United States · BAH 2026 · South Dakota
Sioux Falls, SD BAH rates 2026
In Sioux Falls, SD, 2026 BAH runs from $1,107 a month (E-1 without dependents) to $2,544 (O-7 and above with dependents). An E-5 with dependents gets $1,554 a month, not taxed.
Sioux Falls, SD · E-5 · with dependents
$1,554 a month
$18,648 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,428 | $1,107 |
| E-2 | $1,428 | $1,107 |
| E-3 | $1,428 | $1,107 |
| E-4 | $1,428 | $1,107 |
| E-5 | $1,554 | $1,224 |
| E-6 | $2,025 | $1,518 |
| E-7 | $2,055 | $1,542 |
| E-8 | $2,085 | $1,653 |
| E-9 | $2,169 | $1,791 |
| W-1 | $2,046 | $1,536 |
| W-2 | $2,067 | $1,650 |
| W-3 | $2,109 | $1,809 |
| W-4 | $2,193 | $2,028 |
| W-5 | $2,307 | $2,061 |
| O-1E | $2,058 | $1,551 |
| O-2E | $2,100 | $1,758 |
| O-3E | $2,211 | $2,019 |
| O-1 | $1,617 | $1,296 |
| O-2 | $2,022 | $1,545 |
| O-3 | $2,106 | $1,854 |
| O-4 | $2,340 | $2,046 |
| O-5 | $2,511 | $2,064 |
| O-6 | $2,529 | $2,085 |
| O-7 and above | $2,544 | $2,118 |
What is take-home pay with BAH in Sioux Falls, SD?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. South Dakota has no income tax on wages, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,107.00 | $1,428.00 | $1,854.00 | $2,106.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $4,563.73 | $5,041.04 | $8,112.04 | $8,729.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Sioux Falls, SD?
DTMO’s 2026 list maps 33 ZIP codes to this housing area (SD265). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
57003, 57005, 57013, 57018, 57020, 57022, 57027, 57030, 57032, 57033, 57034, 57035, 57039, 57041, 57055, 57064, 57068, 57077, 57101, 57103, 57104, 57105, 57106, 57107, 57108, 57109, 57110, 57117, 57118, 57186, 57193, 57197, 57198
How does Sioux Falls, SD BAH compare?
For an E-5 with dependents, Sioux Falls, SD pays $1,554 a month: number 272 of 338 housing areas, and $507 below the middle of all areas ($2,061). Other housing areas in South Dakota:
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- South Dakota minimum wage The South Dakota minimum wage for 2026 and 2027, with full-time pay.
- South Dakota paycheck calculator Take-home pay for a civilian job in South Dakota, after federal and state tax.
Questions about BAH in Sioux Falls, SD
What is E-5 BAH in Sioux Falls, SD for 2026?
$1,554 a month with dependents and $1,224 without ($18,648 and $14,688 a year). That ranks 272 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Sioux Falls, SD?
An O-3 gets $2,106 a month with dependents and $1,854 without in 2026. A W-2 gets $2,067 and $1,650.
How much BAH does an E-1 get in Sioux Falls, SD?
$1,428 a month with dependents and $1,107 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Sioux Falls, SD BAH rates?
33 ZIP codes in DTMO’s 2026 list map to this housing area (SD265): 57003, 57005, 57013, 57018, 57020 and 28 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Sioux Falls, SD taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,066.35 a month here with allowances and takes home about $4,563.73. South Dakota has no income tax on wages, so no state tax comes off.
When will Sioux Falls, SD BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.