, 41524, 41526, 41527, 41528, 41531, 41534, 41535, 41538, 41539, 41540, 41542, 41543, 41544, 41547, 41548, 41549, 41553, 41554, 41555, 41557, 41558, 41559, 41560, 41561, 41562, 41563, 41564, 41566, 41567, 41568, 41571, 41572
448xx: 44820, 44825, 44827, 44833, 44854, 44856, 44860, 44881, 44887
457xx: 45720, 45741, 45743, 45760, 45769, 45770, 45771, 45772, 45775, 45779, 45783
465xx: 46501, 46504, 46506, 46511, 46513, 46537, 46563, 46570, 46572
467xx: 46701, 46710, 46732, 46755, 46760, 46763, 46767, 46784, 46794, 46796
470xx: 47003
473xx: 47325, 47353
492xx: 49227, 49232, 49239, 49242, 49249, 49250, 49252, 49257, 49258, 49262, 49266, 49271, 49274, 49281, 49282, 49288
493xx: 49309, 49312, 49327, 49337, 49349
494xx: 49412, 49413
496xx: 49633, 49646, 49676, 49680
500xx: 50044, 50057, 50062
501xx: 50116, 50119, 50138, 50163
502xx: 50214, 50219, 50225, 50252, 50256
505xx: 50510, 50565, 50568, 50576, 50585, 50588, 50592
506xx: 50622, 50631, 50647, 50666, 50668, 50674, 50676, 50677
510xx: 51002, 51033
521xx: 52140, 52146, 52151, 52160, 52162, 52170, 52172
539xx: 53920, 53930, 53949, 53952, 53953, 53964
544xx: 54405, 54420, 54421, 54422, 54425, 54436, 54437, 54446, 54456, 54460, 54493, 54498
546xx: 54610, 54622, 54629
547xx: 54743, 54746, 54755, 54756, 54771
549xx: 54926, 54929, 54933, 54940, 54945, 54946, 54949, 54950, 54960, 54961, 54962, 54969, 54977, 54981, 54983
560xx: 56031, 56039, 56075, 56088
561xx: 56121, 56127, 56162, 56171, 56176, 56181
562xx: 56208, 56215, 56226, 56231, 56249, 56252, 56271
566xx: 56627, 56629, 56649, 56653, 56654, 56658, 56660, 56661, 56668, 56669, 56679
605xx: 60530, 60553
610xx: 61006, 61021, 61031, 61042, 61057
613xx: 61310, 61318, 61324, 61331, 61353, 61367, 61378
624xx: 62420, 62423, 62441, 62442, 62474, 62477
660xx: 66042, 66067, 66076, 66078, 66079, 66080, 66092, 66095
667xx: 66711, 66712, 66724, 66734, 66735, 66743, 66746, 66753, 66756, 66760, 66762, 66763, 66780
678xx: 67801, 67834, 67842, 67843, 67876, 67882
680xx: 68019, 68020, 68038, 68045, 68061
691xx: 69128, 69133, 69145
730xx: 73021, 73024
735xx: 73531, 73547, 73554, 73562, 73568, 73572
736xx: 73622, 73624, 73626, 73632, 73641, 73647, 73661, 73664, 73673
739xx: 73933, 73937, 73946, 73947
758xx: 75831, 75833, 75846, 75850, 75855
766xx: 76635, 76642, 76653, 76667, 76678, 76686, 76687
769xx: 76933, 76945, 76949, 76953
778xx: 77850, 77855, 77865, 77871
How does County Cost Group 620 BAH compare?
For an E-5 with dependents, County Cost Group 620 pays $1,419 a month: number 303 of 338 housing areas, and $642 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 620
What is E-5 BAH in County Cost Group 620 for 2026?
$1,419 a month with dependents and $1,149 without ($17,028 and $13,788 a year). That ranks 303 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 620?
An O-3 gets $1,911 a month with dependents and $1,605 without in 2026. A W-2 gets $1,818 and $1,482.
How much BAH does an E-1 get in County Cost Group 620?
$1,314 a month with dependents and $1,059 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 620 BAH rates?
464 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ620): 14048, 14062, 14063, 14081, 14135 and 459 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 620 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,018.35 a month here with allowances and takes home about $4,515.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 620 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.