United States · BAH 2026 · County cost groups
County Cost Group 770 BAH rates 2026
In County Cost Group 770 (901 ZIP codes), 2026 BAH runs from $1,296 a month (E-1 without dependents) to $2,769 (O-7 and above with dependents). An E-5 with dependents gets $1,752 a month, not taxed.
County Cost Group 770 · E-5 · with dependents
$1,752 a month
$21,024 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,632 | $1,296 |
| E-2 | $1,632 | $1,296 |
| E-3 | $1,632 | $1,296 |
| E-4 | $1,632 | $1,296 |
| E-5 | $1,752 | $1,425 |
| E-6 | $2,067 | $1,548 |
| E-7 | $2,142 | $1,632 |
| E-8 | $2,226 | $1,821 |
| E-9 | $2,352 | $1,908 |
| W-1 | $2,085 | $1,599 |
| W-2 | $2,178 | $1,818 |
| W-3 | $2,283 | $1,920 |
| W-4 | $2,379 | $2,079 |
| W-5 | $2,502 | $2,160 |
| O-1E | $2,157 | $1,749 |
| O-2E | $2,265 | $1,887 |
| O-3E | $2,400 | $2,058 |
| O-1 | $1,797 | $1,506 |
| O-2 | $2,064 | $1,716 |
| O-3 | $2,280 | $1,950 |
| O-4 | $2,541 | $2,139 |
| O-5 | $2,730 | $2,184 |
| O-6 | $2,751 | $2,259 |
| O-7 and above | $2,769 | $2,298 |
What is take-home pay with BAH in County Cost Group 770?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,296.00 | $1,632.00 | $1,950.00 | $2,280.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,752.73 | $5,245.04 | $8,208.04 | $8,903.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 770?
DTMO’s 2026 list maps 901 ZIP codes to this county cost group (ZZ770). BAH is set by the ZIP code of your duty station.
Show all 901 ZIP codes
050xx: 05042, 05046, 05050, 05069
058xx: 05819, 05820, 05821, 05822, 05823, 05825, 05826, 05827, 05828, 05829, 05830, 05832, 05833, 05836, 05838, 05839, 05841, 05842, 05843, 05845, 05847, 05848, 05849, 05850, 05851, 05853, 05855, 05857, 05859, 05860, 05861, 05862, 05863, 05866, 05867, 05868, 05871, 05872, 05873, 05874, 05875
130xx: 13040, 13045, 13056, 13065, 13077, 13087
131xx: 13101, 13141, 13148, 13158, 13165
137xx: 13738, 13784
138xx: 13803, 13863
145xx: 14521, 14541, 14588
148xx: 14814, 14816, 14825, 14838, 14845, 14847, 14860, 14861, 14864, 14871, 14872, 14889, 14894
149xx: 14901, 14902, 14903, 14904, 14905
177xx: 17701, 17702, 17703, 17705, 17720, 17723, 17727, 17728, 17737, 17739, 17740, 17742, 17744, 17752, 17754, 17756, 17762, 17763, 17769, 17771, 17774, 17776
178xx: 17810
239xx: 23939, 23958
240xx: 24095
241xx: 24104, 24121, 24122, 24174, 24178
245xx: 24522, 24523, 24526, 24536, 24551, 24556, 24570, 24593
275xx: 27507, 27522, 27565, 27581, 27582
286xx: 28605, 28607, 28608, 28618, 28679, 28691, 28692, 28698
287xx: 28716, 28721, 28738, 28745, 28751, 28785, 28786
305xx: 30517, 30529, 30548, 30549, 30565, 30567, 30575, 30599
316xx: 31648
317xx: 31772, 31781, 31789, 31791, 31796
334xx: 33471
339xx: 33944
373xx: 37307, 37310, 37311, 37312, 37316, 37317, 37320, 37323, 37325, 37326, 37333, 37353, 37361, 37362, 37364, 37369, 37391
386xx: 38601, 38655, 38673, 38677
388xx: 38874
389xx: 38949
390xx: 39059, 39077, 39078, 39083
391xx: 39191
398xx: 39826, 39842, 39877, 39885
465xx: 46530, 46536, 46544, 46545, 46546, 46552, 46554, 46556, 46561, 46574, 46595
466xx: 46601, 46613, 46614, 46615, 46616, 46617, 46619, 46624, 46626, 46628, 46634, 46635, 46637, 46660, 46680, 46699
479xx: 47901, 47902, 47903, 47904, 47905, 47906, 47907, 47909, 47917, 47920, 47921, 47924, 47930, 47941, 47942, 47944, 47962, 47970, 47971, 47981, 47983, 47986, 47992, 47996
488xx: 48808, 48809, 48815, 48820, 48822, 48831, 48833, 48835, 48845, 48846, 48849, 48851, 48853, 48860, 48865, 48866, 48870, 48873, 48875, 48879, 48881, 48887, 48894
489xx: 48906
490xx: 49010, 49070, 49078, 49080
493xx: 49311, 49314, 49323, 49328, 49335, 49344, 49348
494xx: 49406, 49408, 49416, 49419, 49450, 49453
500xx: 50010, 50011, 50012, 50013, 50014, 50046, 50055, 50056
501xx: 50105, 50124, 50134, 50154, 50161
502xx: 50201, 50236, 50244, 50248, 50278
522xx: 52235, 52240, 52241, 52242, 52243, 52244, 52245, 52246
523xx: 52317, 52322, 52333, 52338, 52340
527xx: 52755
531xx: 53114, 53115, 53120, 53121, 53125, 53128, 53147, 53148, 53157, 53176, 53184, 53190, 53191, 53195
535xx: 53501, 53503, 53505, 53506, 53507, 53511, 53512, 53525, 53526, 53533, 53534, 53535, 53536, 53537, 53542, 53543, 53544, 53545, 53546, 53547, 53548, 53553, 53555, 53563, 53565, 53576, 53580, 53582, 53585, 53595
539xx: 53901, 53911, 53923, 53925, 53928, 53932, 53935, 53954, 53955, 53957, 53960, 53965, 53969
550xx: 55019, 55021, 55046, 55052, 55053, 55057, 55087, 55088
553xx: 55353
556xx: 55601, 55603, 55607, 55609, 55614, 55616
559xx: 55919, 55921, 55931, 55941, 55943, 55947, 55974
560xx: 56052
563xx: 56301, 56302, 56303, 56307, 56310, 56312, 56316, 56320, 56321, 56325, 56329, 56331, 56333, 56335, 56340, 56352, 56356, 56357, 56362, 56367, 56368, 56369, 56371, 56372, 56374, 56375, 56376, 56377, 56378, 56379, 56387, 56388, 56393, 56395, 56396, 56397, 56398, 56399
570xx: 57012, 57014, 57015, 57021, 57036, 57043, 57047, 57048, 57053, 57058, 57070
573xx: 57319, 57374
587xx: 58755, 58795
588xx: 58801, 58802, 58803, 58830, 58843, 58845, 58849, 58852, 58853, 58856
592xx: 59223, 59225, 59230, 59231, 59240, 59241, 59244, 59248, 59250, 59259, 59260, 59273
593xx: 59311, 59315, 59316, 59319, 59324, 59330, 59332, 59339
594xx: 59411, 59417, 59427, 59434, 59447, 59452, 59462, 59469, 59479
597xx: 59713, 59722, 59728, 59731, 59733
598xx: 59843, 59854
620xx: 62006, 62013, 62022, 62028, 62030, 62031, 62036, 62037, 62045, 62047, 62052, 62053, 62063, 62065, 62070
622xx: 62215, 62216, 62218, 62219, 62230, 62231, 62236, 62244, 62245, 62248, 62250, 62252, 62253, 62256, 62265, 62266, 62279, 62293, 62295, 62298
626xx: 62613, 62642, 62659, 62673, 62675, 62688
630xx: 63013, 63014, 63015, 63037, 63039, 63041, 63055, 63056, 63060, 63061, 63068, 63069, 63072, 63073, 63077, 63079, 63080, 63084, 63089, 63090
633xx: 63342, 63343, 63347, 63349, 63357, 63362, 63369, 63370, 63377, 63378, 63379, 63380, 63381, 63383, 63387, 63389, 63390
688xx: 68801, 68802, 68803, 68810, 68824, 68832, 68883
704xx: 70441, 70453
707xx: 70712, 70715, 70722, 70730, 70732, 70736, 70747, 70748, 70749, 70752, 70753, 70755, 70756, 70759, 70760, 70761, 70762, 70773, 70775, 70777, 70782, 70783, 70784, 70787, 70789
720xx: 72001, 72002, 72011, 72015, 72016, 72018, 72019, 72022, 72025, 72065, 72070, 72089
721xx: 72103, 72122, 72125, 72126, 72158, 72167
740xx: 74001, 74002, 74010, 74028, 74030, 74035, 74039, 74041, 74044, 74046, 74047, 74052, 74054, 74056, 74060, 74066, 74067, 74068, 74071, 74084
741xx: 74131
746xx: 74633, 74637, 74652
756xx: 75601, 75602, 75603, 75604, 75605, 75606, 75607, 75608, 75615, 75640, 75641, 75644, 75645, 75647, 75660, 75662, 75663, 75683, 75693
757xx: 75755, 75797
762xx: 76238, 76240, 76241, 76250, 76252, 76253, 76263, 76272
773xx: 77320, 77331, 77334, 77340, 77341, 77342, 77343, 77344, 77348, 77349, 77358, 77359, 77364, 77367, 77371
774xx: 77404, 77414, 77415, 77419, 77428, 77440, 77456, 77457, 77458, 77465, 77468, 77482, 77483
781xx: 78111, 78113, 78116, 78117, 78118, 78119, 78144, 78151
786xx: 78605, 78606, 78608, 78611, 78635, 78636, 78654, 78663
790xx: 79022, 79051, 79087
797xx: 79719, 79742, 79756, 79777, 79788
806xx: 80649, 80653, 80654
807xx: 80701, 80705, 80723, 80733, 80750
812xx: 81212, 81215, 81221, 81222, 81223, 81226, 81232, 81233, 81240, 81244, 81290
813xx: 81321, 81323, 81327, 81328, 81330, 81331, 81334, 81335
814xx: 81433
836xx: 83617, 83636, 83657, 83670
840xx: 84023, 84046
843xx: 84301, 84302, 84306, 84307, 84309, 84311, 84312, 84313, 84314, 84316, 84324, 84329, 84330, 84331, 84334, 84336, 84337, 84340
847xx: 84714, 84719, 84720, 84721, 84723, 84732, 84740, 84742, 84743, 84750, 84753, 84756, 84760, 84761, 84772
853xx: 85325, 85328, 85334, 85344, 85346, 85348, 85357, 85359, 85371
859xx: 85920, 85924, 85925, 85927, 85930, 85932, 85936, 85938, 85940
860xx: 86028
865xx: 86502, 86503, 86504, 86505, 86506, 86507, 86508, 86511, 86512, 86514, 86515, 86535, 86538, 86540, 86544, 86545, 86547, 86556
882xx: 88210, 88211, 88220, 88221, 88250, 88254, 88255, 88256, 88263, 88268
955xx: 95527, 95552, 95563, 95595
960xx: 96010, 96024, 96041, 96046, 96048, 96052, 96091, 96093
976xx: 97620, 97630, 97635, 97636, 97637, 97638, 97640, 97641
977xx: 97735
978xx: 97817, 97820, 97825, 97828, 97842, 97845, 97846, 97848, 97856, 97857, 97864, 97865, 97869, 97873, 97885
986xx: 98612, 98647
990xx: 99013, 99034, 99040
991xx: 99101, 99105, 99109, 99110, 99114, 99126, 99129, 99131, 99137, 99141, 99148, 99151, 99157, 99167, 99169, 99173, 99181
993xx: 99341, 99344, 99371
How does County Cost Group 770 BAH compare?
For an E-5 with dependents, County Cost Group 770 pays $1,752 a month: number 234 of 338 housing areas, and $309 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 770
What is E-5 BAH in County Cost Group 770 for 2026?
$1,752 a month with dependents and $1,425 without ($21,024 and $17,100 a year). That ranks 234 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 770?
An O-3 gets $2,280 a month with dependents and $1,950 without in 2026. A W-2 gets $2,178 and $1,818.
How much BAH does an E-1 get in County Cost Group 770?
$1,632 a month with dependents and $1,296 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 770 BAH rates?
901 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ770): 05042, 05046, 05050, 05069, 05819 and 896 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 770 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,255.35 a month here with allowances and takes home about $4,752.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 770 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.