United States · BAH 2026 · Washington
Whidbey Island, WA BAH rates 2026
In Whidbey Island, WA, 2026 BAH runs from $1,839 a month (E-1 without dependents) to $3,453 (O-7 and above with dependents). An E-5 with dependents gets $2,073 a month, not taxed.
Whidbey Island, WA · E-5 · with dependents
$2,073 a month
$24,876 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,013 | $1,839 |
| E-2 | $2,013 | $1,839 |
| E-3 | $2,013 | $1,839 |
| E-4 | $2,013 | $1,839 |
| E-5 | $2,073 | $1,905 |
| E-6 | $2,745 | $2,058 |
| E-7 | $2,877 | $2,157 |
| E-8 | $3,018 | $2,265 |
| E-9 | $3,159 | $2,412 |
| W-1 | $2,766 | $2,076 |
| W-2 | $2,934 | $2,208 |
| W-3 | $3,111 | $2,436 |
| W-4 | $3,174 | $2,772 |
| W-5 | $3,258 | $2,910 |
| O-1E | $2,901 | $2,175 |
| O-2E | $3,084 | $2,367 |
| O-3E | $3,189 | $2,739 |
| O-1 | $2,157 | $1,950 |
| O-2 | $2,736 | $2,160 |
| O-3 | $3,105 | $2,499 |
| O-4 | $3,279 | $2,880 |
| O-5 | $3,402 | $2,958 |
| O-6 | $3,429 | $3,090 |
| O-7 and above | $3,453 | $3,144 |
What is take-home pay with BAH in Whidbey Island, WA?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. Washington has no income tax on wages, so no state tax comes off.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,839.00 | $2,013.00 | $2,499.00 | $3,105.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | none | none | none | none |
| Take-home a month | $5,295.73 | $5,626.04 | $8,757.04 | $9,728.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in Whidbey Island, WA?
DTMO’s 2026 list maps 23 ZIP codes to this housing area (WA312). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.
98221, 98222, 98232, 98233, 98235, 98236, 98237, 98238, 98239, 98249, 98253, 98255, 98257, 98260, 98263, 98267, 98273, 98274, 98277, 98278, 98282, 98283, 98284
How does Whidbey Island, WA BAH compare?
For an E-5 with dependents, Whidbey Island, WA pays $2,073 a month: number 165 of 338 housing areas, and $12 above the middle of all areas ($2,061). Other housing areas in Washington:
- Bremerton, WA E-5 with dependents $2,364
- Everett, WA E-5 with dependents $2,748
- Port Angeles, WA E-5 with dependents $2,436
- Seattle, WA E-5 with dependents $3,135
- Spokane, WA E-5 with dependents $2,184
- Tacoma, WA E-5 with dependents $2,556
- Yakima, WA E-5 with dependents $1,923
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
- Washington minimum wage The Washington minimum wage for 2026 and 2027, with full-time pay.
- Washington paycheck calculator Take-home pay for a civilian job in Washington, after federal and state tax.
Questions about BAH in Whidbey Island, WA
What is E-5 BAH in Whidbey Island, WA for 2026?
$2,073 a month with dependents and $1,905 without ($24,876 and $22,860 a year). That ranks 165 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in Whidbey Island, WA?
An O-3 gets $3,105 a month with dependents and $2,499 without in 2026. A W-2 gets $2,934 and $2,208.
How much BAH does an E-1 get in Whidbey Island, WA?
$2,013 a month with dependents and $1,839 without. E-1 to E-4 get the same rates here.
Which ZIP codes use Whidbey Island, WA BAH rates?
23 ZIP codes in DTMO’s 2026 list map to this housing area (WA312): 98221, 98222, 98232, 98233, 98235 and 18 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in Whidbey Island, WA taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,798.35 a month here with allowances and takes home about $5,295.73. Washington has no income tax on wages, so no state tax comes off.
When will Whidbey Island, WA BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.