United States · BAH 2026 · Michigan
Grand Haven, MI BAH rates 2026
In Grand Haven, MI, 2026 BAH runs from $1,596 a month (E-1 without dependents) to $2,955 (O-7 and above with dependents). An E-5 with dependents gets $2,181 a month, not taxed.
Grand Haven, MI · E-5 · with dependents
$2,181 a month
$26,172 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,004 | $1,596 |
| E-2 | $2,004 | $1,596 |
| E-3 | $2,004 | $1,596 |
| E-4 | $2,004 | $1,596 |
| E-5 | $2,181 | $1,740 |
| E-6 | $2,481 | $1,860 |
| E-7 | $2,505 | $2,010 |
| E-8 | $2,535 | $2,247 |
| E-9 | $2,610 | $2,328 |
| W-1 | $2,499 | $1,953 |
| W-2 | $2,517 | $2,244 |
| W-3 | $2,556 | $2,340 |
| W-4 | $2,631 | $2,481 |
| W-5 | $2,733 | $2,511 |
| O-1E | $2,508 | $2,178 |
| O-2E | $2,547 | $2,310 |
| O-3E | $2,649 | $2,472 |
| O-1 | $2,223 | $1,824 |
| O-2 | $2,478 | $2,127 |
| O-3 | $2,553 | $2,370 |
| O-4 | $2,760 | $2,499 |
| O-5 | $2,913 | $2,514 |
| O-6 | $2,934 | $2,532 |
| O-7 and above | $2,955 | $2,574 |
What is take-home pay with BAH in Grand Haven, MI?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Michigan does not tax a resident’s active-duty pay, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,596.00 | $2,004.00 | $2,370.00 | $2,553.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $5,052.73 | $5,617.04 | $8,628.04 | $9,176.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Grand Haven, MI?
DTMO’s 2026 list maps 18 ZIP codes to this housing area (MI148). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
49303, 49318, 49409, 49415, 49417, 49425, 49437, 49440, 49441, 49442, 49443, 49444, 49445, 49451, 49456, 49457, 49461, 49463
How does Grand Haven, MI BAH compare?
For an E-5 with dependents, Grand Haven, MI pays $2,181 a month: number 145 of 338 housing areas, and $120 above the middle of all areas ($2,061). Other housing areas in Michigan:
- Ann Arbor, MI E-5 with dependents $2,559
- Battle Creek/Kalamazoo, MI E-5 with dependents $1,959
- Detroit, MI E-5 with dependents $2,361
- Grand Rapids, MI E-5 with dependents $2,148
- Lansing, MI E-5 with dependents $1,806
- Marquette, MI E-5 with dependents $1,821
- Saginaw, MI E-5 with dependents $1,503
- Sault Ste Marie, MI E-5 with dependents $1,536
- Traverse City, MI E-5 with dependents $2,070
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Michigan minimum wage The Michigan minimum wage for 2026 and 2027, with full-time pay.
- Michigan paycheck calculator Take-home pay for a civilian job in Michigan, after federal and state tax.
Questions about BAH in Grand Haven, MI
What is E-5 BAH in Grand Haven, MI for 2026?
$2,181 a month with dependents and $1,740 without ($26,172 and $20,880 a year). That ranks 145 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Grand Haven, MI?
An O-3 gets $2,553 a month with dependents and $2,370 without in 2026. A W-2 gets $2,517 and $2,244.
How much BAH does an E-1 get in Grand Haven, MI?
$2,004 a month with dependents and $1,596 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Grand Haven, MI BAH rates?
18 ZIP codes in DTMO’s 2026 list map to this housing area (MI148): 49303, 49318, 49409, 49415, 49417 and 13 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Grand Haven, MI taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,555.35 a month here with allowances and takes home about $5,052.73. Michigan does not tax a resident’s active-duty pay, so no state tax comes off.
When will Grand Haven, MI BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.