United States · BAH 2026 · Virginia

Hampton/Newport News, VA BAH rates 2026

In Hampton/Newport News, VA, 2026 BAH runs from $1,599 a month (E-1 without dependents) to $3,144 (O-7 and above with dependents). An E-5 with dependents gets $2,274 a month, not taxed.

Dependents

Housing area VA297. O-8 to O-10 are paid the O-7 rate.

Hampton/Newport News, VA · E-5 · with dependents

$2,274 a month

$27,288 a year, not taxed.

Hampton/Newport News, VA: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $2,082 $1,599
E-2 $2,082 $1,599
E-3 $2,082 $1,599
E-4 $2,082 $1,599
E-5 $2,274 $1,779
E-6 $2,421 $1,905
E-7 $2,439 $2,088
E-8 $2,457 $2,310
E-9 $2,571 $2,343
W-1 $2,436 $2,022
W-2 $2,445 $2,307
W-3 $2,478 $2,349
W-4 $2,610 $2,415
W-5 $2,778 $2,439
O-1E $2,442 $2,271
O-2E $2,466 $2,334
O-3E $2,637 $2,409
O-1 $2,301 $1,884
O-2 $2,418 $2,214
O-3 $2,475 $2,361
O-4 $2,835 $2,427
O-5 $3,099 $2,442
O-6 $3,123 $2,451
O-7 and above $3,144 $2,493

What is take-home pay with BAH in Hampton/Newport News, VA?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Virginia is your state of legal residence: Virginia subtracts up to $15,000 of basic pay (less above $15,000) and taxes the rest.

Take-home pay examples in Hampton/Newport News, VA, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,599.00$2,082.00$2,361.00$2,475.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$132.40−$86.01−$356.66−$310.28
Take-home a month$4,923.33$5,609.03$8,262.38$8,788.53

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Hampton/Newport News, VA?

DTMO’s 2026 list maps 69 ZIP codes to this housing area (VA297). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 69 ZIP codes

230xx: 23001, 23003, 23018, 23021, 23025, 23035, 23045, 23050, 23056, 23061, 23062, 23064, 23066, 23068, 23072, 23076, 23081, 23090

231xx: 23107, 23109, 23119, 23125, 23127, 23128, 23130, 23131, 23138, 23154, 23155, 23163, 23168, 23178, 23183, 23184, 23185, 23186, 23187, 23188, 23190

236xx: 23601, 23602, 23603, 23604, 23605, 23606, 23607, 23608, 23609, 23612, 23628, 23630, 23651, 23661, 23662, 23663, 23664, 23665, 23666, 23667, 23668, 23669, 23670, 23681, 23690, 23691, 23692, 23693, 23694, 23696

How does Hampton/Newport News, VA BAH compare?

For an E-5 with dependents, Hampton/Newport News, VA pays $2,274 a month: number 129 of 338 housing areas, and $213 above the middle of all areas ($2,061). Other housing areas in Virginia:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Hampton/Newport News, VA

What is E-5 BAH in Hampton/Newport News, VA for 2026?

$2,274 a month with dependents and $1,779 without ($27,288 and $21,348 a year). That ranks 129 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Hampton/Newport News, VA?

An O-3 gets $2,475 a month with dependents and $2,361 without in 2026. A W-2 gets $2,445 and $2,307.

How much BAH does an E-1 get in Hampton/Newport News, VA?

$2,082 a month with dependents and $1,599 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Hampton/Newport News, VA BAH rates?

69 ZIP codes in DTMO’s 2026 list map to this housing area (VA297): 23001, 23003, 23018, 23021, 23025 and 64 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Hampton/Newport News, VA taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,558.35 a month here with allowances and takes home about $4,923.33. These assume Virginia is your state of legal residence: Virginia subtracts up to $15,000 of basic pay (less above $15,000) and taxes the rest.

When will Hampton/Newport News, VA BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.