United States · BAH 2026 · Oregon
Coos Bay, OR BAH rates 2026
In Coos Bay, OR, 2026 BAH runs from $1,341 a month (E-1 without dependents) to $3,162 (O-7 and above with dependents). An E-5 with dependents gets $1,779 a month, not taxed.
Coos Bay, OR · E-5 · with dependents
$1,779 a month
$21,348 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,635 | $1,341 |
| E-2 | $1,635 | $1,341 |
| E-3 | $1,635 | $1,341 |
| E-4 | $1,635 | $1,341 |
| E-5 | $1,779 | $1,428 |
| E-6 | $2,214 | $1,662 |
| E-7 | $2,391 | $1,794 |
| E-8 | $2,583 | $1,938 |
| E-9 | $2,772 | $2,079 |
| W-1 | $2,238 | $1,680 |
| W-2 | $2,469 | $1,869 |
| W-3 | $2,706 | $2,082 |
| W-4 | $2,796 | $2,253 |
| W-5 | $2,910 | $2,433 |
| O-1E | $2,427 | $1,821 |
| O-2E | $2,670 | $2,004 |
| O-3E | $2,814 | $2,208 |
| O-1 | $1,839 | $1,488 |
| O-2 | $2,211 | $1,797 |
| O-3 | $2,697 | $2,085 |
| O-4 | $2,943 | $2,400 |
| O-5 | $3,117 | $2,508 |
| O-6 | $3,141 | $2,685 |
| O-7 and above | $3,162 | $2,730 |
What is take-home pay with BAH in Coos Bay, OR?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Oregon is your state of legal residence. Oregon taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,341.00 | $1,635.00 | $2,085.00 | $2,697.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$214.32 | −$158.28 | −$512.47 | −$460.82 |
| Take-home a month | $4,583.40 | $5,089.76 | $7,830.58 | $8,859.99 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Coos Bay, OR?
DTMO’s 2026 list maps 35 ZIP codes to this housing area (OR242). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
97407, 97410, 97411, 97414, 97416, 97417, 97420, 97423, 97429, 97432, 97435, 97436, 97441, 97442, 97443, 97447, 97449, 97457, 97458, 97459, 97462, 97466, 97467, 97469, 97470, 97471, 97473, 97479, 97481, 97484, 97486, 97494, 97495, 97496, 97499
How does Coos Bay, OR BAH compare?
For an E-5 with dependents, Coos Bay, OR pays $1,779 a month: number 230 of 338 housing areas, and $282 below the middle of all areas ($2,061). Other housing areas in Oregon:
- Astoria, OR E-5 with dependents $2,055
- Corvallis, OR E-5 with dependents $2,388
- Eugene, OR E-5 with dependents $2,187
- Portland, OR E-5 with dependents $2,379
- Salem, OR E-5 with dependents $2,004
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Oregon minimum wage The Oregon minimum wage for 2026 and 2027, with full-time pay.
- Oregon paycheck calculator Take-home pay for a civilian job in Oregon, after federal and state tax.
Questions about BAH in Coos Bay, OR
What is E-5 BAH in Coos Bay, OR for 2026?
$1,779 a month with dependents and $1,428 without ($21,348 and $17,136 a year). That ranks 230 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Coos Bay, OR?
An O-3 gets $2,697 a month with dependents and $2,085 without in 2026. A W-2 gets $2,469 and $1,869.
How much BAH does an E-1 get in Coos Bay, OR?
$1,635 a month with dependents and $1,341 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Coos Bay, OR BAH rates?
35 ZIP codes in DTMO’s 2026 list map to this housing area (OR242): 97407, 97410, 97411, 97414, 97416 and 30 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Coos Bay, OR taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,300.35 a month here with allowances and takes home about $4,583.40. These assume Oregon is your state of legal residence. Oregon taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
When will Coos Bay, OR BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.