United States · BAH 2026 · Minnesota
Minneapolis/St Paul, MN BAH rates 2026
In Minneapolis/St Paul, MN, 2026 BAH runs from $1,689 a month (E-1 without dependents) to $3,435 (O-7 and above with dependents). An E-5 with dependents gets $2,541 a month, not taxed.
Minneapolis/St Paul, MN · E-5 · with dependents
$2,541 a month
$30,492 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,250 | $1,689 |
| E-2 | $2,250 | $1,689 |
| E-3 | $2,250 | $1,689 |
| E-4 | $2,250 | $1,689 |
| E-5 | $2,541 | $1,905 |
| E-6 | $2,781 | $2,082 |
| E-7 | $2,826 | $2,262 |
| E-8 | $2,877 | $2,595 |
| E-9 | $2,985 | $2,655 |
| W-1 | $2,796 | $2,154 |
| W-2 | $2,847 | $2,592 |
| W-3 | $2,913 | $2,667 |
| W-4 | $3,015 | $2,784 |
| W-5 | $3,144 | $2,835 |
| O-1E | $2,832 | $2,538 |
| O-2E | $2,901 | $2,640 |
| O-3E | $3,033 | $2,769 |
| O-1 | $2,577 | $1,953 |
| O-2 | $2,778 | $2,445 |
| O-3 | $2,910 | $2,688 |
| O-4 | $3,183 | $2,820 |
| O-5 | $3,384 | $2,844 |
| O-6 | $3,411 | $2,889 |
| O-7 and above | $3,435 | $2,937 |
What is take-home pay with BAH in Minneapolis/St Paul, MN?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Minnesota does not tax a resident’s active-duty pay, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,689.00 | $2,250.00 | $2,688.00 | $2,910.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $5,145.73 | $5,863.04 | $8,946.04 | $9,533.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Minneapolis/St Paul, MN?
DTMO’s 2026 list maps 185 ZIP codes to this housing area (MN159). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 185 ZIP codes
550xx: 55001, 55003, 55005, 55010, 55011, 55014, 55016, 55020, 55024, 55025, 55031, 55033, 55038, 55042, 55043, 55044, 55047, 55054, 55055, 55065, 55068, 55070, 55071, 55073, 55075, 55076, 55077, 55082, 55083, 55085, 55090
551xx: 55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108, 55109, 55110, 55111, 55112, 55113, 55114, 55115, 55116, 55117, 55118, 55119, 55120, 55121, 55122, 55123, 55124, 55125, 55126, 55127, 55128, 55129, 55130, 55131, 55133, 55144, 55145, 55146, 55150, 55155, 55164, 55170
553xx: 55303, 55304, 55305, 55306, 55311, 55315, 55316, 55317, 55318, 55322, 55323, 55327, 55331, 55337, 55339, 55340, 55343, 55344, 55345, 55346, 55347, 55352, 55356, 55357, 55359, 55360, 55361, 55364, 55367, 55368, 55369, 55372, 55374, 55375, 55378, 55379, 55384, 55386, 55387, 55388, 55391, 55397
554xx: 55401, 55402, 55403, 55404, 55405, 55406, 55407, 55408, 55409, 55410, 55411, 55412, 55413, 55414, 55415, 55416, 55417, 55418, 55419, 55420, 55421, 55422, 55423, 55424, 55425, 55426, 55427, 55428, 55429, 55430, 55431, 55432, 55433, 55434, 55435, 55436, 55437, 55438, 55439, 55440, 55441, 55442, 55443, 55444, 55445, 55446, 55447, 55448, 55449, 55450, 55454, 55455, 55458, 55459, 55467, 55470, 55474, 55479, 55480, 55483, 55484, 55485, 55486, 55487, 55488
555xx: 55569, 55572, 55577, 55592, 55593, 55599
560xx: 56011, 56071
How does Minneapolis/St Paul, MN BAH compare?
For an E-5 with dependents, Minneapolis/St Paul, MN pays $2,541 a month: number 89 of 338 housing areas, and $480 above the middle of all areas ($2,061). Other housing areas in Minnesota:
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Minnesota minimum wage The Minnesota minimum wage for 2026 and 2027, with full-time pay.
- Minnesota paycheck calculator Take-home pay for a civilian job in Minnesota, after federal and state tax.
Questions about BAH in Minneapolis/St Paul, MN
What is E-5 BAH in Minneapolis/St Paul, MN for 2026?
$2,541 a month with dependents and $1,905 without ($30,492 and $22,860 a year). That ranks 89 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Minneapolis/St Paul, MN?
An O-3 gets $2,910 a month with dependents and $2,688 without in 2026. A W-2 gets $2,847 and $2,592.
How much BAH does an E-1 get in Minneapolis/St Paul, MN?
$2,250 a month with dependents and $1,689 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Minneapolis/St Paul, MN BAH rates?
185 ZIP codes in DTMO’s 2026 list map to this housing area (MN159): 55001, 55003, 55005, 55010, 55011 and 180 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Minneapolis/St Paul, MN taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,648.35 a month here with allowances and takes home about $5,145.73. Minnesota does not tax a resident’s active-duty pay, so no state tax comes off.
When will Minneapolis/St Paul, MN BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.