United States · BAH 2026 · California
Santa Clara County, CA BAH rates 2026
In Santa Clara County, CA, 2026 BAH runs from $3,318 a month (E-1 without dependents) to $6,441 (O-7 and above with dependents). An E-5 with dependents gets $4,659 a month, not taxed.
Santa Clara County, CA · E-5 · with dependents
$4,659 a month
$55,908 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $4,356 | $3,318 |
| E-2 | $4,356 | $3,318 |
| E-3 | $4,356 | $3,318 |
| E-4 | $4,356 | $3,318 |
| E-5 | $4,659 | $3,798 |
| E-6 | $4,977 | $4,086 |
| E-7 | $5,058 | $4,368 |
| E-8 | $5,145 | $4,728 |
| E-9 | $5,382 | $4,815 |
| W-1 | $4,998 | $4,257 |
| W-2 | $5,094 | $4,725 |
| W-3 | $5,202 | $4,830 |
| W-4 | $5,448 | $4,992 |
| W-5 | $5,751 | $5,076 |
| O-1E | $5,070 | $4,656 |
| O-2E | $5,184 | $4,797 |
| O-3E | $5,496 | $4,971 |
| O-1 | $4,704 | $4,053 |
| O-2 | $4,974 | $4,560 |
| O-3 | $5,199 | $4,860 |
| O-4 | $5,856 | $5,055 |
| O-5 | $6,333 | $5,100 |
| O-6 | $6,387 | $5,178 |
| O-7 and above | $6,441 | $5,274 |
What is take-home pay with BAH in Santa Clara County, CA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume California is your state of legal residence. California taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $3,318.00 | $4,356.00 | $4,860.00 | $5,199.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | −$51.65 | −$4.55 | −$320.83 | −$120.02 |
| Take-home a month | $6,723.07 | $7,964.49 | $10,797.21 | $11,702.79 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Santa Clara County, CA?
DTMO’s 2026 list maps 123 ZIP codes to this housing area (CA044). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
Show all 123 ZIP codes
940xx: 94002, 94020, 94021, 94022, 94023, 94024, 94025, 94027, 94028, 94035, 94039, 94040, 94041, 94042, 94043, 94060, 94061, 94062, 94063, 94064, 94065, 94070, 94074, 94085, 94086, 94087, 94088, 94089
943xx: 94301, 94302, 94303, 94304, 94305, 94306, 94309
950xx: 95002, 95008, 95009, 95011, 95013, 95014, 95015, 95020, 95021, 95026, 95030, 95031, 95032, 95033, 95035, 95036, 95037, 95038, 95042, 95044, 95046, 95050, 95051, 95052, 95053, 95054, 95055, 95056, 95070, 95071
951xx: 95101, 95103, 95106, 95108, 95109, 95110, 95111, 95112, 95113, 95115, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95138, 95139, 95140, 95141, 95148, 95150, 95151, 95152, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95170, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196
How does Santa Clara County, CA BAH compare?
For an E-5 with dependents, Santa Clara County, CA pays $4,659 a month: number 5 of 338 housing areas, and $2,598 above the middle of all areas ($2,061). Other housing areas in California:
- Barstow/Fort Irwin, CA E-5 with dependents $2,001
- Beale AFB, CA E-5 with dependents $2,967
- Bridgeport, CA E-5 with dependents $2,085
- Camp Pendleton, CA E-5 with dependents $3,963
- China Lake, CA E-5 with dependents $1,563
- Edwards AFB/Palmdale, CA E-5 with dependents $2,658
- El Centro, CA E-5 with dependents $1,986
- Fresno, CA E-5 with dependents $2,439
- Humboldt County, CA E-5 with dependents $1,827
- Lemoore NAS, CA E-5 with dependents $2,139
- Los Angeles, CA E-5 with dependents $3,882
- Marin/Sonoma, CA E-5 with dependents $3,303
- Monterey, CA E-5 with dependents $3,465
- Oakland, CA E-5 with dependents $3,759
- Riverside, CA E-5 with dependents $3,351
- Sacramento, CA E-5 with dependents $2,904
- San Bernardino, CA E-5 with dependents $3,288
- San Diego, CA E-5 with dependents $3,975
- San Francisco, CA E-5 with dependents $5,127
- San Luis Obispo, CA E-5 with dependents $3,198
- Stockton, CA E-5 with dependents $2,553
- Twenty Nine Palms MCB, CA E-5 with dependents $1,980
- Vallejo/Travis AFB, CA E-5 with dependents $3,369
- Vandenberg SFB, CA E-5 with dependents $3,333
- Ventura, CA E-5 with dependents $3,537
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- California minimum wage The California minimum wage for 2026 and 2027, with full-time pay.
- California paycheck calculator Take-home pay for a civilian job in California, after federal and state tax.
Questions about BAH in Santa Clara County, CA
What is E-5 BAH in Santa Clara County, CA for 2026?
$4,659 a month with dependents and $3,798 without ($55,908 and $45,576 a year). That ranks 5 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Santa Clara County, CA?
An O-3 gets $5,199 a month with dependents and $4,860 without in 2026. A W-2 gets $5,094 and $4,725.
How much BAH does an E-1 get in Santa Clara County, CA?
$4,356 a month with dependents and $3,318 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Santa Clara County, CA BAH rates?
123 ZIP codes in DTMO’s 2026 list map to this housing area (CA044): 94002, 94020, 94021, 94022, 94023 and 118 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Santa Clara County, CA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $7,277.35 a month here with allowances and takes home about $6,723.07. These assume California is your state of legal residence. California taxes a resident’s military pay while stationed in the state, so state tax comes off basic pay here.
When will Santa Clara County, CA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.