United States · BAH 2026 · Mississippi

Jackson, MS BAH rates 2026

In Jackson, MS, 2026 BAH runs from $1,422 a month (E-1 without dependents) to $3,129 (O-7 and above with dependents). An E-5 with dependents gets $1,920 a month, not taxed.

Dependents

Housing area MS170. O-8 to O-10 are paid the O-7 rate.

Jackson, MS · E-5 · with dependents

$1,920 a month

$23,040 a year, not taxed.

Jackson, MS: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $1,818 $1,422
E-2 $1,818 $1,422
E-3 $1,818 $1,422
E-4 $1,818 $1,422
E-5 $1,920 $1,608
E-6 $2,163 $1,722
E-7 $2,286 $1,818
E-8 $2,418 $1,974
E-9 $2,598 $2,037
W-1 $2,181 $1,797
W-2 $2,340 $1,971
W-3 $2,505 $2,049
W-4 $2,634 $2,184
W-5 $2,790 $2,316
O-1E $2,307 $1,917
O-2E $2,481 $2,022
O-3E $2,658 $2,154
O-1 $1,956 $1,716
O-2 $2,160 $1,890
O-3 $2,502 $2,070
O-4 $2,841 $2,289
O-5 $3,084 $2,361
O-6 $3,108 $2,484
O-7 and above $3,129 $2,526

What is take-home pay with BAH in Jackson, MS?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Mississippi is your state of legal residence: Mississippi taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

Take-home pay examples in Jackson, MS, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,422.00$1,818.00$2,070.00$2,502.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$78.30−$50.63−$234.31−$206.64
Take-home a month$4,800.43$5,380.41$8,093.73$8,919.17

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Jackson, MS?

DTMO’s 2026 list maps 62 ZIP codes to this housing area (MS170). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 62 ZIP codes

390xx: 39041, 39042, 39043, 39045, 39046, 39047, 39056, 39058, 39060, 39066, 39071, 39073

391xx: 39110, 39130, 39145, 39148, 39151, 39154, 39156, 39157, 39158, 39161, 39163, 39167, 39170, 39174, 39175, 39180, 39181, 39182, 39183, 39193

392xx: 39201, 39202, 39203, 39204, 39205, 39206, 39207, 39208, 39209, 39210, 39211, 39212, 39213, 39215, 39216, 39217, 39218, 39225, 39232, 39236, 39269, 39272, 39282, 39283, 39284, 39286, 39288, 39289, 39296, 39298

How does Jackson, MS BAH compare?

For an E-5 with dependents, Jackson, MS pays $1,920 a month: number 192 of 338 housing areas, and $141 below the middle of all areas ($2,061). Other housing areas in Mississippi:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Jackson, MS

What is E-5 BAH in Jackson, MS for 2026?

$1,920 a month with dependents and $1,608 without ($23,040 and $19,296 a year). That ranks 192 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Jackson, MS?

An O-3 gets $2,502 a month with dependents and $2,070 without in 2026. A W-2 gets $2,340 and $1,971.

How much BAH does an E-1 get in Jackson, MS?

$1,818 a month with dependents and $1,422 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Jackson, MS BAH rates?

62 ZIP codes in DTMO’s 2026 list map to this housing area (MS170): 39041, 39042, 39043, 39045, 39046 and 57 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Jackson, MS taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,381.35 a month here with allowances and takes home about $4,800.43. These assume Mississippi is your state of legal residence: Mississippi taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

When will Jackson, MS BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.