United States · New York · Updated for 2026
New York paycheck calculator 2026
On New York’s median pay of $59,670 in 2026, a single filer in New York takes home $47,210.69 a year ($1,815.80 every two weeks), after $4,980.40 federal income tax, $4,564.76 Social Security and Medicare, and $2,914.15 of New York tax and payroll contributions.
Change the pay, schedule, filing status or deductions below to see your own paycheck. It works as a New York salary calculator too: type a yearly salary or an hourly rate.
Take-home pay, 2026 · New York · single · paid every two weeks
$1,815.80 a paycheck
$47,210.69 a year · $3,934.22 a month · $22.70 an hour
| Per paycheck | Year | |
|---|---|---|
| Pay before tax | $2,295.00 | $59,670.00 |
| Federal income tax | −$191.55 | −$4,980.40 |
| Social Security | −$142.29 | −$3,699.54 |
| Medicare | −$33.28 | −$865.22 |
| New York income tax | −$100.97 | −$2,625.18 |
| New York disability insurance | −$1.20 | −$31.20 |
| New York paid family leave | −$9.91 | −$257.77 |
| Take-home pay | $1,815.80 | $47,210.69 |
An estimate of the year’s tax divided evenly across your 26 paychecks, not your employer’s exact withholding table. An hour assumes 40 hours a week for 52 weeks.
Federal income tax
Taxable income: $59,670 of pay after pre-tax deductions, less the $16,100 standard deduction for single = $43,570.
| Income in bracket | Tax | |
|---|---|---|
| 10% bracket | $12,400 | $1,240.00 |
| 12% bracket | $31,170 | $3,740.40 |
| Federal income tax for the year | $4,980.40 |
Social Security and Medicare
- Social Security: 6.2% = $3,699.54 a year.
- Medicare: 1.45% of all pay = $865.22 a year.
New York tax
New York taxes $59,670 of your pay, less the $8,000 standard deduction: $51,670 of taxable income.
| Income in bracket | Tax | |
|---|---|---|
| 3.9% bracket | $8,500 | $331.50 |
| 4.4% bracket | $3,200 | $140.80 |
| 5.15% bracket | $2,200 | $113.30 |
| 5.4% bracket | $37,770 | $2,039.58 |
New York income tax: $2,625.18 a year.
New York disability insurance: $31.20 a year.
New York paid family leave: $257.77 a year.
Taken from every paycheck, besides income tax: New York disability insurance: 0.5% of pay, at most $31.20 a year; New York paid family leave: 0.432% of pay, at most $411.91 a year.
Your tax rates
- Effective rate: 20.9%. That share of your pay goes in federal, state and payroll taxes.
- Marginal rate: 25.5%. Of your next dollar of pay, about 25 cents goes in tax, so you keep about 75 cents.
What are New York’s income tax rates for 2026?
New York State taxes income in 9 brackets, from 3.9% to 10.9%, on taxable income after the standard deduction:
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 3.9% | from $0 | from $0 | from $0 |
| 4.4% | over $8,500 | over $17,150 | over $12,800 |
| 5.15% | over $11,700 | over $23,600 | over $17,650 |
| 5.4% | over $13,900 | over $27,900 | over $20,900 |
| 5.9% | over $80,650 | over $161,550 | over $107,650 |
| 6.85% | over $215,400 | over $323,200 | over $269,300 |
| 9.65% | over $1,077,550 | over $2,155,350 | over $1,616,450 |
| 10.3% | over $5,000,000 | over $5,000,000 | over $5,000,000 |
| 10.9% | over $25,000,000 | over $25,000,000 | over $25,000,000 |
Standard deduction: $8,000 single, $16,050 married filing jointly and $11,200 head of household. Above $107,650 of income, the benefit of the lower brackets is taken back over the next $50,000.
New York City
City residents also pay these rates on the same taxable income:
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 3.078% | from $0 | from $0 | from $0 |
| 3.762% | over $12,000 | over $21,600 | over $14,400 |
| 3.819% | over $25,000 | over $45,000 | over $30,000 |
| 3.876% | over $50,000 | over $90,000 | over $60,000 |
School tax credit: city residents get $63 ($125 on a joint return) when income is $250,000 or less, plus 0.171% to 0.228% of city taxable income when income is $500,000 or less. It comes off the city tax.
Also taken from pay, besides income tax: New York disability insurance, 0.5% of pay (at most $31.20 a year); New York paid family leave, 0.432% of pay (at most $411.91 a year).
How much tax do I pay on $59,670 in New York?
$59,670 is the median yearly pay for all jobs in New York (Bureau of Labor Statistics, May 2025). A single filer paid every two weeks, with nothing taken before tax:
| Year | Per paycheck | |
|---|---|---|
| Pay before tax | $59,670.00 | $2,295.00 |
| Federal income tax | $4,980.40 | $191.55 |
| Social Security | $3,699.54 | $142.29 |
| Medicare | $865.22 | $33.28 |
| New York income tax | $2,625.18 | $100.97 |
| New York disability insurance | $31.20 | $1.20 |
| New York paid family leave | $257.77 | $9.91 |
| Take-home pay | $47,210.69 | $1,815.80 |
Effective rate: 20.9% of pay in tax. Of the next dollar, about 25 cents goes in tax. Open this example in the paycheck calculator.
What is different about paychecks in New York?
New York State’s 2026 rates run from 3.9% to 10.9%. The rates on the first five brackets were cut by 0.1 point for 2026, and fall again in 2027.
If you live in New York City, you also pay the city’s own income tax, from 3.078% to 3.876%. Tick the New York City box in the calculator.
New York City residents also get the city’s school tax credit: $63 ($125 on a joint return) plus a small share of city taxable income. The calculator takes it off the city tax.
Above $107,650 of income, New York takes back the benefit of its lower brackets, so higher earners pay their top rate on all their taxable income.
Most employers also take two small insurance contributions, both in this estimate: disability insurance (0.5% of pay, at most $31.20 a year, which is 60 cents a week) and paid family leave (0.432% of pay, at most $411.91 a year).
How does New York compare with New Jersey and Pennsylvania?
The same $59,670 salary, single, paid every two weeks:
| State tax and contributions a year | Take-home a year | Per paycheck | |
|---|---|---|---|
| New York | $2,914.15 | $47,210.69 | $1,815.80 |
| New Jersey | $2,190.03 | $47,934.81 | $1,843.65 |
| Pennsylvania | $1,873.64 | $48,251.21 | $1,855.82 |
You take home $724.12 a year less in New York than in New Jersey.
You take home $1,040.52 a year less in New York than in Pennsylvania.
What does this calculator leave out in New York?
- The Yonkers surcharge, and New York City’s household credit.
- Dependents, and credits such as the child tax credit.
- One job for the whole calendar year, with the same pay every paycheck, no bonus and no overtime.
- A married couple filing jointly is one earner: the whole household income is this pay.
- The year’s tax is divided evenly across your paychecks. Your employer withholds from each paycheck using your W-4 and the IRS tables, so a paycheck can differ a little.
The full list is on the sources page, and the method on how we calculate.
Which other states can I check?
- Alaska no income tax
- California state income tax
- Florida no income tax
- Georgia state income tax
- Illinois state income tax
- Michigan state income tax
- Nevada no income tax
- New Hampshire no income tax
- New Jersey state income tax
- North Carolina state income tax
- Ohio state income tax
- Pennsylvania state income tax
- South Dakota no income tax
- Tennessee no income tax
- Texas no income tax
- Virginia state income tax
- Washington no income tax
- Wyoming no income tax
Every state on one page: the US paycheck calculator. How the taxes work: US paycheck guides.
Questions about paychecks in New York
How much is taken out of a paycheck in New York?
On $59,670 a year, single, paid every two weeks: $191.55 federal income tax, $175.57 Social Security and Medicare and $112.08 for New York (tax and payroll contributions) a paycheck, leaving $1,815.80.
What is the take-home pay on $100,000 in New York?
$73,877.14 a year, or $2,841.43 every two weeks, for a single filer with nothing taken before tax.
Is New York state tax taken out of every paycheck?
Yes. Employers in New York withhold state income tax from each paycheck along with federal tax. This calculator spreads the year’s tax evenly across your paychecks, so a single paycheck can differ a little.
How much is New York City income tax?
From 3.078% to 3.876% of New York taxable income, on top of the state tax. Tick the New York City box to include it.
What is the New York tax recapture?
Above $107,650 of income, New York gradually stops giving you its lower rates, until all your taxable income is taxed at your top bracket’s rate. The calculator includes it.