United States · BAH 2026 · County cost groups
County Cost Group 580 BAH rates 2026
In County Cost Group 580 (704 ZIP codes), 2026 BAH runs from $1,032 a month (E-1 without dependents) to $2,280 (O-7 and above with dependents). An E-5 with dependents gets $1,380 a month, not taxed.
County Cost Group 580 · E-5 · with dependents
$1,380 a month
$16,560 a year, not taxed.
| Grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,278 | $1,032 |
| E-2 | $1,278 | $1,032 |
| E-3 | $1,278 | $1,032 |
| E-4 | $1,278 | $1,032 |
| E-5 | $1,380 | $1,119 |
| E-6 | $1,680 | $1,257 |
| E-7 | $1,749 | $1,311 |
| E-8 | $1,821 | $1,446 |
| E-9 | $1,932 | $1,527 |
| W-1 | $1,698 | $1,275 |
| W-2 | $1,779 | $1,443 |
| W-3 | $1,872 | $1,539 |
| W-4 | $1,953 | $1,689 |
| W-5 | $2,061 | $1,764 |
| O-1E | $1,758 | $1,377 |
| O-2E | $1,857 | $1,509 |
| O-3E | $1,971 | $1,671 |
| O-1 | $1,425 | $1,173 |
| O-2 | $1,677 | $1,353 |
| O-3 | $1,869 | $1,569 |
| O-4 | $2,091 | $1,743 |
| O-5 | $2,253 | $1,782 |
| O-6 | $2,268 | $1,848 |
| O-7 and above | $2,280 | $1,878 |
What is take-home pay with BAH in County Cost Group 580?
Monthly pay for four people stationed here in 2026. BAH and BAS are not taxed; federal income tax, Social Security and Medicare come off basic pay. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
| E-4, over 3 years, no dependents (single) | E-4, over 3 years, with dependents (married) | O-3, over 4 years, no dependents (single) | O-3, over 4 years, with dependents (married) | |
|---|---|---|---|---|
| Basic pay | $3,482.40 | $3,482.40 | $7,382.70 | $7,382.70 |
| BAH | $1,032.00 | $1,278.00 | $1,569.00 | $1,869.00 |
| BAS | $476.95 | $476.95 | $328.48 | $328.48 |
| Federal tax, Social Security and Medicare | −$502.62 | −$346.31 | −$1,453.14 | −$1,087.37 |
| State income tax | not included | not included | not included | not included |
| Take-home a month | $4,488.73 | $4,891.04 | $7,827.04 | $8,492.81 |
Change the rank, years of service or state in the military pay calculator.
Which ZIP codes are in County Cost Group 580?
DTMO’s 2026 list maps 704 ZIP codes to this county cost group (ZZ580). BAH is set by the ZIP code of your duty station.
Show all 704 ZIP codes
239xx: 23923, 23934, 23937, 23947, 23959, 23962, 23963, 23964, 23967, 23976
242xx: 24215, 24216, 24219, 24230, 24246, 24273, 24279, 24283, 24292, 24293
243xx: 24311, 24319, 24326, 24330, 24348, 24354, 24363, 24370, 24375, 24378
262xx: 26224, 26230, 26241, 26253, 26254, 26257, 26259, 26260, 26263, 26267, 26268, 26269, 26270, 26271, 26273, 26276, 26278, 26280, 26282, 26283, 26285, 26287, 26289, 26292, 26293, 26294, 26296
275xx: 27536, 27537, 27544, 27553, 27556, 27584
278xx: 27888
279xx: 27928, 27962, 27970
283xx: 28320, 28325, 28332, 28337, 28341, 28349, 28392, 28398, 28399
284xx: 28433, 28434, 28448, 28453, 28458, 28464, 28466
285xx: 28508, 28518, 28521, 28538, 28554, 28580
304xx: 30411, 30428, 30457
316xx: 31624, 31642, 31650
377xx: 37714, 37729, 37757, 37762, 37766
378xx: 37819, 37847
382xx: 38201, 38220, 38235, 38258
383xx: 38317, 38318, 38321, 38324, 38342, 38344, 38348, 38387, 38390
390xx: 39039, 39040, 39088
391xx: 39162, 39173, 39179, 39194
395xx: 39561, 39573, 39577
403xx: 40313, 40317, 40319, 40351
435xx: 43501, 43505, 43506, 43517, 43518, 43531, 43543, 43554, 43557, 43570
439xx: 43920, 43945, 43962, 43968
444xx: 44408, 44413, 44415, 44423, 44427, 44431, 44432, 44441, 44445, 44455, 44460, 44490, 44492, 44493
446xx: 44625, 44634, 44665
456xx: 45622, 45634, 45651, 45654, 45672, 45695, 45698
471xx: 47108, 47120, 47125, 47165, 47167
484xx: 48413, 48432, 48441, 48445, 48467, 48468, 48470, 48475
487xx: 48720, 48725, 48731, 48754, 48755, 48759
496xx: 49632, 49651, 49657, 49667
498xx: 49853, 49868
500xx: 50025, 50042, 50076
501xx: 50110, 50117
510xx: 51010, 51034, 51040, 51051, 51060, 51063
515xx: 51523, 51543, 51558, 51572
522xx: 52206, 52208, 52209, 52229, 52249, 52257
523xx: 52313, 52315, 52318, 52332, 52345, 52346, 52349, 52351, 52354
538xx: 53821, 53826
544xx: 54459
545xx: 54513, 54515, 54524, 54537, 54552, 54555, 54556
546xx: 54626, 54628, 54631, 54645, 54654, 54655, 54657
562xx: 56210, 56211, 56225, 56227, 56240, 56276, 56278
567xx: 56720, 56728, 56729, 56731, 56732, 56733, 56734, 56735, 56740, 56755
573xx: 57321, 57323, 57337, 57349
574xx: 57401, 57402, 57424, 57426, 57427, 57429, 57432, 57433, 57434, 57436, 57437, 57439, 57440, 57441, 57445, 57446, 57449, 57456, 57457, 57460, 57461, 57465, 57469, 57474, 57476, 57477, 57479, 57481
575xx: 57521, 57531, 57543, 57547, 57559, 57562, 57577
577xx: 57750
580xx: 58001, 58008, 58009, 58015, 58016, 58018, 58030, 58035, 58041, 58045, 58046, 58053, 58056, 58057, 58058, 58061, 58074, 58075, 58076, 58077, 58081
582xx: 58218, 58219, 58223, 58230, 58240, 58257, 58274, 58277
583xx: 58301, 58317, 58321, 58324, 58325, 58327, 58330, 58331, 58338, 58339, 58345, 58356, 58362, 58363, 58365, 58374, 58377, 58382
584xx: 58401, 58402, 58405, 58413, 58415, 58420, 58424, 58426, 58431, 58433, 58436, 58439, 58441, 58454, 58455, 58456, 58458, 58460, 58466, 58467, 58472, 58474, 58476, 58483, 58490, 58495, 58496, 58497
585xx: 58529, 58533, 58562, 58564, 58569, 58581
586xx: 58623, 58627, 58639, 58645, 58649, 58651, 58653
614xx: 61415, 61417, 61423, 61427, 61431, 61432, 61433, 61435, 61441, 61447, 61453, 61459, 61462, 61473, 61477, 61478, 61482, 61484
615xx: 61501, 61519, 61520, 61524, 61531, 61542, 61543, 61544, 61553, 61563
619xx: 61910, 61911, 61913, 61919, 61930, 61941, 61942, 61953, 61956, 61957
620xx: 62083
622xx: 62214, 62238, 62263, 62268, 62271, 62274
624xx: 62401, 62411, 62414, 62422, 62424, 62426, 62431, 62438, 62443, 62444, 62445, 62461, 62462, 62463, 62465, 62467, 62473
625xx: 62510, 62517, 62531, 62534, 62540, 62546, 62547, 62550, 62553, 62555, 62556, 62557, 62565, 62567, 62568, 62570, 62571
628xx: 62803, 62808, 62820, 62821, 62827, 62831, 62832, 62834, 62835, 62844, 62848, 62861, 62862, 62869, 62876, 62877, 62887, 62888
629xx: 62997
634xx: 63401, 63454, 63461, 63463, 63471
638xx: 63821, 63829, 63837, 63847, 63852, 63855, 63857, 63863, 63875, 63876, 63880
639xx: 63933
644xx: 64423, 64428, 64431, 64432, 64433, 64434, 64445, 64455, 64457, 64461, 64468, 64475, 64476, 64479, 64487
647xx: 64755
648xx: 64801, 64802, 64803, 64804, 64830, 64833, 64834, 64835, 64836, 64840, 64841, 64842, 64844, 64849, 64850, 64853, 64855, 64857, 64858, 64859, 64862, 64864, 64865, 64866, 64867, 64870
652xx: 65239, 65243, 65244, 65257, 65259, 65260, 65270, 65278
654xx: 65441, 65446, 65449, 65453, 65456, 65463, 65470
655xx: 65535, 65536, 65543, 65565, 65567, 65586
656xx: 65632, 65634, 65668
657xx: 65722, 65724, 65732, 65735, 65774, 65779
660xx: 66002, 66016, 66023, 66041, 66058
670xx: 67035, 67068
671xx: 67111, 67112, 67118, 67142, 67159
678xx: 67849, 67854
689xx: 68924, 68945, 68959, 68982
691xx: 69152, 69167
707xx: 70721, 70740, 70757, 70764, 70765, 70772, 70776, 70780, 70788
716xx: 71630, 71631, 71639, 71647, 71651, 71654, 71662, 71666, 71670, 71671, 71674
720xx: 72027, 72030, 72044, 72051, 72063, 72067, 72080
721xx: 72107, 72110, 72127, 72130, 72131, 72156, 72157, 72179
723xx: 72324, 72347, 72373, 72379, 72387, 72396
724xx: 72482
725xx: 72512, 72513, 72517, 72519, 72521, 72523, 72525, 72528, 72529, 72530, 72532, 72533, 72536, 72540, 72542, 72543, 72545, 72546, 72555, 72556, 72560, 72561, 72565, 72566, 72567, 72569, 72573, 72577, 72581, 72584, 72585, 72587
726xx: 72657, 72663, 72679, 72680
728xx: 72801, 72802, 72811, 72812, 72823, 72826, 72835, 72837, 72843, 72847, 72851, 72855, 72856, 72858, 72863, 72865
729xx: 72927, 72943, 72951
735xx: 73544, 73550, 73571
738xx: 73832, 73840, 73843, 73858
758xx: 75835, 75844, 75847, 75849, 75851, 75858
792xx: 79226, 79237, 79240
How does County Cost Group 580 BAH compare?
For an E-5 with dependents, County Cost Group 580 pays $1,380 a month: number 313 of 338 housing areas, and $681 below the middle of all areas ($2,061). The other county cost groups:
- County Cost Group 510 E-5 with dependents $1,329
- County Cost Group 520 E-5 with dependents $1,332
- County Cost Group 530 E-5 with dependents $1,338
- County Cost Group 540 E-5 with dependents $1,344
- County Cost Group 550 E-5 with dependents $1,353
- County Cost Group 560 E-5 with dependents $1,362
- County Cost Group 570 E-5 with dependents $1,371
- County Cost Group 590 E-5 with dependents $1,392
- County Cost Group 600 E-5 with dependents $1,404
- County Cost Group 610 E-5 with dependents $1,410
- County Cost Group 620 E-5 with dependents $1,419
- County Cost Group 630 E-5 with dependents $1,425
- County Cost Group 640 E-5 with dependents $1,434
- County Cost Group 650 E-5 with dependents $1,443
- County Cost Group 660 E-5 with dependents $1,449
- County Cost Group 670 E-5 with dependents $1,461
- County Cost Group 680 E-5 with dependents $1,470
- County Cost Group 690 E-5 with dependents $1,482
- County Cost Group 700 E-5 with dependents $1,497
- County Cost Group 710 E-5 with dependents $1,515
- County Cost Group 720 E-5 with dependents $1,536
- County Cost Group 730 E-5 with dependents $1,557
- County Cost Group 740 E-5 with dependents $1,590
- County Cost Group 750 E-5 with dependents $1,638
- County Cost Group 760 E-5 with dependents $1,686
- County Cost Group 770 E-5 with dependents $1,752
- County Cost Group 780 E-5 with dependents $1,815
- County Cost Group 790 E-5 with dependents $1,890
- County Cost Group 800 E-5 with dependents $1,962
- County Cost Group 810 E-5 with dependents $2,064
- County Cost Group 820 E-5 with dependents $2,160
- County Cost Group 830 E-5 with dependents $2,250
- County Cost Group 840 E-5 with dependents $2,322
- County Cost Group 850 E-5 with dependents $2,409
- County Cost Group 860 E-5 with dependents $2,487
- County Cost Group 870 E-5 with dependents $2,652
- County Cost Group 880 E-5 with dependents $2,850
- County Cost Group 890 E-5 with dependents $3,156
Every housing area: BAH rates by location.
What does this leave out?
- BAH II, partial BAH and BAH-Differential, and rate protection (a member keeps a higher earlier rate while stationed in the same place).
- Special pays, deductions such as TSP and SGLI, and anything outside the 50 states (the Overseas Housing Allowance).
- In the take-home examples: state tax, local taxes and changes during the year.
What else can I work out?
- BAH calculator Your BAH from any ZIP code, with a second ZIP to compare for a move.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military pay chart 2026 Monthly basic pay for every grade, E-1 to O-10, at every length of service.
Questions about BAH in County Cost Group 580
What is E-5 BAH in County Cost Group 580 for 2026?
$1,380 a month with dependents and $1,119 without ($16,560 and $13,428 a year). That ranks 313 of the 338 housing areas for an E-5 with dependents; the middle of all areas is $2,061.
What is O-3 BAH in County Cost Group 580?
An O-3 gets $1,869 a month with dependents and $1,569 without in 2026. A W-2 gets $1,779 and $1,443.
How much BAH does an E-1 get in County Cost Group 580?
$1,278 a month with dependents and $1,032 without. E-1 to E-4 get the same rates here.
Which ZIP codes use County Cost Group 580 BAH rates?
704 ZIP codes in DTMO’s 2026 list map to this housing area (ZZ580): 23923, 23934, 23937, 23947, 23959 and 699 more. BAH follows the ZIP code of your duty station, not where you live.
Is BAH in County Cost Group 580 taxed?
No: BAH and BAS are not taxable income, so tax comes off basic pay only. For example, an E-4 with over 3 years and no dependents gets $4,991.35 a month here with allowances and takes home about $4,488.73. County cost groups are not tied to one state in DTMO’s list, so these examples leave out state tax: it depends on your state of legal residence.
When will County Cost Group 580 BAH change?
The 2026 rates apply until December 31, 2026. The Defense Department normally announces the 2027 rates in mid-December, to start on January 1, 2027.