United States · BAH 2026 · County cost groups
County Cost Group 680 BAH rates 2026
In County Cost Group 680 (450 ZIP codes), 2026 BAH runs from $1,095 a month (E-1 without dependents) to $2,397 (O-7 and above with dependents). An E-5 with dependents gets $1,470 a month, not taxed.
County Cost Group 680 · E-5 · with dependents
$1,470 a month
$17,640 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,365 | $1,095 |
| E-2 | $1,365 | $1,095 |
| E-3 | $1,365 | $1,095 |
| E-4 | $1,365 | $1,095 |
| E-5 | $1,470 | $1,191 |
| E-6 | $1,773 | $1,329 |
| E-7 | $1,842 | $1,383 |
| E-8 | $1,920 | $1,536 |
| E-9 | $2,034 | $1,620 |
| W-1 | $1,791 | $1,344 |
| W-2 | $1,875 | $1,533 |
| W-3 | $1,971 | $1,632 |
| W-4 | $2,058 | $1,785 |
| W-5 | $2,166 | $1,860 |
| O-1E | $1,854 | $1,467 |
| O-2E | $1,956 | $1,602 |
| O-3E | $2,073 | $1,764 |
| O-1 | $1,515 | $1,254 |
| O-2 | $1,770 | $1,440 |
| O-3 | $1,968 | $1,659 |
| O-4 | $2,199 | $1,839 |
| O-5 | $2,367 | $1,878 |
| O-6 | $2,385 | $1,947 |
| O-7 and above | $2,397 | $1,980 |
What is take-home pay with BAH in County Cost Group 680?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,095.00 | $1,365.00 | $1,659.00 | $1,968.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,551.73 | $4,978.04 | $7,917.04 | $8,591.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 680?
DTMO’s 2026 list maps 450 ZIP codes to this county cost group (ZZ680). BAH is set by the ZIP code of your duty station.
Show all 450 ZIP codes
154xx: 15411, 15424, 15485
155xx: 15501, 15502, 15510, 15520, 15530, 15531, 15532, 15538, 15540, 15541, 15542, 15544, 15546, 15547, 15548, 15549, 15551, 15552, 15553, 15555, 15557, 15558, 15560, 15561, 15562, 15563, 15564, 15565
159xx: 15924, 15926, 15928, 15935, 15936, 15937, 15953, 15959, 15963
161xx: 16110, 16111, 16131
163xx: 16314, 16316, 16327, 16328, 16335, 16354, 16360, 16388
164xx: 16403, 16404, 16406, 16422, 16424, 16432, 16433, 16434, 16435, 16440
230xx: 23027, 23040
270xx: 27025, 27027, 27048
272xx: 27288, 27289
273xx: 27320, 27323, 27326, 27375
304xx: 30442
305xx: 30516
306xx: 30643
308xx: 30822
310xx: 31003, 31031, 31042, 31054, 31087, 31090
315xx: 31510
316xx: 31623, 31630, 31631, 31634
384xx: 38462
398xx: 39837, 39845, 39859, 39870
423xx: 42348, 42351, 42364
433xx: 43301, 43302, 43314, 43322, 43332, 43335, 43337, 43341, 43342, 43356
437xx: 43701, 43702, 43720, 43722, 43723, 43725, 43727, 43732, 43733, 43734, 43735, 43736, 43738, 43746, 43749, 43750, 43755, 43762, 43767, 43768, 43771, 43772, 43773, 43777, 43778, 43780, 43791
438xx: 43802, 43821, 43822, 43830, 43842
471xx: 47102, 47138, 47170, 47177
488xx: 48804, 48858, 48859, 48878, 48883, 48893, 48896
490xx: 49013, 49026, 49027, 49043, 49045, 49055, 49056, 49057, 49062, 49063, 49064, 49065, 49071, 49079, 49090
493xx: 49310
497xx: 49733, 49738, 49739
498xx: 49812, 49817, 49821, 49836, 49840, 49845, 49847, 49848, 49854, 49858, 49863, 49873, 49874, 49883, 49886, 49887, 49893, 49896
499xx: 49902, 49903, 49911, 49915, 49920, 49927, 49935, 49938, 49947, 49959, 49964, 49968, 49969
500xx: 50028, 50054
501xx: 50127, 50135, 50137, 50153, 50168, 50170
502xx: 50208, 50228, 50232, 50251
544xx: 54435, 54442, 54452, 54487
545xx: 54532
547xx: 54728, 54733, 54762
548xx: 54805, 54812, 54813, 54822, 54826, 54829, 54841, 54857, 54868, 54889
553xx: 55312, 55336, 55350, 55354, 55370, 55381, 55385, 55395
561xx: 56101, 56110, 56117, 56118, 56119, 56129, 56145, 56146, 56153, 56155, 56159, 56165, 56167, 56168, 56174, 56183, 56185, 56187
562xx: 56222, 56260, 56262, 56265, 56295
573xx: 57329, 57342, 57356, 57361, 57367, 57369, 57380
629xx: 62908, 62910, 62953, 62960
670xx: 67004, 67013, 67022, 67031, 67051
671xx: 67103, 67105, 67106, 67119, 67120, 67140, 67152
683xx: 68313, 68314, 68330, 68338, 68342, 68350, 68352, 68360, 68364, 68377
684xx: 68405, 68423, 68424, 68434, 68439, 68440, 68456
687xx: 68701, 68702, 68710, 68715, 68717, 68723, 68727, 68728, 68732, 68736, 68739, 68740, 68745, 68748, 68749, 68751, 68752, 68757, 68758, 68770, 68771, 68774, 68781, 68784, 68785, 68787, 68790, 68792
688xx: 68813, 68814, 68822, 68825, 68828, 68855, 68856, 68860, 68874, 68881
691xx: 69120
730xx: 73041, 73062, 73096
735xx: 73559, 73564, 73566
736xx: 73601, 73620, 73625, 73627, 73639, 73644, 73645, 73648, 73651, 73655, 73662, 73668, 73669
754xx: 75451
755xx: 75568, 75571
756xx: 75636, 75638, 75668, 75686
758xx: 75852
763xx: 76380
764xx: 76442, 76444, 76452, 76455, 76468, 76474
768xx: 76849, 76854, 76874
778xx: 77864, 77872
781xx: 78122, 78140, 78159
785xx: 78561, 78569, 78580, 78590, 78594, 78598
786xx: 78604, 78614, 78629, 78632, 78658, 78677
789xx: 78959
792xx: 79233, 79239, 79245, 79261
810xx: 81041, 81043, 81047, 81052, 81092
811xx: 81131, 81143, 81149, 81155
812xx: 81248
823xx: 82301, 82321, 82323, 82324, 82325, 82327, 82329, 82331, 82332, 82334, 82335
826xx: 82615
829xx: 82930, 82931, 82933, 82936, 82937, 82939, 82944
847xx: 84715, 84734, 84747, 84749, 84773, 84775
880xx: 88022, 88023, 88025, 88026, 88028, 88034, 88036, 88038, 88040, 88041, 88043, 88049, 88051, 88053, 88055, 88061, 88062, 88065
How does County Cost Group 680 BAH compare?
For an E-5 with dependents, County Cost Group 680 pays $1,470 a month: number 295 of 338 housing areas, and $591 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 680
What is E-5 BAH in County Cost Group 680 for 2026?
$1,470 a month with dependents and $1,191 without ($17,640 and $14,292 a year). That ranks 295 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 680?
An O-3 gets $1,968 a month with dependents and $1,659 without in 2026. A W-2 gets $1,875 and $1,533.
How much BAH does an E-1 get in County Cost Group 680?
$1,365 a month with dependents and $1,095 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 680 BAH rates?
450 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ680): 15411, 15424, 15485, 15501, 15502 and 445 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 680 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,054.35 a month here with allowances and takes home about $4,551.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 680 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.