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County Cost Group 530 BAH rates 2026

In County Cost Group 530 (214 ZIP codes), 2026 BAH runs from $1,002 a month (E-1 without dependents) to $2,223 (O-7 and above with dependents). An E-5 with dependents gets $1,338 a month, not taxed.

Dependents

Housing area ZZ530. O-8 to O-10 are paid the O-7 rate.

County Cost Group 530 · E-5 · with dependents

$1,338 a month

$16,056 a year, not taxed.

County Cost Group 530: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $1,239 $1,002
E-2 $1,239 $1,002
E-3 $1,239 $1,002
E-4 $1,239 $1,002
E-5 $1,338 $1,080
E-6 $1,635 $1,224
E-7 $1,701 $1,275
E-8 $1,773 $1,401
E-9 $1,881 $1,482
W-1 $1,653 $1,239
W-2 $1,731 $1,398
W-3 $1,824 $1,494
W-4 $1,902 $1,644
W-5 $2,007 $1,716
O-1E $1,710 $1,335
O-2E $1,806 $1,464
O-3E $1,920 $1,626
O-1 $1,380 $1,134
O-2 $1,632 $1,308
O-3 $1,821 $1,524
O-4 $2,037 $1,698
O-5 $2,196 $1,734
O-6 $2,211 $1,800
O-7 and above $2,223 $1,827

What is take-home pay with BAH in County Cost Group 530?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.

Take-home pay examples in County Cost Group 530, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,002.00$1,239.00$1,524.00$1,821.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income taxnot includednot includednot includednot included
Take-home a month$4,458.73$4,852.04$7,782.04$8,444.81

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in County Cost Group 530?

DTMO’s 2026 list maps 214 ZIP codes to this county cost group (ZZ530). BAH is set by the ZIP code of your duty station.

Show all 214 ZIP codes

249xx: 24901, 24902, 24916, 24925, 24931, 24938, 24943, 24957, 24966, 24970, 24977, 24986, 24991

259xx: 25958, 25962, 25972, 25981, 25984

268xx: 26801, 26810, 26812, 26818, 26836, 26838, 26845, 26851

270xx: 27007, 27017, 27024, 27030, 27031, 27041, 27047, 27049, 27053

286xx: 28621, 28676

370xx: 37096, 37097

373xx: 37303, 37309, 37329, 37331, 37370, 37371

378xx: 37826

382xx: 38232, 38240, 38253, 38254, 38257, 38260, 38261, 38271, 38281

409xx: 40914, 40932, 40941, 40944, 40951, 40962, 40972, 40983

420xx: 42027, 42039, 42040, 42051, 42061, 42063, 42066, 42069, 42079, 42082, 42085, 42088

424xx: 42408, 42410, 42413, 42431, 42436, 42440, 42441, 42442, 42453, 42464

469xx: 46940, 46941, 46943, 46946, 46962, 46974, 46980, 46984, 46990, 46992

501xx: 50104, 50136

502xx: 50255, 50268

510xx: 51047

513xx: 51301, 51333, 51338, 51340, 51341, 51343, 51357, 51366

522xx: 52231, 52248

523xx: 52335, 52355

525xx: 52550, 52562, 52563, 52568, 52576, 52585, 52591

585xx: 58528, 58538, 58568, 58570

636xx: 63632

637xx: 63763

639xx: 63934, 63944, 63950, 63951, 63952, 63956, 63957, 63964, 63966, 63967

646xx: 64641, 64652, 64679, 64683

648xx: 64848, 64873

650xx: 65017, 65026, 65047, 65064, 65075, 65082, 65083

654xx: 65486

656xx: 65605, 65654, 65664

657xx: 65705, 65707, 65712, 65723, 65756, 65769

667xx: 66701, 66716, 66738, 66741, 66754, 66769, 66779

670xx: 67057, 67061, 67065, 67070, 67071

671xx: 67104, 67138, 67143

704xx: 70426, 70427, 70429, 70438, 70450, 70467

716xx: 71643, 71644, 71667, 71678

723xx: 72311, 72320, 72322, 72326, 72335, 72336, 72340, 72341, 72346, 72348, 72352, 72359, 72360, 72368, 72372, 72392, 72394

726xx: 72636, 72639, 72645, 72650, 72669, 72675, 72686

737xx: 73718, 73729, 73737, 73747, 73760, 73768

738xx: 73838

How does County Cost Group 530 BAH compare?

For an E-5 with dependents, County Cost Group 530 pays $1,338 a month: number 324 of 338 housing areas, and $723 below the middle of all areas ($2,061). The other county cost groups:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: state tax, local taxes and changes during the year.

What else can I work out?

Questions about BAH in County Cost Group 530

What is E-5 BAH in County Cost Group 530 for 2026?

$1,338 a month with dependents and $1,080 without ($16,056 and $12,960 a year). That ranks 324 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in County Cost Group 530?

An O-3 gets $1,821 a month with dependents and $1,524 without in 2026. A W-2 gets $1,731 and $1,398.

How much BAH does an E-1 get in County Cost Group 530?

$1,239 a month with dependents and $1,002 without. E-1 to E-4 get the same rates here.

Which ZIP codes use County Cost Group 530 BAH rates?

214 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ530): 24901, 24902, 24916, 24925, 24931 and 209 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in County Cost Group 530 taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $4,961.35 a month here with allowances and takes home about $4,458.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.

When will County Cost Group 530 BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.