United States · BAH 2026 · Alaska

Fairbanks, AK BAH rates 2026

In Fairbanks, AK, 2026 BAH runs from $1,581 a month (E-1 without dependents) to $3,456 (O-7 and above with dependents). An E-5 with dependents gets $2,436 a month, not taxed.

Dependents

Housing area AK405. O-8 to O-10 are paid the O-7 rate.

Fairbanks, AK · E-5 · with dependents

$2,436 a month

$29,232 a year, not taxed.

Fairbanks, AK: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $2,106 $1,581
E-2 $2,106 $1,581
E-3 $2,106 $1,581
E-4 $2,106 $1,581
E-5 $2,436 $1,827
E-6 $2,454 $1,887
E-7 $2,610 $1,989
E-8 $2,814 $2,166
E-9 $3,018 $2,265
W-1 $2,457 $1,965
W-2 $2,694 $2,163
W-3 $2,943 $2,271
W-4 $3,045 $2,463
W-5 $3,171 $2,655
O-1E $2,646 $2,091
O-2E $2,907 $2,235
O-3E $3,066 $2,415
O-1 $2,448 $1,881
O-2 $2,451 $2,064
O-3 $2,937 $2,301
O-4 $3,210 $2,619
O-5 $3,405 $2,733
O-6 $3,432 $2,922
O-7 and above $3,456 $2,973

What is take-home pay with BAH in Fairbanks, AK?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Alaska has no income tax on wages, so no state tax comes off.

Take-home pay examples in Fairbanks, AK, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,581.00$2,106.00$2,301.00$2,937.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income taxnonenonenonenone
Take-home a month$5,037.73$5,719.04$8,559.04$9,560.81

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Fairbanks, AK?

DTMO’s 2026 list maps 23 ZIP codes to this housing area (AK405). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

99701, 99702, 99703, 99705, 99706, 99707, 99708, 99709, 99710, 99711, 99712, 99714, 99716, 99725, 99731, 99732, 99737, 99738, 99764, 99775, 99776, 99780, 99790

How does Fairbanks, AK BAH compare?

For an E-5 with dependents, Fairbanks, AK pays $2,436 a month: number 98 of 338 housing areas, and $375 above the middle of all areas ($2,061). Other housing areas in Alaska:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Fairbanks, AK

What is E-5 BAH in Fairbanks, AK for 2026?

$2,436 a month with dependents and $1,827 without ($29,232 and $21,924 a year). That ranks 98 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Fairbanks, AK?

An O-3 gets $2,937 a month with dependents and $2,301 without in 2026. A W-2 gets $2,694 and $2,163.

How much BAH does an E-1 get in Fairbanks, AK?

$2,106 a month with dependents and $1,581 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Fairbanks, AK BAH rates?

23 ZIP codes in DTMO’s 2026 list map to this housing area (AK405): 99701, 99702, 99703, 99705, 99706 and 18 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Fairbanks, AK taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,540.35 a month here with allowances and takes home about $5,037.73. Alaska has no income tax on wages, so no state tax comes off.

When will Fairbanks, AK BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.