United States · BAH 2026 · Washington

Seattle, WA BAH rates 2026

In Seattle, WA, 2026 BAH runs from $2,271 a month (E-1 without dependents) to $4,875 (O-7 and above with dependents). An E-5 with dependents gets $3,135 a month, not taxed.

Dependents

Housing area WA309. O-8 to O-10 are paid the O-7 rate.

Seattle, WA · E-5 · with dependents

$3,135 a month

$37,620 a year, not taxed.

Seattle, WA: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $2,976 $2,271
E-2 $2,976 $2,271
E-3 $2,976 $2,271
E-4 $2,976 $2,271
E-5 $3,135 $2,625
E-6 $3,906 $2,931
E-7 $4,020 $3,015
E-8 $4,143 $3,291
E-9 $4,311 $3,525
W-1 $3,927 $2,946
W-2 $4,071 $3,288
W-3 $4,221 $3,549
W-4 $4,347 $3,930
W-5 $4,503 $4,047
O-1E $4,041 $3,132
O-2E $4,197 $3,471
O-3E $4,371 $3,900
O-1 $3,231 $2,814
O-2 $3,897 $3,087
O-3 $4,215 $3,627
O-4 $4,554 $4,020
O-5 $4,797 $4,086
O-6 $4,836 $4,200
O-7 and above $4,875 $4,275

What is take-home pay with BAH in Seattle, WA?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Washington has no income tax on wages, so no state tax comes off.

Take-home pay examples in Seattle, WA, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$2,271.00$2,976.00$3,627.00$4,215.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income taxnonenonenonenone
Take-home a month$5,727.73$6,589.04$9,885.04$10,838.81

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Seattle, WA?

DTMO’s 2026 list maps 121 ZIP codes to this housing area (WA309). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 121 ZIP codes

980xx: 98001, 98002, 98003, 98004, 98005, 98006, 98007, 98008, 98009, 98010, 98011, 98013, 98014, 98015, 98019, 98021, 98022, 98023, 98024, 98025, 98027, 98028, 98029, 98030, 98031, 98032, 98033, 98034, 98035, 98038, 98039, 98040, 98041, 98042, 98045, 98047, 98050, 98051, 98052, 98053, 98055, 98056, 98057, 98058, 98059, 98062, 98063, 98064, 98065, 98070, 98071, 98072, 98073, 98074, 98075, 98077, 98083, 98089, 98092, 98093

981xx: 98101, 98102, 98103, 98104, 98105, 98106, 98107, 98108, 98109, 98111, 98112, 98113, 98114, 98115, 98116, 98117, 98118, 98119, 98121, 98122, 98124, 98125, 98126, 98127, 98129, 98131, 98133, 98134, 98136, 98138, 98139, 98141, 98144, 98145, 98146, 98148, 98154, 98155, 98158, 98160, 98161, 98164, 98165, 98166, 98168, 98170, 98174, 98175, 98177, 98178, 98181, 98185, 98188, 98190, 98191, 98194, 98195, 98198, 98199

982xx: 98224, 98288

How does Seattle, WA BAH compare?

For an E-5 with dependents, Seattle, WA pays $3,135 a month: number 46 of 338 housing areas, and $1,074 above the middle of all areas ($2,061). Other housing areas in Washington:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Seattle, WA

What is E-5 BAH in Seattle, WA for 2026?

$3,135 a month with dependents and $2,625 without ($37,620 and $31,500 a year). That ranks 46 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Seattle, WA?

An O-3 gets $4,215 a month with dependents and $3,627 without in 2026. A W-2 gets $4,071 and $3,288.

How much BAH does an E-1 get in Seattle, WA?

$2,976 a month with dependents and $2,271 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Seattle, WA BAH rates?

121 ZIP codes in DTMO’s 2026 list map to this housing area (WA309): 98001, 98002, 98003, 98004, 98005 and 116 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Seattle, WA taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $6,230.35 a month here with allowances and takes home about $5,727.73. Washington has no income tax on wages, so no state tax comes off.

When will Seattle, WA BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.