United States · BAH 2026 · Louisiana
New Orleans, LA BAH rates 2026
In New Orleans, LA, 2026 BAH runs from $1,473 a month (E-1 without dependents) to $3,105 (O-7 and above with dependents). An E-5 with dependents gets $1,905 a month, not taxed.
New Orleans, LA · E-5 · with dependents
$1,905 a month
$22,860 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,779 | $1,473 |
| E-2 | $1,779 | $1,473 |
| E-3 | $1,779 | $1,473 |
| E-4 | $1,779 | $1,473 |
| E-5 | $1,905 | $1,581 |
| E-6 | $2,373 | $1,779 |
| E-7 | $2,439 | $1,830 |
| E-8 | $2,508 | $2,004 |
| E-9 | $2,634 | $2,139 |
| W-1 | $2,394 | $1,797 |
| W-2 | $2,466 | $2,001 |
| W-3 | $2,556 | $2,157 |
| W-4 | $2,664 | $2,385 |
| W-5 | $2,805 | $2,454 |
| O-1E | $2,448 | $1,902 |
| O-2E | $2,541 | $2,109 |
| O-3E | $2,688 | $2,367 |
| O-1 | $1,968 | $1,650 |
| O-2 | $2,370 | $1,866 |
| O-3 | $2,553 | $2,202 |
| O-4 | $2,847 | $2,436 |
| O-5 | $3,060 | $2,472 |
| O-6 | $3,084 | $2,532 |
| O-7 and above | $3,105 | $2,574 |
What is take-home pay with BAH in New Orleans, LA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Louisiana is your state of legal residence. Louisiana taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,473.00 | $1,779.00 | $2,202.00 | $2,553.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$72.28 | −$40.10 | −$189.29 | −$157.11 |
| Take-home a month | $4,857.44 | $5,351.94 | $8,270.75 | $9,019.71 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in New Orleans, LA?
DTMO’s 2026 list maps 131 ZIP codes to this housing area (LA116). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 131 ZIP codes
395xx: 39520, 39522, 39529, 39572, 39576
700xx: 70001, 70002, 70003, 70004, 70005, 70006, 70009, 70010, 70011, 70032, 70033, 70036, 70037, 70038, 70040, 70041, 70043, 70044, 70050, 70053, 70054, 70055, 70056, 70058, 70059, 70060, 70062, 70063, 70064, 70065, 70067, 70072, 70073, 70075, 70081, 70082, 70083, 70085, 70091, 70092, 70093, 70094, 70096, 70097
701xx: 70112, 70113, 70114, 70115, 70116, 70117, 70118, 70119, 70121, 70122, 70123, 70124, 70125, 70126, 70127, 70128, 70129, 70130, 70131, 70139, 70141, 70142, 70143, 70145, 70146, 70148, 70150, 70151, 70152, 70153, 70154, 70156, 70157, 70158, 70159, 70160, 70161, 70162, 70163, 70164, 70165, 70166, 70167, 70170, 70172, 70174, 70175, 70176, 70177, 70178, 70179, 70181, 70182, 70183, 70184, 70185, 70186, 70187, 70189, 70190, 70195
703xx: 70358
704xx: 70420, 70431, 70433, 70434, 70435, 70437, 70445, 70447, 70448, 70452, 70457, 70458, 70459, 70460, 70461, 70463, 70464, 70469, 70470, 70471
How does New Orleans, LA BAH compare?
For an E-5 with dependents, New Orleans, LA pays $1,905 a month: number 197 of 338 housing areas, and $156 below the middle of all areas ($2,061). Other housing areas in Louisiana:
- Alexandria, LA E-5 with dependents $1,290
- Baton Rouge, LA E-5 with dependents $1,875
- Fort Polk, LA E-5 with dependents $1,218
- Lafayette, LA E-5 with dependents $1,584
- Lake Charles, LA E-5 with dependents $1,356
- Monroe, LA E-5 with dependents $1,194
- Shreveport/Barksdale AFB, LA E-5 with dependents $1,845
- St Mary And Terrebonne, LA E-5 with dependents $1,620
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Louisiana minimum wage The Louisiana minimum wage for 2026 and 2027, with full-time pay.
- Louisiana paycheck calculator Take-home pay for a civilian job in Louisiana, after federal and state tax.
Questions about BAH in New Orleans, LA
What is E-5 BAH in New Orleans, LA for 2026?
$1,905 a month with dependents and $1,581 without ($22,860 and $18,972 a year). That ranks 197 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in New Orleans, LA?
An O-3 gets $2,553 a month with dependents and $2,202 without in 2026. A W-2 gets $2,466 and $2,001.
How much BAH does an E-1 get in New Orleans, LA?
$1,779 a month with dependents and $1,473 without. E-1 to E-4 get the same rates here.
Which ZIP codes use New Orleans, LA BAH rates?
131 ZIP codes in DTMO’s 2026 list map to this housing area (LA116): 39520, 39522, 39529, 39572, 39576 and 126 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in New Orleans, LA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,432.35 a month here with allowances and takes home about $4,857.44. These assume Louisiana is your state of legal residence. Louisiana taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
When will New Orleans, LA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.