United States · BAH 2026 · County cost groups
County Cost Group 780 BAH rates 2026
In County Cost Group 780 (860 ZIP codes), 2026 BAH runs from $1,341 a month (E-1 without dependents) to $2,847 (O-7 and above with dependents). An E-5 with dependents gets $1,815 a month, not taxed.
County Cost Group 780 · E-5 · with dependents
$1,815 a month
$21,780 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,689 | $1,341 |
| E-2 | $1,689 | $1,341 |
| E-3 | $1,689 | $1,341 |
| E-4 | $1,689 | $1,341 |
| E-5 | $1,815 | $1,476 |
| E-6 | $2,130 | $1,596 |
| E-7 | $2,208 | $1,692 |
| E-8 | $2,292 | $1,884 |
| E-9 | $2,424 | $1,971 |
| W-1 | $2,148 | $1,656 |
| W-2 | $2,244 | $1,881 |
| W-3 | $2,349 | $1,983 |
| W-4 | $2,451 | $2,142 |
| W-5 | $2,577 | $2,226 |
| O-1E | $2,220 | $1,812 |
| O-2E | $2,331 | $1,950 |
| O-3E | $2,469 | $2,121 |
| O-1 | $1,860 | $1,560 |
| O-2 | $2,127 | $1,776 |
| O-3 | $2,346 | $2,013 |
| O-4 | $2,613 | $2,205 |
| O-5 | $2,808 | $2,250 |
| O-6 | $2,829 | $2,328 |
| O-7 and above | $2,847 | $2,367 |
What is take-home pay with BAH in County Cost Group 780?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,341.00 | $1,689.00 | $2,013.00 | $2,346.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,797.73 | $5,302.04 | $8,271.04 | $8,969.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 780?
DTMO’s 2026 list maps 860 ZIP codes to this county cost group (ZZ780). BAH is set by the ZIP code of your duty station.
Show all 860 ZIP codes
035xx: 03570, 03575, 03576, 03579, 03581, 03582, 03583, 03584, 03588, 03589, 03590, 03592, 03593, 03595, 03597, 03598
044xx: 04471, 04478, 04497
047xx: 04730, 04732, 04733, 04734, 04735, 04736, 04737, 04738, 04739, 04740, 04741, 04742, 04743, 04744, 04745, 04746, 04747, 04750, 04751, 04756, 04757, 04758, 04760, 04761, 04762, 04763, 04764, 04766, 04768, 04769, 04772, 04773, 04774, 04775, 04776, 04779, 04780, 04781, 04783, 04785, 04786, 04787
049xx: 04911, 04912, 04920, 04923, 04924, 04925, 04929, 04937, 04942, 04943, 04944, 04945, 04950, 04954, 04957, 04958, 04961, 04965, 04967, 04971, 04975, 04976, 04978, 04979, 04985
150xx: 15012
154xx: 15401, 15410, 15413, 15415, 15416, 15417, 15420, 15421, 15422, 15425, 15428, 15430, 15431, 15433, 15435, 15436, 15437, 15438, 15439, 15440, 15442, 15443, 15444, 15445, 15446, 15447, 15449, 15450, 15451, 15454, 15455, 15456, 15458, 15459, 15460, 15461, 15462, 15463, 15464, 15465, 15466, 15467, 15468, 15469, 15470, 15472, 15473, 15474, 15475, 15476, 15478, 15480, 15482, 15484, 15486, 15488, 15489, 15490, 15492
156xx: 15631
184xx: 18419, 18446
186xx: 18615, 18623, 18625, 18629, 18636, 18657
217xx: 21711, 21713, 21715, 21720, 21721, 21722, 21733, 21734, 21740, 21741, 21742, 21746, 21747, 21749, 21750, 21756, 21767, 21779, 21781, 21782, 21783, 21795
224xx: 22432, 22435, 22442, 22443, 22456, 22469, 22473, 22488
225xx: 22511, 22520, 22524, 22529, 22530, 22539, 22558, 22577, 22579, 22581
230xx: 23023, 23031, 23032, 23043, 23070, 23071, 23079, 23085, 23091, 23092
231xx: 23108, 23110, 23126, 23148, 23149, 23156, 23161, 23169, 23175, 23176, 23177, 23180
270xx: 27006, 27011, 27013, 27014, 27016, 27018, 27019, 27020, 27021, 27022, 27028, 27042, 27043, 27046, 27052, 27054, 27055
280xx: 28023, 28039, 28041, 28071, 28072, 28088
281xx: 28125, 28138, 28144, 28145, 28146, 28147, 28159
284xx: 28421, 28425, 28435, 28443, 28454, 28457, 28478
286xx: 28642
290xx: 29015, 29030, 29065
291xx: 29129, 29130, 29132, 29135, 29138, 29166, 29180
298xx: 29824, 29832, 29847
304xx: 30426, 30441, 30456
308xx: 30806, 30808, 30816, 30824, 30830
310xx: 31017, 31020, 31032, 31033, 31044, 31050, 31066, 31078
313xx: 31304, 31305, 31319, 31327, 31331
315xx: 31542, 31543, 31553, 31566
320xx: 32013, 32024, 32025, 32038, 32055, 32056, 32061, 32066
334xx: 33440
338xx: 33825, 33826, 33852, 33857, 33862, 33870, 33871, 33872, 33875, 33876
339xx: 33930, 33935, 33960, 33975
342xx: 34265, 34266, 34267, 34268, 34269
349xx: 34972, 34973, 34974
350xx: 35013, 35031, 35034, 35035, 35042, 35049, 35074, 35079, 35097
351xx: 35121, 35133, 35184, 35188
367xx: 36792, 36793
383xx: 38301, 38302, 38303, 38305, 38308, 38313, 38314, 38332, 38340, 38347, 38352, 38356, 38362, 38366, 38378, 38391, 38392
400xx: 40007, 40011, 40019, 40036, 40046, 40047, 40050, 40055, 40057, 40058, 40068, 40070, 40071, 40075
401xx: 40109, 40110, 40129, 40150, 40165, 40166
453xx: 45308, 45312, 45317, 45318, 45326, 45337, 45339, 45356, 45359, 45361, 45371, 45373, 45374, 45383
463xx: 46301, 46302, 46303, 46304, 46307, 46308, 46311, 46312, 46319, 46320, 46321, 46322, 46323, 46324, 46325, 46327, 46341, 46342, 46347, 46349, 46355, 46356, 46368, 46372, 46373, 46375, 46376, 46377, 46379, 46381, 46383, 46384, 46385, 46393, 46394
464xx: 46401, 46402, 46403, 46404, 46405, 46406, 46407, 46408, 46409, 46410, 46411
471xx: 47107, 47110, 47112, 47114, 47115, 47117, 47135, 47136, 47142, 47160, 47161, 47164, 47166
479xx: 47922, 47948, 47951, 47963, 47964
530xx: 53002, 53004, 53012, 53014, 53017, 53021, 53022, 53024, 53027, 53033, 53037, 53040, 53060, 53061, 53062, 53074, 53076, 53080, 53086, 53088, 53090, 53092, 53095, 53097
541xx: 54106, 54110, 54113, 54123, 54129, 54130, 54131, 54136, 54140, 54152, 54160, 54165, 54169, 54170
549xx: 54911, 54912, 54913, 54914, 54915, 54919, 54922, 54931, 54942, 54944
560xx: 56001, 56002, 56003, 56010, 56021, 56024, 56034, 56037, 56054, 56055, 56063, 56065, 56074, 56078, 56080, 56082, 56090
577xx: 57722, 57730, 57738, 57744, 57773
585xx: 58530
590xx: 59003, 59004, 59012, 59039, 59043, 59083
592xx: 59211, 59219, 59242, 59247, 59252, 59254, 59256, 59257, 59258, 59275
593xx: 59312, 59323, 59327, 59333, 59347
594xx: 59416, 59425, 59432, 59435, 59444, 59448, 59454, 59456, 59466, 59474, 59482, 59484, 59486
595xx: 59501, 59521, 59525, 59528, 59530, 59532, 59540
599xx: 59917, 59918, 59923, 59930, 59933, 59934, 59935
617xx: 61701, 61702, 61704, 61705, 61709, 61710, 61720, 61722, 61724, 61725, 61726, 61728, 61730, 61731, 61732, 61736, 61737, 61744, 61745, 61748, 61752, 61753, 61754, 61758, 61761, 61770, 61772, 61774, 61776, 61790, 61791, 61799
660xx: 66006, 66025, 66044, 66045, 66046, 66047, 66049, 66050
730xx: 73010, 73027, 73028, 73031, 73044, 73050, 73056, 73058, 73063, 73065, 73073, 73080, 73093, 73095
748xx: 74831
760xx: 76023, 76071, 76073, 76078
762xx: 76225, 76234, 76246, 76267
764xx: 76401, 76402, 76426, 76431, 76433, 76446, 76461, 76465
766xx: 76629
774xx: 77426
778xx: 77833, 77834, 77835, 77836, 77837, 77838, 77852, 77856, 77859, 77863, 77867, 77870, 77878, 77879, 77880, 77882
793xx: 79322, 79343, 79357
810xx: 81001, 81002, 81003, 81004, 81005, 81006, 81007, 81008, 81009, 81010, 81011, 81012, 81019, 81022, 81023, 81025, 81033, 81034, 81062, 81063, 81069, 81076
812xx: 81220
814xx: 81401, 81402, 81403, 81411, 81422, 81424, 81425, 81429, 81431
822xx: 82222, 82225, 82227, 82242
832xx: 83201, 83202, 83204, 83205, 83206, 83209, 83214, 83234, 83245, 83246, 83250, 83281
833xx: 83325, 83335, 83338
836xx: 83611, 83615, 83635, 83638, 83677
838xx: 83843, 83844
859xx: 85901, 85902, 85911, 85912, 85923, 85926, 85928, 85929, 85933, 85934, 85935, 85937, 85939, 85941, 85942
860xx: 86025, 86029, 86030, 86031, 86032, 86033, 86034, 86039, 86042, 86043, 86047, 86054
865xx: 86510, 86520
881xx: 88114
882xx: 88213, 88231, 88240, 88241, 88242, 88244, 88252, 88260, 88262, 88264, 88265, 88267
893xx: 89310
898xx: 89820
959xx: 95912, 95932, 95950, 95955, 95970, 95979, 95987
977xx: 97711, 97730, 97734, 97741, 97760, 97761
983xx: 98336, 98355, 98356, 98361, 98377
985xx: 98520, 98522, 98526, 98531, 98532, 98533, 98535, 98536, 98537, 98538, 98539, 98541, 98542, 98544, 98547, 98550, 98552, 98557, 98559, 98562, 98563, 98564, 98565, 98566, 98568, 98569, 98570, 98571, 98572, 98575, 98582, 98583, 98585, 98587, 98591, 98593, 98595, 98596
986xx: 98602, 98605, 98613, 98617, 98619, 98620, 98623, 98628, 98635, 98650, 98670, 98672, 98673
990xx: 99017, 99033
991xx: 99102, 99104, 99111, 99113, 99125, 99128, 99130, 99136, 99143, 99149, 99158, 99161, 99163, 99164, 99170, 99171, 99174, 99176, 99179
993xx: 99322, 99333, 99356
How does County Cost Group 780 BAH compare?
For an E-5 with dependents, County Cost Group 780 pays $1,815 a month: number 217 of 338 housing areas, and $246 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 580 E-5 with dependents $1,380
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 780
What is E-5 BAH in County Cost Group 780 for 2026?
$1,815 a month with dependents and $1,476 without ($21,780 and $17,712 a year). That ranks 217 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 780?
An O-3 gets $2,346 a month with dependents and $2,013 without in 2026. A W-2 gets $2,244 and $1,881.
How much BAH does an E-1 get in County Cost Group 780?
$1,689 a month with dependents and $1,341 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 780 BAH rates?
860 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ780): 03570, 03575, 03576, 03579, 03581 and 855 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 780 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,300.35 a month here with allowances and takes home about $4,797.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 780 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.