Maryland paycheck calculator 2026

What are Maryland’s income tax rates for 2026?

Maryland taxes your pay after the standard deduction ($3,350 single, $6,700 for a joint return or head of household) and a personal exemption of $3,200 a person. The exemption shrinks once federal AGI passes $100,000 ($150,000 joint or head of household) and is gone above $150,000 ($200,000). A single filer uses the first schedule; a joint return or a head of household uses the second, with wider brackets:

Every Maryland county, and Baltimore City, adds its own income tax on the same taxable income, paid on the state return. The calculator asks for your county; it starts with Montgomery County (3.2%).

How much tax do I pay on $59,510 in Maryland?

$59,510 is the median yearly pay for all jobs in Maryland (Bureau of Labor Statistics, May 2025). A single filer paid every two weeks, with nothing taken before tax:

Effective rate: 23.0% of pay in tax. Of the next dollar, about 28 cents goes in tax. Open this example in the paycheck calculator.

What is different about paychecks in Maryland?

Maryland is one of the few states where every county adds an income tax of its own, collected with the state tax. Local rates run from 2.25% (Worcester County) to 3.3% (Dorchester County and Kent County). On $60,000 of pay, a single filer in Montgomery County pays about $1,710 a year in county tax on top of the state tax.

Two counties work differently. Anne Arundel County taxes in slices: 2.7% on the first $50,000 of taxable income ($75,000 on a joint return), 2.94% up to $400,000 ($480,000) and 3.2% above. Frederick County charges one rate on all of your taxable income, set by how much you have: 2.25% up to $25,000, 2.75% up to $50,000 ($100,000 joint), 2.96% up to $150,000 ($250,000 joint) and 3.2% above. So in Frederick a small raise that crosses a line puts the higher rate on all your income.

Maryland’s standard deduction is now one flat amount, and from 2026 the law raises it with inflation. Maryland has not yet published the 2026 figure for the return, so this calculator uses the 2025 amounts. Maryland’s own 2026 paycheck tables already use a slightly higher figure, so the real deduction will likely be a little higher and the tax a few dollars lower. The top state rate is 6.5%, on taxable income over $1,000,000 ($1,200,000 joint).

Maryland takes no paid leave contribution from paychecks in 2026. Its paid family and medical leave program (FAMLI) starts collecting on January 1, 2027, with workers paying half. At very low pay, below $15,650 for one person ($21,150 for a couple), the poverty level credits take away both the state and the county tax; the estimate includes them.

How does Maryland compare with Virginia and District of Columbia?

The same $59,510 salary, single, paid every two weeks:

You take home $1,550.10 a year less in Maryland than in Virginia.

You take home $1,664.67 a year less in Maryland than in District of Columbia.

What does this calculator leave out in Maryland?

• The small extra subtraction for a married couple who both work (it needs each spouse’s pay).
• Maryland’s earned income credit, its other credits, itemized deductions, and the extra exemptions for dependents and for people 65 or over or blind.
• The special nonresident tax for people who work in Maryland but live in another state.
• Dependents, and credits such as the child tax credit.
• One job for the whole calendar year, with the same pay every paycheck, no bonus and no overtime.
• A married couple filing jointly is one earner: the whole household income is this pay.
• The year’s tax is divided evenly across your paychecks. Your employer withholds from each paycheck using your W-4 and the IRS tables, so a paycheck can differ a little.

The full list is on the sources page, and the method on how we calculate.