United States · BAH 2026 · New Hampshire
Portsmouth, Nh/Kittery, ME BAH rates 2026
In Portsmouth, Nh/Kittery, ME, 2026 BAH runs from $2,367 a month (E-1 without dependents) to $5,445 (O-7 and above with dependents). An E-5 with dependents gets $3,321 a month, not taxed.
Portsmouth, Nh/Kittery, ME · E-5 · with dependents
$3,321 a month
$39,852 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,099 | $2,367 |
| E-2 | $3,099 | $2,367 |
| E-3 | $3,099 | $2,367 |
| E-4 | $3,099 | $2,367 |
| E-5 | $3,321 | $2,700 |
| E-6 | $3,690 | $2,901 |
| E-7 | $3,975 | $3,108 |
| E-8 | $4,278 | $3,399 |
| E-9 | $4,617 | $3,504 |
| W-1 | $3,717 | $3,033 |
| W-2 | $4,098 | $3,396 |
| W-3 | $4,476 | $3,519 |
| W-4 | $4,668 | $3,756 |
| W-5 | $4,905 | $4,044 |
| O-1E | $4,032 | $3,318 |
| O-2E | $4,419 | $3,480 |
| O-3E | $4,704 | $3,684 |
| O-1 | $3,372 | $2,877 |
| O-2 | $3,687 | $3,249 |
| O-3 | $4,461 | $3,555 |
| O-4 | $4,983 | $3,993 |
| O-5 | $5,355 | $4,167 |
| O-6 | $5,400 | $4,455 |
| O-7 and above | $5,445 | $4,536 |
What is take-home pay with BAH in Portsmouth, Nh/Kittery, ME?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. New Hampshire has no income tax on wages, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $2,367.00 | $3,099.00 | $3,555.00 | $4,461.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $5,823.73 | $6,712.04 | $9,813.04 | $11,084.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Portsmouth, Nh/Kittery, ME?
DTMO’s 2026 list maps 106 ZIP codes to this housing area (NH194). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 106 ZIP codes
030xx: 03032, 03034, 03036, 03037, 03038, 03040, 03041, 03042, 03044, 03053, 03073, 03077, 03079, 03087
032xx: 03261, 03290, 03291
038xx: 03801, 03802, 03803, 03804, 03811, 03815, 03819, 03820, 03821, 03822, 03823, 03824, 03825, 03826, 03827, 03833, 03835, 03839, 03840, 03841, 03842, 03843, 03844, 03848, 03851, 03852, 03854, 03855, 03856, 03857, 03858, 03859, 03861, 03862, 03865, 03866, 03867, 03868, 03869, 03870, 03871, 03873, 03874, 03878, 03884, 03885, 03887
039xx: 03901, 03902, 03903, 03904, 03905, 03906, 03907, 03908, 03909, 03910, 03911
040xx: 04001, 04002, 04004, 04005, 04006, 04007, 04014, 04020, 04027, 04028, 04030, 04042, 04043, 04046, 04047, 04048, 04049, 04054, 04056, 04061, 04063, 04064, 04072, 04073, 04076, 04083, 04087, 04090, 04093, 04094, 04095
How does Portsmouth, Nh/Kittery, ME BAH compare?
For an E-5 with dependents, Portsmouth, Nh/Kittery, ME pays $3,321 a month: number 36 of 338 housing areas, and $1,260 above the middle of all areas ($2,061). Other housing areas in New Hampshire:
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- New Hampshire minimum wage The New Hampshire minimum wage for 2026 and 2027, with full-time pay.
- New Hampshire paycheck calculator Take-home pay for a civilian job in New Hampshire, after federal and state tax.
Questions about BAH in Portsmouth, Nh/Kittery, ME
What is E-5 BAH in Portsmouth, Nh/Kittery, ME for 2026?
$3,321 a month with dependents and $2,700 without ($39,852 and $32,400 a year). That ranks 36 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Portsmouth, Nh/Kittery, ME?
An O-3 gets $4,461 a month with dependents and $3,555 without in 2026. A W-2 gets $4,098 and $3,396.
How much BAH does an E-1 get in Portsmouth, Nh/Kittery, ME?
$3,099 a month with dependents and $2,367 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Portsmouth, Nh/Kittery, ME BAH rates?
106 ZIP codes in DTMO’s 2026 list map to this housing area (NH194): 03032, 03034, 03036, 03037, 03038 and 101 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Portsmouth, Nh/Kittery, ME taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $6,326.35 a month here with allowances and takes home about $5,823.73. New Hampshire has no income tax on wages, so no state tax comes off.
When will Portsmouth, Nh/Kittery, ME BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.