United States · BAH 2026 · New Jersey
Perth Amboy, NJ BAH rates 2026
In Perth Amboy, NJ, 2026 BAH runs from $2,592 a month (E-1 without dependents) to $5,007 (O-7 and above with dependents). An E-5 with dependents gets $3,393 a month, not taxed.
Perth Amboy, NJ · E-5 · with dependents
$3,393 a month
$40,716 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,339 | $2,592 |
| E-2 | $3,339 | $2,592 |
| E-3 | $3,339 | $2,592 |
| E-4 | $3,339 | $2,592 |
| E-5 | $3,393 | $3,045 |
| E-6 | $4,071 | $3,285 |
| E-7 | $4,134 | $3,339 |
| E-8 | $4,200 | $3,531 |
| E-9 | $4,350 | $3,735 |
| W-1 | $4,092 | $3,336 |
| W-2 | $4,161 | $3,528 |
| W-3 | $4,242 | $3,759 |
| W-4 | $4,392 | $4,083 |
| W-5 | $4,578 | $4,146 |
| O-1E | $4,143 | $3,390 |
| O-2E | $4,227 | $3,690 |
| O-3E | $4,422 | $4,065 |
| O-1 | $3,477 | $3,282 |
| O-2 | $4,065 | $3,381 |
| O-3 | $4,239 | $3,825 |
| O-4 | $4,638 | $4,128 |
| O-5 | $4,926 | $4,161 |
| O-6 | $4,968 | $4,221 |
| O-7 and above | $5,007 | $4,296 |
What is take-home pay with BAH in Perth Amboy, NJ?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume New Jersey is your state of legal residence: New Jersey taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $2,592.00 | $3,339.00 | $3,825.00 | $4,239.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$63.42 | −$52.19 | −$287.78 | −$167.44 |
| Take-home a month | $5,985.30 | $6,899.85 | $9,795.26 | $10,695.38 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Perth Amboy, NJ?
DTMO’s 2026 list maps 76 ZIP codes to this housing area (NJ201). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 76 ZIP codes
070xx: 07001, 07008, 07059, 07063, 07064, 07067, 07069, 07077, 07080, 07095
079xx: 07920, 07921, 07924, 07931, 07934, 07938, 07939, 07977, 07978
085xx: 08502, 08504, 08512, 08528, 08536, 08553, 08558
088xx: 08805, 08807, 08810, 08812, 08816, 08817, 08818, 08820, 08821, 08823, 08824, 08828, 08830, 08831, 08832, 08835, 08836, 08837, 08840, 08844, 08846, 08850, 08852, 08853, 08854, 08855, 08857, 08859, 08861, 08862, 08863, 08869, 08871, 08872, 08873, 08875, 08876, 08879, 08880, 08882, 08884, 08890, 08899
089xx: 08901, 08902, 08903, 08904, 08906, 08933, 08989
How does Perth Amboy, NJ BAH compare?
For an E-5 with dependents, Perth Amboy, NJ pays $3,393 a month: number 31 of 338 housing areas, and $1,332 above the middle of all areas ($2,061). Other housing areas in New Jersey:
- Atlantic City, NJ E-5 with dependents $2,655
- Cape May, NJ E-5 with dependents $2,754
- Fort Monmouth/Earle NWS, NJ E-5 with dependents $3,549
- JB McGuire-Dix-Lakehurst, NJ E-5 with dependents $2,823
- Northern New Jersey, NJ E-5 with dependents $4,749
- Trenton, NJ E-5 with dependents $3,465
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- New Jersey minimum wage The New Jersey minimum wage for 2026 and 2027, with full-time pay.
- New Jersey paycheck calculator Take-home pay for a civilian job in New Jersey, after federal and state tax.
Questions about BAH in Perth Amboy, NJ
What is E-5 BAH in Perth Amboy, NJ for 2026?
$3,393 a month with dependents and $3,045 without ($40,716 and $36,540 a year). That ranks 31 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Perth Amboy, NJ?
An O-3 gets $4,239 a month with dependents and $3,825 without in 2026. A W-2 gets $4,161 and $3,528.
How much BAH does an E-1 get in Perth Amboy, NJ?
$3,339 a month with dependents and $2,592 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Perth Amboy, NJ BAH rates?
76 ZIP codes in DTMO’s 2026 list map to this housing area (NJ201): 07001, 07008, 07059, 07063, 07064 and 71 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Perth Amboy, NJ taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $6,551.35 a month here with allowances and takes home about $5,985.30. These assume New Jersey is your state of legal residence: New Jersey taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.
When will Perth Amboy, NJ BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.