United States · Federal pay 2026 · Philadelphia-Reading-Camden, PA-NJ-DE-MD
Philadelphia-Reading-Camden GS pay scale 2026
Locality pay in Philadelphia-Reading-Camden is 28.99% in 2026, so GS pay runs from $29,131 a year (GS-1 step 1) to $197,200 (GS-15 step 10). A GS-12 step 1 earns $98,630, $9,122 more than in the Rest of U.S. area.
Pick a grade and step, or read the whole table below. Every figure is OPM’s own for this locality.
Philadelphia-Reading-Camden · GS-12 step 1
$98,630 a year
$8,219.17 a month · $3,793.46 every two weeks, before tax
$22,167 of it is locality pay on top of the $76,463 base.
| Grade | Step 1 | Step 2 | Step 3 | Step 4 | Step 5 | Step 6 | Step 7 | Step 8 | Step 9 | Step 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| GS-1 | $29,131 | $30,108 | $31,076 | $32,041 | $33,007 | $33,574 | $34,532 | $35,497 | $35,537 | $36,437 |
| GS-2 | $32,754 | $33,534 | $34,620 | $35,537 | $35,934 | $36,990 | $38,047 | $39,103 | $40,160 | $41,216 |
| GS-3 | $35,741 | $36,932 | $38,124 | $39,316 | $40,508 | $41,700 | $42,892 | $44,084 | $45,275 | $46,467 |
| GS-4 | $40,120 | $41,457 | $42,795 | $44,133 | $45,470 | $46,808 | $48,146 | $49,483 | $50,821 | $52,158 |
| GS-5 | $44,887 | $46,384 | $47,880 | $49,376 | $50,872 | $52,369 | $53,865 | $55,361 | $56,858 | $58,354 |
| GS-6 | $50,037 | $51,704 | $53,372 | $55,040 | $56,708 | $58,376 | $60,044 | $61,711 | $63,379 | $65,047 |
| GS-7 | $55,602 | $57,456 | $59,310 | $61,163 | $63,017 | $64,870 | $66,724 | $68,578 | $70,431 | $72,285 |
| GS-8 | $61,577 | $63,629 | $65,682 | $67,734 | $69,786 | $71,838 | $73,891 | $75,943 | $77,995 | $80,047 |
| GS-9 | $68,013 | $70,280 | $72,548 | $74,815 | $77,083 | $79,351 | $81,618 | $83,886 | $86,154 | $88,421 |
| GS-10 | $74,897 | $77,393 | $79,889 | $82,385 | $84,881 | $87,377 | $89,872 | $92,368 | $94,864 | $97,360 |
| GS-11 | $82,289 | $85,033 | $87,776 | $90,520 | $93,264 | $96,007 | $98,751 | $101,494 | $104,238 | $106,982 |
| GS-12 | $98,630 | $101,918 | $105,206 | $108,493 | $111,781 | $115,069 | $118,357 | $121,645 | $124,933 | $128,221 |
| GS-13 | $117,284 | $121,194 | $125,104 | $129,013 | $132,923 | $136,833 | $140,742 | $144,652 | $148,562 | $152,471 |
| GS-14 | $138,595 | $143,215 | $147,835 | $152,456 | $157,076 | $161,697 | $166,317 | $170,938 | $175,558 | $180,178 |
| GS-15 | $163,023 | $168,457 | $173,891 | $179,326 | $184,760 | $190,194 | $195,629 | $197,200* | $197,200* | $197,200* |
* Held at the 2026 pay cap of $197,200 (level IV of the Executive Schedule).
How does Philadelphia-Reading-Camden GS pay compare?
Philadelphia-Reading-Camden has the 15th highest locality pay of the 58 areas. Step 1 of some grades, beside the base table and the Rest of U.S. area:
| Grade, step 1 | Philadelphia-Reading-Camden | Base table | Rest of U.S. |
|---|---|---|---|
| GS-5 | $44,887 | $34,799 | $40,736 |
| GS-7 | $55,602 | $43,106 | $50,460 |
| GS-9 | $68,013 | $52,727 | $61,722 |
| GS-11 | $82,289 | $63,795 | $74,678 |
| GS-12 | $98,630 | $76,463 | $89,508 |
| GS-13 | $117,284 | $90,925 | $106,437 |
| GS-14 | $138,595 | $107,446 | $125,776 |
| GS-15 | $163,023 | $126,384 | $147,945 |
3 cells are held at the $197,200 cap: GS-15 step 8, GS-15 step 9, GS-15 step 10. They get less than the full 28.99%.
What is the locality pay in other areas?
- Alaska 32.36%
- Albany-Schenectady 20.77%
- Albuquerque-Santa Fe-Las Vegas 18.33%
- Atlanta-Athens-Clarke County-Sandy Springs 23.79%
- Austin-Round Rock-Georgetown 20.35%
- Birmingham-Hoover-Talladega 18.24%
- Boston-Worcester-Providence 32.58%
- Buffalo-Cheektowaga-Olean 22.41%
- Burlington-South Burlington-Barre 19.45%
- Charlotte-Concord 19.67%
- Chicago-Naperville 30.86%
- Cincinnati-Wilmington-Maysville 21.93%
- Cleveland-Akron-Canton 22.23%
- Colorado Springs 20.15%
- Columbus-Marion-Zanesville 22.15%
- Corpus Christi-Kingsville-Alice 17.63%
- Dallas-Fort Worth 27.26%
- Davenport-Moline 18.93%
- Dayton-Springfield-Kettering 21.42%
- Denver-Aurora 30.52%
- Des Moines-Ames-West Des Moines 18.01%
- Detroit-Warren-Ann Arbor 29.12%
- Fresno-Madera-Hanford 17.65%
- Harrisburg-Lebanon 19.43%
- Hartford-East Hartford 32.08%
- Hawaii 22.21%
- Houston-The Woodlands 35%
- Huntsville-Decatur 21.91%
- Indianapolis-Carmel-Muncie 18.15%
- Kansas City-Overland Park-Kansas City 18.97%
- Laredo 21.59%
- Las Vegas-Henderson 19.57%
- Los Angeles-Long Beach 36.47%
- Miami-Port St. Lucie-Fort Lauderdale 24.67%
- Milwaukee-Racine-Waukesha 22.42%
- Minneapolis-St. Paul 27.62%
- New York-Newark 37.95%
- Omaha-Council Bluffs-Fremont 18.23%
- Palm Bay-Melbourne-Titusville 17.93%
- Phoenix-Mesa 22.45%
- Pittsburgh-New Castle-Weirton 21.03%
- Portland-Vancouver-Salem 26.13%
- Raleigh-Durham-Cary 22.24%
- Reno-Fernley 17.52%
- Richmond 22.28%
- Rochester-Batavia-Seneca Falls 17.88%
- Sacramento-Roseville 29.76%
- San Antonio-New Braunfels-Pearsall 18.78%
- San Diego-Chula Vista-Carlsbad 33.72%
- San Jose-San Francisco-Oakland 46.34%
- Seattle-Tacoma 31.57%
- Spokane-Spokane Valley-Coeur d'Alene 17.67%
- St. Louis-St. Charles-Farmington 20.03%
- Tucson-Nogales 19.28%
- Virginia Beach-Norfolk 18.8%
- Washington-Baltimore-Arlington 33.94%
- Rest of U.S. 17.06%
What does this leave out?
- Special rates for some jobs (such as law enforcement officers) and other pay plans.
- Which counties are in this locality: check with your agency.
- Tax and deductions: the GS pay calculator works out take-home pay.
What else can I work out?
- GS pay calculator Salary and take-home pay for any grade and step in Philadelphia-Reading-Camden.
- GS pay scale 2026 The General Schedule base table and every locality’s own table.
- Military pay calculator Basic pay, BAH, BAS and take-home pay for your rank, years of service, ZIP code and home state.
- Military and federal pay Every military and federal pay calculator and chart in one place.
Questions about GS pay in Philadelphia-Reading-Camden
What is the locality pay for Philadelphia-Reading-Camden in 2026?
28.99%, for the area OPM calls “Philadelphia-Reading-Camden, PA-NJ-DE-MD”. That ranks 15 of the 58 locality areas. It is added to the base table, so a GS-9 step 1 earns $68,013 here against $52,727 on the base table.
How much does a GS-12 make in Philadelphia-Reading-Camden?
From $98,630 a year at step 1 to $128,221 at step 10 in 2026. Step 5 is $111,781.
What is GS-13 pay in Philadelphia-Reading-Camden?
$117,284 at step 1, $132,923 at step 5 and $152,471 at step 10, a year.
What does a GS-7 earn in Philadelphia-Reading-Camden?
$55,602 a year at step 1 ($2,138.54 every two weeks before tax) and $72,285 at step 10.
Is GS pay in Philadelphia-Reading-Camden capped?
3 cells are held at the $197,200 cap: GS-15 step 8, GS-15 step 9, GS-15 step 10. They get less than the full 28.99%.
Will GS pay in Philadelphia-Reading-Camden change in 2027?
Not decided yet. The President’s plan proposes a pay freeze for 2027, with base and locality pay staying at their 2026 rates: “I have determined that for 2027, base pay and locality pay for civilian Federal employees will not change from the 2026 rates.” That is a proposal, not final.