United States · BAH 2026 · County cost groups
County Cost Group 700 BAH rates 2026
In County Cost Group 700 (758 ZIP codes), 2026 BAH runs from $1,116 a month (E-1 without dependents) to $2,433 (O-7 and above with dependents). An E-5 with dependents gets $1,497 a month, not taxed.
County Cost Group 700 · E-5 · with dependents
$1,497 a month
$17,964 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,389 | $1,116 |
| E-2 | $1,389 | $1,116 |
| E-3 | $1,389 | $1,116 |
| E-4 | $1,389 | $1,116 |
| E-5 | $1,497 | $1,212 |
| E-6 | $1,800 | $1,347 |
| E-7 | $1,872 | $1,404 |
| E-8 | $1,947 | $1,563 |
| E-9 | $2,064 | $1,647 |
| W-1 | $1,818 | $1,365 |
| W-2 | $1,902 | $1,560 |
| W-3 | $2,001 | $1,659 |
| W-4 | $2,085 | $1,812 |
| W-5 | $2,199 | $1,887 |
| O-1E | $1,881 | $1,494 |
| O-2E | $1,983 | $1,626 |
| O-3E | $2,103 | $1,791 |
| O-1 | $1,542 | $1,278 |
| O-2 | $1,797 | $1,464 |
| O-3 | $1,998 | $1,686 |
| O-4 | $2,229 | $1,866 |
| O-5 | $2,400 | $1,908 |
| O-6 | $2,418 | $1,977 |
| O-7 and above | $2,433 | $2,007 |
What is take-home pay with BAH in County Cost Group 700?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,116.00 | $1,389.00 | $1,686.00 | $1,998.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,572.73 | $5,002.04 | $7,944.04 | $8,621.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 700?
DTMO’s 2026 list maps 758 ZIP codes to this county cost group (ZZ700). BAH is set by the ZIP code of your duty station.
Show all 758 ZIP codes
120xx: 12025, 12032, 12078, 12095
121xx: 12117, 12134
129xx: 12914, 12915, 12916, 12917, 12920, 12926, 12930, 12937, 12939, 12945, 12953, 12957, 12966, 12969, 12970, 12976, 12980, 12983, 12986, 12989, 12995
131xx: 13124, 13136, 13155
133xx: 13332
134xx: 13411, 13460, 13464, 13470
136xx: 13655
137xx: 13730, 13733, 13758, 13778, 13780
138xx: 13801, 13809, 13814, 13815, 13830, 13832, 13841, 13843, 13844
156xx: 15681
157xx: 15701, 15705, 15710, 15712, 15713, 15716, 15717, 15720, 15723, 15724, 15725, 15727, 15728, 15729, 15731, 15732, 15734, 15739, 15741, 15742, 15745, 15746, 15747, 15748, 15750, 15752, 15754, 15756, 15758, 15759, 15761, 15763, 15765, 15771, 15772, 15774, 15777, 15783
159xx: 15920, 15929, 15949, 15957
162xx: 16211, 16246, 16256
168xx: 16822, 16848
177xx: 17721, 17726, 17745, 17747, 17748, 17750, 17751, 17760, 17764, 17778, 17779
184xx: 18413, 18421, 18430, 18441, 18465, 18470
186xx: 18630
188xx: 18801, 18812, 18813, 18816, 18818, 18820, 18821, 18822, 18823, 18824, 18825, 18826, 18827, 18828, 18830, 18834, 18842, 18843, 18844, 18847
215xx: 21520, 21522, 21523, 21531, 21536, 21538, 21541, 21550, 21561
240xx: 24065, 24067, 24088, 24092
241xx: 24101, 24102, 24137, 24146, 24151, 24176, 24184
242xx: 24210, 24211, 24212, 24236, 24244, 24245, 24250, 24251, 24258, 24270, 24271, 24290
243xx: 24327, 24340, 24361
272xx: 27239, 27292, 27293, 27294, 27295, 27299
273xx: 27351, 27360, 27361, 27373, 27374
278xx: 27813, 27822, 27851, 27873, 27880, 27883, 27893, 27894, 27895, 27896
305xx: 30510, 30523, 30531, 30535, 30538, 30557, 30563, 30577, 30580, 30598
310xx: 31034, 31059, 31061, 31062
315xx: 31512, 31513, 31515, 31519, 31533, 31534, 31535, 31554, 31563, 31567
317xx: 31709, 31711, 31719, 31735, 31743, 31764, 31780
318xx: 31801, 31810, 31812, 31827, 31836
323xx: 32347, 32348, 32356, 32357, 32359
324xx: 32427, 32428, 32437, 32462, 32463
370xx: 37019, 37025, 37030, 37033, 37034, 37047, 37057, 37091, 37098
371xx: 37137, 37140, 37145, 37151
373xx: 37306, 37318, 37324, 37330, 37345, 37375, 37376, 37383, 37398
384xx: 38454
385xx: 38547, 38552, 38560, 38563, 38567, 38569
394xx: 39423, 39462, 39476
430xx: 43009, 43044, 43047, 43060, 43070, 43072, 43078, 43083, 43084
431xx: 43101, 43115
435xx: 43510, 43516, 43523, 43524, 43527, 43532, 43534, 43535, 43545, 43548, 43555
453xx: 45389
456xx: 45601, 45612, 45617, 45628, 45633, 45644, 45647, 45673, 45681
458xx: 45813, 45821, 45849, 45851, 45855, 45861, 45873, 45879, 45880
472xx: 47220, 47223, 47227, 47228, 47229, 47235, 47245, 47249, 47260, 47264, 47265, 47270, 47273, 47274, 47281, 47282
475xx: 47513, 47521, 47527, 47532, 47541, 47542, 47545, 47546, 47547, 47549, 47575, 47580
486xx: 48610, 48658, 48659
487xx: 48703, 48749, 48765, 48766
494xx: 49402, 49405, 49410, 49454, 49458
513xx: 51331, 51347, 51351, 51355, 51360, 51363, 51364
525xx: 52533, 52556, 52557, 52567, 52580
526xx: 52635
535xx: 53504, 53510, 53516, 53530, 53541, 53586, 53587, 53599
538xx: 53803
547xx: 54721, 54736, 54759, 54769
557xx: 55785
563xx: 56308, 56315, 56319, 56326, 56327, 56332, 56341, 56343, 56354, 56355, 56360
564xx: 56435, 56452, 56473, 56474, 56484
565xx: 56501, 56502, 56511, 56521, 56544, 56554, 56569, 56570, 56575, 56577, 56578, 56589, 56591, 56593
566xx: 56626, 56633, 56641, 56655, 56662, 56672
570xx: 57002, 57006, 57007, 57026, 57061, 57071
572xx: 57220, 57276
613xx: 61369, 61375, 61377
614xx: 61421, 61424, 61426, 61449, 61479, 61483, 61491
615xx: 61516, 61530, 61537, 61540, 61541, 61545, 61548, 61561, 61565, 61570
617xx: 61729, 61738, 61760, 61771
623xx: 62353, 62375, 62378
628xx: 62841
629xx: 62915, 62918, 62921, 62922, 62933, 62948, 62949, 62951, 62959, 62974
656xx: 65614, 65615, 65616, 65627, 65653, 65672, 65673, 65679, 65680
657xx: 65726, 65731, 65733, 65739, 65740, 65744, 65759, 65771
678xx: 67859
679xx: 67901, 67905
683xx: 68324, 68344, 68346, 68382
684xx: 68410, 68417, 68418, 68446, 68448, 68454
686xx: 68628, 68663
688xx: 68816, 68826, 68827, 68864
689xx: 68922, 68926, 68936, 68946, 68948, 68967
690xx: 69022, 69046
691xx: 69131, 69141, 69149, 69156, 69160, 69162
693xx: 69337, 69339, 69354, 69367
703xx: 70339, 70341, 70372, 70390, 70391, 70393
714xx: 71407, 71417, 71423, 71432, 71454, 71467
726xx: 72643
734xx: 73430, 73441, 73448, 73453, 73459
751xx: 75124, 75148, 75156, 75163
757xx: 75751, 75752, 75756, 75758, 75770, 75778, 75782
759xx: 75929, 75935, 75954, 75972, 75973, 75974, 75975
760xx: 76043, 76070, 76077
763xx: 76388
764xx: 76424, 76427, 76429, 76458, 76459, 76486
768xx: 76820, 76842, 76844, 76856, 76864, 76869, 76870, 76880, 76883
769xx: 76932, 76943
779xx: 77978, 77979, 77982, 77983
780xx: 78001, 78007, 78014, 78019, 78021, 78022, 78060, 78071, 78072, 78075
783xx: 78338, 78341, 78349, 78350, 78357, 78376, 78384, 78385
788xx: 78827, 78828, 78830, 78832, 78834, 78836, 78851, 78852, 78853, 78860, 78877, 78880
790xx: 79013, 79029, 79031, 79058, 79059, 79064, 79082, 79086
792xx: 79223, 79236, 79248, 79255, 79257
793xx: 79312, 79326, 79339, 79369, 79371
795xx: 79502, 79518, 79521, 79528, 79539, 79540, 79544, 79547, 79548
797xx: 79730, 79734, 79735, 79738, 79739, 79740, 79743, 79744, 79752, 79754, 79755, 79778, 79781
798xx: 79843, 79845, 79846, 79848, 79854, 79855
810xx: 81029, 81030, 81039, 81050, 81058, 81064, 81067, 81073, 81077, 81084, 81087, 81090
811xx: 81123, 81126, 81133, 81138, 81152
821xx: 82190
823xx: 82310, 82322, 82336
824xx: 82401, 82414, 82423, 82430, 82433, 82435, 82440, 82442, 82443, 82450
825xx: 82501, 82510, 82512, 82513, 82514, 82515, 82516, 82520, 82523, 82524
826xx: 82642, 82649
829xx: 82901, 82902, 82929, 82932, 82934, 82935, 82938, 82942, 82943, 82945
831xx: 83101, 83110, 83111, 83112, 83114, 83116, 83118, 83119, 83120, 83121, 83122, 83123, 83124, 83126, 83127, 83128
840xx: 84028, 84038, 84064, 84086
877xx: 87710, 87711, 87712, 87713, 87714, 87715, 87718, 87722, 87723, 87724, 87728, 87729, 87732, 87734, 87735, 87736, 87740, 87747, 87749, 87750, 87752, 87753
883xx: 88353
884xx: 88410, 88414, 88415, 88417, 88418, 88419, 88422, 88424, 88431, 88435, 88436
How does County Cost Group 700 BAH compare?
For an E-5 with dependents, County Cost Group 700 pays $1,497 a month: number 289 of 338 housing areas, and $564 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 700
What is E-5 BAH in County Cost Group 700 for 2026?
$1,497 a month with dependents and $1,212 without ($17,964 and $14,544 a year). That ranks 289 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 700?
An O-3 gets $1,998 a month with dependents and $1,686 without in 2026. A W-2 gets $1,902 and $1,560.
How much BAH does an E-1 get in County Cost Group 700?
$1,389 a month with dependents and $1,116 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 700 BAH rates?
758 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ700): 12025, 12032, 12078, 12095, 12117 and 753 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 700 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,075.35 a month here with allowances and takes home about $4,572.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 700 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.