United States · BAH 2026 · County cost groups
County Cost Group 570 BAH rates 2026
In County Cost Group 570 (388 ZIP codes), 2026 BAH runs from $1,023 a month (E-1 without dependents) to $2,265 (O-7 and above with dependents). An E-5 with dependents gets $1,371 a month, not taxed.
County Cost Group 570 · E-5 · with dependents
$1,371 a month
$16,452 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,269 | $1,023 |
| E-2 | $1,269 | $1,023 |
| E-3 | $1,269 | $1,023 |
| E-4 | $1,269 | $1,023 |
| E-5 | $1,371 | $1,107 |
| E-6 | $1,668 | $1,248 |
| E-7 | $1,737 | $1,302 |
| E-8 | $1,809 | $1,434 |
| E-9 | $1,920 | $1,515 |
| W-1 | $1,686 | $1,266 |
| W-2 | $1,764 | $1,431 |
| W-3 | $1,860 | $1,530 |
| W-4 | $1,941 | $1,677 |
| W-5 | $2,046 | $1,752 |
| O-1E | $1,746 | $1,368 |
| O-2E | $1,842 | $1,497 |
| O-3E | $1,956 | $1,659 |
| O-1 | $1,413 | $1,164 |
| O-2 | $1,665 | $1,341 |
| O-3 | $1,857 | $1,557 |
| O-4 | $2,076 | $1,731 |
| O-5 | $2,238 | $1,770 |
| O-6 | $2,253 | $1,836 |
| O-7 and above | $2,265 | $1,866 |
What is take-home pay with BAH in County Cost Group 570?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,023.00 | $1,269.00 | $1,557.00 | $1,857.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,479.73 | $4,882.04 | $7,815.04 | $8,480.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 570?
DTMO’s 2026 list maps 388 ZIP codes to this county cost group (ZZ570). BAH is set by the ZIP code of your duty station.
Show all 388 ZIP codes
239xx: 23915, 23917, 23919, 23924, 23927, 23950, 23968, 23970
245xx: 24529, 24580
250xx: 25009, 25021, 25024, 25028, 25049, 25051, 25053, 25081, 25093
251xx: 25108, 25114, 25130, 25142, 25148, 25149, 25154, 25165, 25169, 25181, 25193
252xx: 25203, 25204, 25205, 25206, 25208, 25209
255xx: 25529, 25572
278xx: 27820, 27823, 27831, 27832, 27839, 27842, 27843, 27844, 27845, 27850, 27853, 27862, 27866, 27867, 27869, 27870, 27874, 27876, 27877, 27887, 27890, 27897
283xx: 28343, 28351, 28352, 28353, 28396
290xx: 29001, 29041, 29051
291xx: 29102, 29111, 29143, 29148, 29162
299xx: 29911, 29913, 29916, 29918, 29921, 29922, 29923, 29924, 29932, 29933, 29939, 29944, 29945
370xx: 37078
371xx: 37101, 37134, 37185
373xx: 37322, 37336
377xx: 37708, 37709
378xx: 37848, 37861, 37880, 37881, 37888
382xx: 38225, 38226, 38229, 38230, 38237, 38238, 38241, 38255
390xx: 39044, 39062, 39082
391xx: 39111, 39114, 39149
400xx: 40040, 40061, 40069, 40078
403xx: 40310, 40312, 40330, 40372, 40376, 40380
420xx: 42038, 42041, 42050, 42055
426xx: 42633
446xx: 44610, 44611, 44617, 44628, 44633, 44637, 44638, 44654, 44660, 44661, 44687, 44690
474xx: 47420, 47421, 47436, 47437, 47446, 47451, 47462, 47467, 47470
475xx: 47512, 47516, 47524, 47528, 47535, 47557, 47561, 47573, 47578, 47591, 47596, 47597
500xx: 50006, 50043
501xx: 50102, 50122, 50126
502xx: 50206, 50230, 50258, 50259, 50269
506xx: 50601, 50627, 50672
539xx: 53929, 53944, 53948, 53950, 53962, 53968
545xx: 54526, 54530, 54563
546xx: 54618, 54637, 54641, 54646
547xx: 54731, 54766
548xx: 54819, 54848, 54895
562xx: 56220, 56223, 56237, 56241, 56245, 56280, 56297
570xx: 57051
572xx: 57212, 57214, 57231, 57233, 57249
573xx: 57353
574xx: 57428, 57448, 57451, 57471
576xx: 57621, 57634, 57639, 57641, 57642, 57645, 57657, 57658, 57659, 57660
583xx: 58318, 58384
584xx: 58428, 58475, 58478, 58482, 58487, 58488
587xx: 58711, 58748, 58750, 58760, 58762, 58783, 58793
609xx: 60932, 60942, 60960, 60963
618xx: 61810, 61811, 61812, 61814, 61817, 61831, 61832, 61833, 61834, 61841, 61844, 61846, 61848, 61850, 61857, 61858, 61865, 61870, 61876, 61883
626xx: 62601, 62628, 62631, 62638, 62650, 62651, 62660, 62665, 62668, 62692, 62695
634xx: 63431, 63434, 63437, 63439, 63443, 63450, 63451, 63468, 63469
635xx: 63530, 63532, 63534, 63538, 63539, 63549, 63552, 63558
636xx: 63627, 63670, 63673
652xx: 65247
656xx: 65606, 65690, 65692
657xx: 65778, 65791
680xx: 68039, 68047, 68055, 68062, 68067, 68071
683xx: 68329, 68332, 68348
684xx: 68443, 68450
691xx: 69127, 69144, 69146, 69153, 69155
705xx: 70532, 70546, 70549, 70581, 70591
706xx: 70640, 70650
717xx: 71721, 71728, 71743, 71772
718xx: 71801, 71802, 71825, 71831, 71838, 71847, 71855, 71862
719xx: 71920, 71921, 71923, 71962, 71998, 71999
723xx: 72312, 72328, 72333, 72342, 72353, 72355, 72366, 72367, 72369, 72374, 72383, 72389, 72390
734xx: 73439, 73440, 73446
743xx: 74338, 74342, 74344, 74345, 74346, 74347, 74359, 74368
744xx: 74427, 74441, 74444, 74451, 74452, 74464, 74465, 74471
745xx: 74545, 74559, 74563, 74571, 74578
746xx: 74601, 74602, 74604, 74631, 74632, 74641, 74646, 74647, 74653
748xx: 74829, 74833, 74859, 74860, 74880
How does County Cost Group 570 BAH compare?
For an E-5 with dependents, County Cost Group 570 pays $1,371 a month: number 317 of 338 housing areas, and $690 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 570
What is E-5 BAH in County Cost Group 570 for 2026?
$1,371 a month with dependents and $1,107 without ($16,452 and $13,284 a year). That ranks 317 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 570?
An O-3 gets $1,857 a month with dependents and $1,557 without in 2026. A W-2 gets $1,764 and $1,431.
How much BAH does an E-1 get in County Cost Group 570?
$1,269 a month with dependents and $1,023 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 570 BAH rates?
388 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ570): 23915, 23917, 23919, 23924, 23927 and 383 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 570 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $4,982.35 a month here with allowances and takes home about $4,479.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 570 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.