United States · Pennsylvania · Updated for 2026

Pennsylvania paycheck calculator 2026

On Pennsylvania’s median pay of $49,690 in 2026, a single filer in Pennsylvania takes home $40,545.65 a year ($1,559.45 every two weeks), after $3,782.80 federal income tax, $3,801.29 Social Security and Medicare, and $1,560.27 of Pennsylvania tax and payroll contributions.

Change the pay, schedule, filing status or deductions below to see your own paycheck. It works as a Pennsylvania salary calculator too: type a yearly salary or an hourly rate.

Taken out before tax

$ a paycheck

$ a paycheck

Not sure? Your pay stub lists each one. How pre-tax deductions work.

Take-home pay, 2026 · Pennsylvania · single · paid every two weeks

$1,559.45 a paycheck

$40,545.65 a year · $3,378.80 a month · $19.49 an hour

Pay, taxes and deductions for 2026
Per paycheckYear
Pay before tax$1,911.15$49,690.00
Federal income tax−$145.49−$3,782.80
Social Security−$118.49−$3,080.78
Medicare−$27.71−$720.51
Pennsylvania income tax−$58.67−$1,525.48
Pennsylvania unemployment compensation−$1.34−$34.78
Take-home pay$1,559.45$40,545.65

An estimate of the year’s tax divided evenly across your 26 paychecks, not your employer’s exact withholding table. An hour assumes 40 hours a week for 52 weeks.

Local income tax not included

Most Pennsylvania towns and school districts also take a local income tax from pay. It is not in this estimate.

Federal income tax

Taxable income: $49,690 of pay after pre-tax deductions, less the $16,100 standard deduction for single = $33,590.

Federal income tax by bracket, 2026
Income in bracketTax
10% bracket$12,400$1,240.00
12% bracket$21,190$2,542.80
Federal income tax for the year$3,782.80

Social Security and Medicare

  • Social Security: 6.2% = $3,080.78 a year.
  • Medicare: 1.45% of all pay = $720.51 a year.

Pennsylvania tax

Pennsylvania taxes $49,690 of your pay: $49,690 of taxable income.

Pennsylvania income tax: $1,525.48 a year.

Pennsylvania unemployment compensation: $34.78 a year.

Taken from every paycheck, besides income tax: Pennsylvania unemployment compensation: 0.07% of pay, with no upper limit.

Your tax rates

  • Effective rate: 18.4%. That share of your pay goes in federal, state and payroll taxes.
  • Marginal rate: 22.8%. Of your next dollar of pay, about 23 cents goes in tax, so you keep about 77 cents.

What are Pennsylvania’s income tax rates for 2026?

Pennsylvania has one flat rate, 3.07%, on your pay with no standard deduction and no personal exemption. Your 401(k) contributions are included; health insurance and HSA money taken out before tax is not.

Also taken from pay, besides income tax: Pennsylvania unemployment compensation, 0.07% of pay with no upper limit.

How much tax do I pay on $49,690 in Pennsylvania?

$49,690 is the median yearly pay for all jobs in Pennsylvania (Bureau of Labor Statistics, May 2025). A single filer paid every two weeks, with nothing taken before tax:

Taxes and take-home pay on $49,690 in Pennsylvania, 2026
YearPer paycheck
Pay before tax$49,690.00$1,911.15
Federal income tax$3,782.80$145.49
Social Security$3,080.78$118.49
Medicare$720.51$27.71
Pennsylvania income tax$1,525.48$58.67
Pennsylvania unemployment compensation$34.78$1.34
Take-home pay$40,545.65$1,559.45

Effective rate: 18.4% of pay in tax. Of the next dollar, about 23 cents goes in tax. Open this example in the paycheck calculator.

What is different about paychecks in Pennsylvania?

Pennsylvania has one flat rate, 3.07%, with no standard deduction and no personal exemption: it applies from the first dollar.

Unlike the IRS, Pennsylvania taxes the money you put into a 401(k). Health insurance and HSA money taken out before tax is still free of Pennsylvania tax.

Almost every town and school district in Pennsylvania also takes a local earned income tax from pay, and Philadelphia’s wage tax is among the highest. It is not in this estimate.

Employees also pay a small unemployment compensation contribution, 0.07% of pay, with no upper limit. It is in this estimate.

How does Pennsylvania compare with New Jersey and Ohio?

The same $49,690 salary, single, paid every two weeks:

Pennsylvania compared with nearby states on $49,690
State tax and contributions a yearTake-home a yearPer paycheck
Pennsylvania $1,560.27 $40,545.65 $1,559.45
New Jersey $1,596.72 $40,509.19 $1,558.05
Ohio $922.98 $41,182.94 $1,583.96

You take home $36.45 a year more in Pennsylvania than in New Jersey.

You take home $637.29 a year less in Pennsylvania than in Ohio.

What does this calculator leave out in Pennsylvania?

  • The local earned income tax charged by almost every town and school district, and Philadelphia’s wage tax.
  • Dependents, and credits such as the child tax credit.
  • One job for the whole calendar year, with the same pay every paycheck, no bonus and no overtime.
  • A married couple filing jointly is one earner: the whole household income is this pay.
  • The year’s tax is divided evenly across your paychecks. Your employer withholds from each paycheck using your W-4 and the IRS tables, so a paycheck can differ a little.

The full list is on the sources page, and the method on how we calculate.

Which other states can I check?

Every state on one page: the US paycheck calculator. How the taxes work: US paycheck guides.

Questions about paychecks in Pennsylvania

How much is taken out of a paycheck in Pennsylvania?

On $49,690 a year, single, paid every two weeks: $145.49 federal income tax, $146.20 Social Security and Medicare and $60.01 for Pennsylvania (tax and payroll contributions) a paycheck, leaving $1,559.45.

What is the take-home pay on $100,000 in Pennsylvania?

$76,040.00 a year, or $2,924.62 every two weeks, for a single filer with nothing taken before tax.

Is Pennsylvania state tax taken out of every paycheck?

Yes. Employers in Pennsylvania withhold state income tax from each paycheck along with federal tax. This calculator spreads the year’s tax evenly across your paychecks, so a single paycheck can differ a little.

Does Pennsylvania tax 401(k) contributions?

Yes. Your own 401(k) contributions are taxed by Pennsylvania at 3.07%, even though they are not taxed by the IRS.

What is the local earned income tax?

A tax on wages charged by most Pennsylvania municipalities and school districts, on top of the state tax. Your employer takes it from your paycheck. This calculator leaves it out.