United States · Massachusetts · Updated for 2026
Massachusetts paycheck calculator 2026
On Massachusetts’s median pay of $63,590 in 2026, a single filer in Massachusetts takes home $50,122.55 a year ($1,927.79 every two weeks), after $5,450.80 federal income tax, $4,864.64 Social Security and Medicare, and $3,152.01 of Massachusetts tax and payroll contributions.
Change the pay, schedule, filing status or deductions below to see your own paycheck. It works as a Massachusetts salary calculator too: type a yearly salary or an hourly rate.
Take-home pay, 2026 · Massachusetts · single · paid every two weeks
$1,927.79 a paycheck
$50,122.55 a year · $4,176.88 a month · $24.10 an hour
| Per paycheck | Year | |
|---|---|---|
| Pay before tax | $2,445.77 | $63,590.00 |
| Federal income tax | −$209.65 | −$5,450.80 |
| Social Security | −$151.64 | −$3,942.58 |
| Medicare | −$35.46 | −$922.06 |
| Massachusetts income tax | −$109.98 | −$2,859.50 |
| Massachusetts paid family and medical leave | −$11.25 | −$292.51 |
| Take-home pay | $1,927.79 | $50,122.55 |
An estimate of the year’s tax divided evenly across your 26 paychecks, not your employer’s exact withholding table. An hour assumes 40 hours a week for 52 weeks.
Estimate your 2026 tax refund on this pay, with the new deductions for tips and overtime.
Federal income tax
Taxable income: $63,590 of pay after pre-tax deductions, less the $16,100 standard deduction for single = $47,490.
| Income in bracket | Tax | |
|---|---|---|
| 10% bracket | $12,400 | $1,240.00 |
| 12% bracket | $35,090 | $4,210.80 |
| Federal income tax for the year | $5,450.80 |
Social Security and Medicare
- Social Security: 6.2% = $3,942.58 a year.
- Medicare: 1.45% of all pay = $922.06 a year.
Massachusetts tax
Massachusetts taxes $63,590 of your pay, less the $2,000 deduction for Social Security and Medicare paid and the $4,400 personal exemption: $57,190 of taxable income.
| Income in bracket | Tax | |
|---|---|---|
| 5% bracket | $57,190 | $2,859.50 |
Massachusetts income tax: $2,859.50 a year.
Massachusetts paid family and medical leave: $292.51 a year.
Taken from every paycheck, besides income tax: Massachusetts paid family and medical leave: 0.46% of pay up to $184,500.
Your tax rates
- Effective rate: 21.2%. That share of your pay goes in federal, state and payroll taxes.
- Marginal rate: 25.1%. Of your next dollar of pay, about 25 cents goes in tax, so you keep about 75 cents.
What are Massachusetts’s income tax rates for 2026?
Massachusetts has one rate, 5%, on wages. There is no standard deduction. Instead you subtract the Social Security and Medicare you paid, up to $2,000 a person, and a personal exemption: $4,400 single, $8,800 married filing jointly and $6,800 head of household.
On taxable income over $1,107,750, a 4% surtax is added, so that part is taxed at 9%. At low pay, no tax is due at or below $8,000 ($16,400 for a joint return, $14,400 head of household), and up to $14,000 ($28,700 joint, $25,200 head of household) the tax is at most 10% of income above that no-tax amount.
Also taken from pay, besides income tax: Massachusetts paid family and medical leave, 0.46% of pay up to $184,500.
How much tax do I pay on $63,590 in Massachusetts?
$63,590 is the median yearly pay for all jobs in Massachusetts (Bureau of Labor Statistics, May 2025). A single filer paid every two weeks, with nothing taken before tax:
| Year | Per paycheck | |
|---|---|---|
| Pay before tax | $63,590.00 | $2,445.77 |
| Federal income tax | $5,450.80 | $209.65 |
| Social Security | $3,942.58 | $151.64 |
| Medicare | $922.06 | $35.46 |
| Massachusetts income tax | $2,859.50 | $109.98 |
| Massachusetts paid family and medical leave | $292.51 | $11.25 |
| Take-home pay | $50,122.55 | $1,927.79 |
Effective rate: 21.2% of pay in tax. Of the next dollar, about 25 cents goes in tax. Open this example in the paycheck calculator.
What is different about paychecks in Massachusetts?
With one 5% rate and small deductions, the tax is easy to estimate: on $60,000 of pay, a single filer owes about $2,680 a year. Social Security and Medicare take 7.65% of pay, so the $2,000 deduction is reached at about $26,100 of pay.
The 4% surtax, often called the millionaires tax, applies only to taxable income over $1,107,750 in 2026. The line rises with prices each year, and a married couple filing jointly gets one line, not two.
Every paycheck also pays for paid family and medical leave: up to 0.46% of pay, on pay up to $184,500. That is the most an employer may take from pay; some employers pay part or all of it themselves, so your deduction may be smaller.
The deduction for Social Security and Medicare is per person, so a married couple who both work can subtract up to $4,000. This calculator treats a couple as one earner, so for two earners it runs about $100 a year high. Massachusetts cities and towns do not tax wages.
Not final yet
Massachusetts has not published these 2026 figures yet, so this page uses the latest official amounts and will be updated when the state publishes: The no-tax amounts and the limited income credit limits (the calculator uses the 2025 amounts; they are written in the law and rarely change, but the 2026 instructions are not out yet).
How does Massachusetts compare with New Hampshire and Connecticut?
The same $63,590 salary, single, paid every two weeks:
| State tax and contributions a year | Take-home a year | Per paycheck | |
|---|---|---|---|
| Massachusetts | $3,152.01 | $50,122.55 | $1,927.79 |
| New Hampshire | none | $53,274.57 | $2,049.02 |
| Connecticut | $3,059.45 | $50,215.11 | $1,931.35 |
You take home $3,152.01 a year less in Massachusetts than in New Hampshire.
You take home $92.56 a year less in Massachusetts than in Connecticut.
What does this calculator leave out in Massachusetts?
- The rent deduction and other Massachusetts deductions, and the extra exemptions for dependents and for people 65 or over or blind.
- Massachusetts’s child and family tax credit and its earned income credit.
- The higher rates on short-term capital gains and collectibles, and the surtax on income other than wages.
- Dependents, and credits such as the child tax credit.
- One job for the whole calendar year, with the same pay every paycheck, no bonus and no overtime.
- A married couple filing jointly is one earner: the whole household income is this pay.
- The year’s tax is divided evenly across your paychecks. Your employer withholds from each paycheck using your W-4 and the IRS tables, so a paycheck can differ a little.
The full list is on the sources page, and the method on how we calculate.
Which other states can I check?
- Alabama state income tax
- Alaska no income tax
- Arizona state income tax
- Arkansas state income tax
- California state income tax
- Colorado state income tax
- Connecticut state income tax
- Delaware state income tax
- District of Columbia state income tax
- Florida no income tax
- Georgia state income tax
- Hawaii state income tax
- Idaho state income tax
- Illinois state income tax
- Indiana state income tax
- Iowa state income tax
- Kansas state income tax
- Kentucky state income tax
- Louisiana state income tax
- Maine state income tax
- Maryland state income tax
- Michigan state income tax
- Minnesota state income tax
- Mississippi state income tax
- Missouri state income tax
- Montana state income tax
- Nebraska state income tax
- Nevada no income tax
- New Hampshire no income tax
- New Jersey state income tax
- New Mexico state income tax
- New York state income tax
- North Carolina state income tax
- North Dakota state income tax
- Ohio state income tax
- Oklahoma state income tax
- Oregon state income tax
- Pennsylvania state income tax
- Rhode Island state income tax
- South Carolina state income tax
- South Dakota no income tax
- Tennessee no income tax
- Texas no income tax
- Utah state income tax
- Vermont state income tax
- Virginia state income tax
- Washington no income tax
- West Virginia state income tax
- Wisconsin state income tax
- Wyoming no income tax
Every state on one page: the US paycheck calculator. How the taxes work: US paycheck guides.
Pay by job: the highest paying jobs in Massachusetts after tax, and 830 jobs with their pay in every state. Your federal refund for 2026, with the new deductions: the tax refund calculator.
On an hourly wage? The Massachusetts minimum wage, with full-time pay and take-home pay.
Questions about paychecks in Massachusetts
How much is taken out of a paycheck in Massachusetts?
On $63,590 a year, single, paid every two weeks: $209.65 federal income tax, $187.10 Social Security and Medicare and $121.23 for Massachusetts (tax and payroll contributions) a paycheck, leaving $1,927.79.
What is the take-home pay on $100,000 in Massachusetts?
$74,040.00 a year, or $2,847.69 every two weeks, for a single filer with nothing taken before tax.
Is Massachusetts state tax taken out of every paycheck?
Yes. Employers in Massachusetts withhold state income tax from each paycheck along with federal tax. This calculator spreads the year’s tax evenly across your paychecks, so a single paycheck can differ a little.
What is the Massachusetts income tax rate in 2026?
5% on wages, plus a 4% surtax on taxable income over $1,107,750.
Does Massachusetts have a standard deduction?
No. It has a personal exemption ($4,400 for a single filer) and lets you subtract the Social Security and Medicare you paid, up to $2,000 a person.
What is the PFML deduction on my Massachusetts paycheck?
Paid family and medical leave. In 2026 an employer may take up to 0.46% of your pay for it; it pays for leave when you have a baby, care for a sick relative or are seriously ill yourself.