United States · BAH 2026 · Utah

Salt Lake City, UT BAH rates 2026

In Salt Lake City, UT, 2026 BAH runs from $1,536 a month (E-1 without dependents) to $3,141 (O-7 and above with dependents). An E-5 with dependents gets $2,130 a month, not taxed.

Dependents

Housing area UT292. O-8 to O-10 are paid the O-7 rate.

Salt Lake City, UT · E-5 · with dependents

$2,130 a month

$25,560 a year, not taxed.

Salt Lake City, UT: monthly BAH by grade, 2026
Grade With dependents Without dependents
E-1 $1,944 $1,536
E-2 $1,944 $1,536
E-3 $1,944 $1,536
E-4 $1,944 $1,536
E-5 $2,130 $1,671
E-6 $2,358 $1,773
E-7 $2,496 $1,950
E-8 $2,649 $2,181
E-9 $2,802 $2,241
W-1 $2,376 $1,887
W-2 $2,559 $2,178
W-3 $2,748 $2,250
W-4 $2,823 $2,385
W-5 $2,922 $2,529
O-1E $2,523 $2,127
O-2E $2,718 $2,226
O-3E $2,838 $2,349
O-1 $2,166 $1,752
O-2 $2,355 $2,070
O-3 $2,742 $2,271
O-4 $2,946 $2,502
O-5 $3,096 $2,586
O-6 $3,120 $2,727
O-7 and above $3,141 $2,772

What is take-home pay with BAH in Salt Lake City, UT?

Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. These assume Utah is your state of legal residence: Utah taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

Take-home pay examples in Salt Lake City, UT, a month
E-4, over 3 years, no dependents (single)E-4, over 3 years, with dependents (married)O-3, over 4 years, no dependents (single)O-3, over 4 years, with dependents (married)
Basic pay$3,482.40$3,482.40$7,382.70$7,382.70
BAH$1,536.00$1,944.00$2,271.00$2,742.00
BAS$476.95$476.95$328.48$328.48
Federal tax, Social Security and Medicare−$502.62−$346.31−$1,453.14−$1,087.37
State income tax−$100.01none−$324.27−$224.04
Take-home a month$4,892.72$5,557.04$8,204.77$9,141.77

Change the rank, years of service or state in the military pay calculator.

Which ZIP codes are in Salt Lake City, UT?

DTMO’s 2026 list maps 75 ZIP codes to this housing area (UT292). BAH is set by the ZIP code of your duty station. The area name is DTMO’s own.

Show all 75 ZIP codes

840xx: 84006, 84009, 84010, 84014, 84020, 84029, 84044, 84047, 84054, 84065, 84070, 84074, 84081, 84084, 84087, 84088, 84090, 84091, 84092, 84093, 84094, 84095, 84096

841xx: 84101, 84102, 84103, 84104, 84105, 84106, 84107, 84108, 84109, 84110, 84111, 84112, 84113, 84114, 84115, 84116, 84117, 84118, 84119, 84120, 84121, 84122, 84123, 84124, 84125, 84126, 84127, 84128, 84129, 84130, 84131, 84132, 84133, 84134, 84138, 84139, 84143, 84145, 84147, 84148, 84150, 84151, 84152, 84157, 84158, 84165, 84170, 84171, 84180, 84184, 84190, 84199

How does Salt Lake City, UT BAH compare?

For an E-5 with dependents, Salt Lake City, UT pays $2,130 a month: number 154 of 338 housing areas, and $69 above the middle of all areas ($2,061). Other housing areas in Utah:

Every housing area: BAH rates by location.

What does this leave out?

  • BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
  • Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
  • In the take-home examples: local taxes and changes during the year.

What else can I work out?

Questions about BAH in Salt Lake City, UT

What is E-5 BAH in Salt Lake City, UT for 2026?

$2,130 a month with dependents and $1,671 without ($25,560 and $20,052 a year). That ranks 154 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.

What is O-3 BAH in Salt Lake City, UT?

An O-3 gets $2,742 a month with dependents and $2,271 without in 2026. A W-2 gets $2,559 and $2,178.

How much BAH does an E-1 get in Salt Lake City, UT?

$1,944 a month with dependents and $1,536 without. E-1 to E-4 get the same rates here.

Which ZIP codes use Salt Lake City, UT BAH rates?

75 ZIP codes in DTMO’s 2026 list map to this housing area (UT292): 84006, 84009, 84010, 84014, 84020 and 70 more. BAH follows the ZIP code of your duty station, not where you live.

Is BAH in Salt Lake City, UT taxed?

No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $5,495.35 a month here with allowances and takes home about $4,892.72. These assume Utah is your state of legal residence: Utah taxes a resident’s basic pay in full. If your legal residence is another state, its rule applies instead.

When will Salt Lake City, UT BAH change?

The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.